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About This Home

This 0-bedroom, 0-bathroom other at 101 POTOMAC Street in HAGERSTOWN, MD is listed for $925,000. Built in 1920, on a 0.12 acres lot.

Agent Description

Stabilized 10-Unit Mixed-Use Investment with Value-Add Upside in Downtown Hagerstown Located at 101-103 North Potomac Street, Hagerstown, MD 21740, this 10-unit mixed-use property consists of 7 commercial retail/office units and 3 residential apartments, providing diversified income in a prime downtown location.

The property is 100% occupied, delivering immediate and stable cash flow. In addition to the existing unit mix, there is potential to add an additional residential or office unit on the second floor, subject to buyer's due diligence, zoning, and permitting.

This area requires work, creating a clear value-add opportunity to increase unit count and future income. Ownership completed over $75,000 in capital improvements in 2025, including the installation of a new roof and the replacement of three HVAC/AC units.

These significant upgrades materially reduce near-term capital expenditure risk and enhance the long-term performance of the asset. The downtown Hagerstown location supports strong demand for both commercial and residential tenants due to visibility, walkability, and proximity to employment centers, government offices, retail, and public services.

This asset is well suited for investors seeking a stabilized mixed-use property with upside through unit expansion, selective renovations, or rent growth. Overall, the property represents a compelling opportunity combining full occupancy, recent capital improvements, diversified tenancy, and additional value-add potential in an established urban corridor.

Key Features

  • Built in 1920
  • 0.12 acre lot

Property Details

1920

Monthly Cost Estimate

$4,947/mo

20% down · 6.5% · 30 years

Principal$669
Interest$4,008
Insurance$270

Estimates only. Actual payments may vary.

Location

101 POTOMAC Street

HAGERSTOWN, MD 21740

Property Details

Construction

Brick

Parking

On Street

Heating

BaseboardElectric (Heating)

Questions & Answers

This 0-bedroom, 0-bathroom other at 101 POTOMAC Street is listed at $925,000. The estimated monthly payment is $4,008 based on 20% down at 6.5% interest.

Key features include: Built in 1920, 0.12 acre lot.

This property is listed by Roberto G. Gonzalez and can be reached at 3019910207 or roberto@rgrealtyinc.com.

RG

Roberto G. Gonzalez

Agent at RG Realty, Inc.

(301) 991-0207

Listed by RG Realty, Inc.

MLS# MDWA2034332· Source: listhub· Updated 50 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

101 POTOMAC Street, HAGERSTOWN, MD 21740

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