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About This Home

This 3-bedroom, 3-bathroom single family at 1005 Riverwatch Trace in Sparta, TN is listed for $1,274,000 ($286 per sqft). Built in 2006, the home offers 4,460 sqft of living space on a 3.32 acres lot.

Agent Description

Welcome to 1005 Riverwatch Trace, an exceptional 3-bedroom, 3.5-bath home with 4,460 sq. ft. of thoughtfully designed living space, located within a golfing community in the highly sought-after Mountain Harbor. This home is a masterpiece of craftsmanship and comfort, built to impress with high-end finishes and thoughtful details throughout.

At the heart of the home is a master culinary kitchen - a beautifully appointed and featuring Viking & Subzero appliances: refrigerator, freezer, wine fridge, and a gas cooktop with hood. The spacious walk-in pantry is a must see. The home is designed for both elegance and function, boasting Pella windows, Trex decking, central vacuum, a whole-home generator, and a beautiful gas fireplace.

It's also perfect for generational living with a full finished basement, showcasing it's own garage and walk-out access.Enjoy a dedicated office, formal dining room, and a screened porch- then step outside to unwind by your own saltwater pool.

Key Features

  • Built in 2006
  • 3.32 acre lot
  • 2 stories
  • 4 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half
4 spaces
2006

Amenities

FireplaceWaterfrontViewHardwoodA/C

Monthly Cost Estimate

$7,364/mo

20% down · 6.5% · 30 years

Principal$921
Interest$5,521
Insurance$372
HOA$550

Estimates only. Actual payments may vary.

Location

1005 Riverwatch Trace

Sparta, TN 38583

Mountain Harbor Pointe

Features & Amenities

Interior Features

Central VacuumNew PaintCeiling Fan(s)Vaulted Ceiling(s)Walk-In Closet(s)

Property Details

Flooring

CarpetHardwoodTile

Construction

Frame Brick

Views

Lake

Pool Features

DeckPatioPorch

Parking

GarageOpenUnderground/Basement

Heating

Natural GasElectric (Heating)

Cooling

Central Air

Appliances

Gas Water HeaterDishwasherElectric OvenRefrigeratorGas RangeMicrowaveRange Hood

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1005 Riverwatch Trace is listed at $1,274,000 ($286/sqft). The estimated monthly payment is $6,071 based on 20% down at 6.5% interest.

HOA fees are $550/month.

Key features include: Built in 2006, 3.32 acre lot, 2 stories, 4 parking spaces, Fireplace, Waterfront. Interior Features: Central Vacuum, New Paint, Ceiling Fan(s).

This property is listed by Peter Ferguson and can be reached at 9312560093 or pete.truenorth@gmail.com.

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PF

Peter Ferguson

Agent at True North Real Estate Services, LLC

(931) 256-0093

Listed by True North Real Estate Services, LLC · View on Broker Site

MLS# 243520· Source: listhub· Updated today

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1005 Riverwatch Trace, Sparta, TN 38583

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