# 100 White Cap Way, Panama City Beach, FL 32407

> **TL;DR:** 3bd/2ba single family, $350,000 ($257/sqft), built 2006, 1,360 sqft.
> A/C, 1-car garage. Est. $2,369/mo. Listed 6 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $350,000 |
| Price/sqft | $257 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,360 |
| Year Built | 2006 |
| Lot Size | 4,792 sqft (0.11 acres) |
| Stories | 1 |
| Garage | 1-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 6 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,770 |
| Estimated Insurance | $102 |
| HOA | $497 |
| **Total** | **$2,369** |

## Nearby Schools

- **Elementary:** Hutchison Beach
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- A/C
- 1-car garage

## Property Highlights

- Built in 2006
- 0.11 acre lot

## Description

### Agent Description
Peaceful porch mornings and convenient beach living come together at 100 White Cap Way! Nestled on a corner lot in Palm Cove, this 3-bedroom, 2-bath home offers 1,360 square feet with natural vegetation behind the property and no immediate rear neighbor and much larger yard. Fresh interior paint, new luxury vinyl plank flooring, and tile throughout make everyday upkeep easy, giving you more time to enjoy life at the beach. The spacious screened porch is a highlight, offering a comfortable spot for morning coffee, a good book, or unwinding after a day on the water. Palm Cove features community pools and a gated entrance, all conveniently located just off Middle Beach Road in Panama City Beach. Shopping, restaurants, entertainment, and the sugar-white sand are within easy reach. Whether you're looking for a full-time home or your own coastal getaway, this home combines a peaceful setting with everyday convenience. Schedule your showing and come see it for yourself!

## Location

- **Address:** 100 White Cap Way, Panama City Beach, FL 32407
- **County:** Bay
- **Neighborhood:** Palm Cove Phase III
- **Coordinates:** 30.191423, -85.815879
- **Google Maps:** https://www.google.com/maps?q=30.191423,-85.815879

## Listing Agent

- **Name:** Sandi Smith
- **Brokerage:** Dalton Wade
- **Broker Phone:** (727) 888-4175
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/100-White-Cap-Way_Panama-City-Beach_FL_32407_M68806-85040?f=listhub&s=BCARFL&m=796918&c=propsimple)

## Photos

![100 White Cap Way - Photo 1](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f2852203169r.jpg)

![100 White Cap Way - Photo 2](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f2635272946r.jpg)

![100 White Cap Way - Photo 3](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f1641772356r.jpg)

![100 White Cap Way - Photo 4](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f4245300446r.jpg)

![100 White Cap Way - Photo 5](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f3905365722r.jpg)

![100 White Cap Way - Photo 6](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f881289820r.jpg)

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![100 White Cap Way - Photo 8](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f1553509174r.jpg)

![100 White Cap Way - Photo 9](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f1330830322r.jpg)

![100 White Cap Way - Photo 10](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f4042820139r.jpg)

![100 White Cap Way - Photo 11](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f94788361r.jpg)

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![100 White Cap Way - Photo 13](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f2044133888r.jpg)

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![100 White Cap Way - Photo 19](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f3874947288r.jpg)

![100 White Cap Way - Photo 20](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f910176785r.jpg)

![100 White Cap Way - Photo 21](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f3178388727r.jpg)

![100 White Cap Way - Photo 22](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f523745578r.jpg)

![100 White Cap Way - Photo 23](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f1607351937r.jpg)

![100 White Cap Way - Photo 24](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f2447225698r.jpg)

![100 White Cap Way - Photo 25](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f2172917636r.jpg)

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![100 White Cap Way - Photo 27](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f4013340336r.jpg)

![100 White Cap Way - Photo 28](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f2368444633r.jpg)

![100 White Cap Way - Photo 29](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f343352229r.jpg)

![100 White Cap Way - Photo 30](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f3037944381r.jpg)

![100 White Cap Way - Photo 31](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f3155891458r.jpg)

![100 White Cap Way - Photo 32](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f3825678200r.jpg)

![100 White Cap Way - Photo 33](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f1418113640r.jpg)

![100 White Cap Way - Photo 34](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f3741704218r.jpg)

![100 White Cap Way - Photo 35](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f3704446478r.jpg)

![100 White Cap Way - Photo 36](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f1215553501r.jpg)

![100 White Cap Way - Photo 37](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f1129234878r.jpg)

![100 White Cap Way - Photo 38](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f1881483891r.jpg)

![100 White Cap Way - Photo 39](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f483648986r.jpg)

![100 White Cap Way - Photo 40](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f1013977246r.jpg)

![100 White Cap Way - Photo 41](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f2520610328r.jpg)

![100 White Cap Way - Photo 42](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f4012425600r.jpg)

![100 White Cap Way - Photo 43](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f3950183062r.jpg)

![100 White Cap Way - Photo 44](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f4121823920r.jpg)

![100 White Cap Way - Photo 45](http://lh.rdcpix.com/8f3e4120f48aa248f79119100ab7d160l-f1072479495r.jpg)

---

**MLS#:** 796918 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/100-white-cap-way-panama-city-beach-fl-32407-efe2ca4a87a44d4c8a30b516c0c7abc4)

---

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      {
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        "name": "Heating",
        "value": "Electric (Heating), Central"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air, Ceiling Fan(s)"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "ElectricOven, ElectricRange, ElectricWaterHeater"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Vinyl, Plank"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "VinylSiding"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Porch"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.11 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Garage Spaces",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://staging.propertysimple.ai/listing/100-white-cap-way-panama-city-beach-fl-32407-efe2ca4a87a44d4c8a30b516c0c7abc4#offer",
    "url": "https://staging.propertysimple.ai/listing/100-white-cap-way-panama-city-beach-fl-32407-efe2ca4a87a44d4c8a30b516c0c7abc4",
    "price": 350000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://staging.propertysimple.ai/listing/100-white-cap-way-panama-city-beach-fl-32407-efe2ca4a87a44d4c8a30b516c0c7abc4#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/100-white-cap-way-panama-city-beach-fl-32407-efe2ca4a87a44d4c8a30b516c0c7abc4#agent",
    "name": "Sandi Smith",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/100-white-cap-way-panama-city-beach-fl-32407-efe2ca4a87a44d4c8a30b516c0c7abc4#brokerage",
      "name": "Dalton Wade",
      "telephone": "(727) 888-4175"
    }
  }
}
```