About This Home

This 3-bedroom, 2-bathroom condo at 1006 Highway 98 Unit 431 in Destin, FL is listed for $485,000 ($472 per sqft). Built in 1994, the home offers 1,028 sqft of living space on a N/A lot.

Key Features

  • Built in 1994
  • 3 stories

Property Details

3 stories
2 full
Unit 431
1994

Amenities

A/C
Listing Description

Deeded Beach Access & unbeatable Destin location make this top-floor 3-Bedroom, 2-Bathroom Condominium a standout opportunity. Enjoy beautiful views & sounds of the waves on the Balcony overlooking the Pool. Coastal Decor & Tile flooring throughout. Open Living & Dining Areas, Kitchen with White Cabinets, Granite Countertops, Breakfast Bar & Stainless Steel Appliances.

Stackable Washer & Dryer & Owners Closet. The St Martin Beachwalk Community features a refreshing Pool, perfect for relaxing after a day at the Beach. Enjoy easy Gated Access to the Beach or Big Kahuna's Water Park located directly across the street & many popular restaurants, coffee shops, parks, shopping, local attractions, Crab Island & Gulfarium Marine Adventure Park.

Whether you're seeking a primary residence, vacation getaway, or income-producing investment property, this South-of-Hwy 98 gem offers exceptional value. Opportunities to own a 3-bedroom condo with deeded Beach access in this desirable area for under $490,000 are rare. Don't miss your chance--this opportunity is not expected to last long. Enjoy life at the Beach!

Monthly Cost Estimate

$3,394/mo

20% down · 6.5% · 30 years

Principal$351
Interest$2,102
Insurance$141
HOA$800

Estimates only. Actual payments may vary.

Location

1006 Highway 98 Unit 431

Destin, FL 32541

ST MARTIN BEACHWALK VILLAS

Features & Amenities

Interior Features

Newly PaintedOwner's ClosetPantry

Exterior Features

Balcony

Property Details

Flooring

Tile

Construction

Siding CmntFbrHrdBrd Siding Wood

Outdoor Features

Porch

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerFreezerMicrowaveOven Continue CleanRefrigeratorRefrigerator W/IceMkWasherWater Heater - Elect

Questions & Answers

This 3-bedroom, 2-bathroom condo at 1006 Highway 98 is listed at $485,000 ($472/sqft). The estimated monthly payment is $3,393 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $800/month.

Key features include: Built in 1994, 3 stories. Interior Features: Newly Painted, Owner's Closet, Pantry. Exterior Features: Balcony.

This property is listed by William A Flynn.

WF

William A Flynn

License 3201408

Agent at Berkshire Hathaway HomeServices PenFed Realty

Listed by Berkshire Hathaway HomeServices PenFed Realty · Broker phone: (850) 729-0176 · View on Broker Site · Broker website

MLS# 1004903· Source: Emerald Coast Association of Realtors· 144 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1006 Highway 98 Unit 431, Destin, FL 32541

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