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About This Home

This 0-bedroom, 0-bathroom residential multi family at 1002 N 9th Street in St Joseph, MO is listed for $185,000. Built in 1895, on a 0.10 acres lot.

Agent Description

Discover a turnkey addition to your portfolio or a perfect "house-hack" opportunity. This well-maintained duplex offers a rare blend of stable, long-term tenancy and immediate flexibility in a high-demand rental market. The Units Unit A: 2 Bedrooms | 1 Bathroom Current Rent: $1,065/month Lease Status: Secured through 11/30/2026, providing long-term income stability and peace of mind for the new owner.

Unit B: 2 Bedrooms | 2 Bathrooms Current Rent: $1,190/month Lease Status: Month-to-month, offering the perfect opportunity for an owner-occupant to move in or for an investor to adjust to current market rates. Investor Highlights Gross Monthly Income: $2,255 Simplified Management: The owner provides water, sewer, and gas, making this an attractive, "all-in" style rental for high-quality tenants.

Value-Add Potential: With Unit B on a month-to-month agreement, you have the immediate leverage to optimize your ROI. Diverse Layouts: The 2/2 configuration in Unit B commands a premium, while the 2/1 in Unit A ensures a competitive price point for consistent occupancy.

Don't miss out on this dual-income property with a locked-in tenant and flexible second unit. Pro Tip: Because Unit B is a 2-bed/2-bath on a month-to-month lease, it is the ideal candidate for a primary residence if you are looking to utilize an FHA loan while the tenant in Unit A helps pay your mortgage!

Key Features

  • Built in 1895
  • 0.10 acre lot
  • 2 stories

Property Details

2 stories
1895

Amenities

A/C

Monthly Cost Estimate

$989/mo

20% down · 6.5% · 30 years

Principal$134
Interest$802
Insurance$54

Estimates only. Actual payments may vary.

Location

1002 N 9th Street

St Joseph, MO 64501

Property Details

Construction

Brick/Mortar

Heating

Natural Gas

Cooling

Electric

Questions & Answers

This 0-bedroom, 0-bathroom residential multi family at 1002 N 9th Street is listed at $185,000. The estimated monthly payment is $802 based on 20% down at 6.5% interest.

Key features include: Built in 1895, 0.10 acre lot, 2 stories.

This property is listed by Stroud & Associates Team and can be reached at 8162324111 or clientcare@stroudcorp.com.

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Stroud & Associates Team

Agent at Real Broker, LLC

(816) 232-4111

Listed by Real Broker, LLC

MLS# 2592939· Source: listhub· Updated 105 days ago

Copyright © 2026 Heartland Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1002 N 9th Street, St Joseph, MO 64501

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