# 10 Spencer Lane, Clay City, KY 40312 > **TL;DR:** 3bd/2ba single family, $215,000 ($153/sqft), built 1996, 1,408 sqft. > Fireplace, A/C, 1-car garage. Est. $1,150/mo. Listed 30 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $215,000 | | Price/sqft | $153 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,408 | | Year Built | 1996 | | Lot Size | 11,326 sqft (0.26 acres) | | Stories | 1 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 30 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,087 | | Estimated Insurance | $63 | | **Total** | **$1,150** | ## Nearby Schools - **Elementary:** Clay City - **Middle:** Powell Co - **High:** Powell Co ## Key Amenities - Fireplace - A/C - 1-car garage ## Property Highlights - Built in 1996 - 0.26 acre lot - Fireplace ## Description ### Agent Description Cozy, updated, and ready to welcome you home! This beautifully refreshed 3-bedroom, 2-bath home at 10 Spencer Lane in Clay City offers a warm and inviting feel from the moment you arrive. The beautiful new covered front porch wraps around the right side of the home, creating the perfect place to enjoy your morning coffee, unwind in the evenings, or simply relax and take in the peaceful surroundings. Step inside to a comfortable living room centered around a cozy fireplace-the perfect spot to gather on cool Kentucky evenings. New luxury vinyl flooring flows throughout the home, giving each room a fresh, updated look while still keeping that comfortable, homey feel. The home has been completely updated, making it easy to move right in and start enjoying. Outside, the detached garage provides plenty of room for parking, storage, hobbies, or a workshop. With its inviting wraparound covered porch, cozy fireplace, fresh updates, and comfortable setting, this is the kind of home that just feels good the moment you walk through the door. Come see all that 10 Spencer Lane has to offer! ## Location - **Address:** 10 Spencer Lane, Clay City, KY 40312 - **County:** Powell - **Neighborhood:** Rural - **Coordinates:** 37.847883, -83.948349 - **Google Maps:** https://www.google.com/maps?q=37.847883,-83.948349 ## Listing Agent - **Name:** Cathie Witt-Pyle - **Brokerage:** Keller Williams Commonwealth - **Broker Phone:** (859) 721-2121 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/10-Spencer-Ln_Clay-City_KY_40312_M40711-49572?f=listhub&s=LBARKY&m=26027064&c=propsimple) ## Photos ![10 Spencer Lane - Photo 1](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f1738003829r.jpg) ![10 Spencer Lane - Photo 2](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f1066877328r.jpg) ![10 Spencer Lane - Photo 3](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f2892998241r.jpg) ![10 Spencer Lane - Photo 4](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f3681516249r.jpg) ![10 Spencer Lane - Photo 5](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f1811896741r.jpg) ![10 Spencer Lane - Photo 6](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f2159054129r.jpg) ![10 Spencer Lane - Photo 7](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f2669818388r.jpg) ![10 Spencer Lane - Photo 8](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f1471858585r.jpg) ![10 Spencer Lane - Photo 9](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f961986566r.jpg) ![10 Spencer Lane - Photo 10](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f352393292r.jpg) ![10 Spencer Lane - Photo 11](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f2503453080r.jpg) ![10 Spencer Lane - Photo 12](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f942871896r.jpg) ![10 Spencer Lane - Photo 13](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f486863623r.jpg) ![10 Spencer Lane - Photo 14](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f3415844496r.jpg) ![10 Spencer Lane - Photo 15](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f2513475388r.jpg) ![10 Spencer Lane - Photo 16](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f473253180r.jpg) ![10 Spencer Lane - Photo 17](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f1815075001r.jpg) ![10 Spencer Lane - Photo 18](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f2404183114r.jpg) ![10 Spencer Lane - Photo 19](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f357584184r.jpg) ![10 Spencer Lane - Photo 20](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f1938560746r.jpg) ![10 Spencer Lane - Photo 21](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f272489207r.jpg) ![10 Spencer Lane - Photo 22](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f3130482628r.jpg) ![10 Spencer Lane - Photo 23](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f2571043809r.jpg) ![10 Spencer Lane - Photo 24](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f1663392234r.jpg) ![10 Spencer Lane - Photo 25](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f1387670272r.jpg) ![10 Spencer Lane - Photo 26](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f2650979250r.jpg) ![10 Spencer Lane - Photo 27](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f1003384053r.jpg) ![10 Spencer Lane - Photo 28](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f497643739r.jpg) ![10 Spencer Lane - Photo 29](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f60944216r.jpg) ![10 Spencer Lane - Photo 30](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f35626615r.jpg) ![10 Spencer Lane - Photo 31](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f3869902063r.jpg) ![10 Spencer Lane - Photo 32](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f3302513575r.jpg) ![10 Spencer Lane - Photo 33](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f1968128178r.jpg) ![10 Spencer Lane - Photo 34](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f2991862637r.jpg) ![10 Spencer Lane - Photo 35](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f1786290374r.jpg) ![10 Spencer Lane - Photo 36](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f2296703424r.jpg) ![10 Spencer Lane - Photo 37](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f4254021865r.jpg) ![10 Spencer Lane - Photo 38](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f1209611713r.jpg) ![10 Spencer Lane - Photo 39](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f421837445r.jpg) ![10 Spencer Lane - Photo 40](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f3234003505r.jpg) ![10 Spencer Lane - Photo 41](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f1548461590r.jpg) ![10 Spencer Lane - Photo 42](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f2428329647r.jpg) ![10 Spencer Lane - Photo 43](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f177655779r.jpg) ![10 Spencer Lane - Photo 44](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f716815659r.jpg) ![10 Spencer Lane - Photo 45](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f3054493405r.jpg) ![10 Spencer Lane - Photo 46](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f716815659r.jpg) ![10 Spencer Lane - Photo 47](http://lh.rdcpix.com/6b7d5dc3f1caee06aa4e4964bdb9713cl-f841559834r.jpg) --- **MLS#:** 26027064 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/10-spencer-lane-clay-city-ky-40312-24dca149e80f469c8532a7115dd03a13) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/10-spencer-lane-clay-city-ky-40312-24dca149e80f469c8532a7115dd03a13#listing", "url": "https://staging.propertysimple.ai/listing/10-spencer-lane-clay-city-ky-40312-24dca149e80f469c8532a7115dd03a13", "name": "10 Spencer Lane, Clay City, KY 40312", "description": "Cozy, updated, and ready to welcome you home! This beautifully refreshed 3-bedroom, 2-bath home at 10 Spencer Lane in Clay City offers a warm and inviting feel from the moment you arrive. 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