About This Home

This 0-bedroom, 0-bathroom multi-family at 10 Towners Road #8 in Carmel, NY is listed for $599,900. Built in 1940, on a 0.54 acres lot.

Key Features

  • Built in 1940
  • 0.54 acre lot
  • Waterfront

Property Details

2-car garage
#8
1940

Amenities

WaterfrontA/C
Listing Description

WATERFRONT MIXED-USE INVESTMENT and/or Live Work OPPORTUNITY! Discover the unique potential of 8 & 10 Towners Road in Carmel, NY, featuring THREE LEGAL UNITS-TWO RESIDENTIAL UNITS AND ONE COMMERCIAL UNIT-situated directly on the shores of Lake Carmel with beautiful water views and direct lake access.

#8 Towners Road features a COMMERCIAL OFFICE/RETAIL SPACE with multiple rooms, a GARAGE BELOW, and an additional FRAMED-OUT ROOM offering flexible possibilities for expansion, storage, or additional workspace. #10 Towners Road includes a TWO-BEDROOM APARTMENT, a separate GARAGE, and an additional ONE-BEDROOM APARTMENT.

The lower level also features a SEPARATE ENTRANCE and was previously used as an apartment, offering additional potential. ALL UNITS ARE SEPARATELY METERED, INCLUDING THE BASEMENT, with electric heat throughout. This versatile property offers opportunities for an OWNER-USER, INVESTOR, RENTAL INCOME, or LIVE/WORK ARRANGEMENT.

Enjoy the benefits of Lake Carmel living, including FIVE WELL-MAINTAINED BEACHES, a playground, walking path around the lake, and clubhouse. Convenient COMMUTER LOCATION with easy access to major roads and close to golf and local amenities. A truly distinctive WATERFRONT PROPERTY combining COMMERCIAL, RESIDENTIAL, AND RECREATIONAL OPPORTUNITIES in one location.

Monthly Cost Estimate

$3,208/mo

20% down · 6.5% · 30 years

Principal$434
Interest$2,600
Insurance$175

Estimates only. Actual payments may vary.

Location

10 Towners Road #8

Carmel, NY 10512

Property Details

Construction

Frame

Parking

DrivewayGarage

Heating

Electric (Heating)

Cooling

Wall/Window Unit(s)Window Unit(s)

Questions & Answers

This 0-bedroom, 0-bathroom multi-family at 10 Towners Road is listed at $599,900. The estimated monthly payment is $3,208 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1940, 0.54 acre lot, Waterfront.

This property is listed by Angela J. Briante.

AB

Angela J. Briante

Agent at Briante Realty Group, LLC

Listed by Briante Realty Group, LLC · Broker phone: (914) 806-1950 · View on Broker Site · Broker website

MLS# 980288· Source: OneKey MLS· 179 days on PropertySimple

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

10 Towners Road #8, Carmel, NY 10512

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