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About This Home

This 3-bedroom, 4-bathroom townhouse at 101 Shipwreck Lane E in Emerald Isle, NC is listed for $790,000 ($564 per sqft). Built in 1998, the home offers 1,400 sqft of living space on a 0.04 acres lot.

Agent Description

Experience refined coastal living in one of Emerald Isle's most desirable beachside communities, where timeless elegance meets exceptional investment potential along North Carolina's coveted Crystal Coast. Conveniently positioned on the third row from the beach, just minutes from dipping your toes in the sand and enjoying the Atlantic Ocean, this f

ully furnished and turn-key coastal retreat offers an effortless blend of elevated lifestyle enjoyment and income-producing opportunity. Thoughtfully designed with a reverse floor plan, the property features three well-appointed bedrooms, two full baths, and two half baths, allowing the main living areas to be positioned for optimal enjoyment of ocean views and coastal light.

Light-filled interiors, an open-concept layout, and a curated coastal aesthetic create a seamless environment ideal for entertaining, gathering, and relaxed everyday living. The upper-level living spaces invite connection after long days at the beach, while the private sleeping quarters below provide comfort and retreat for owners and guests alike.

Multiple outdoor living areas further elevate the coastal experience, offering serene spaces to unwind, enjoy ocean breezes, and embrace the laid-back rhythm of island life. Whether savoring quiet mornings, hosting sunset gatherings, or returning from the beach, these outdoor extensions enhance both lifestyle appeal and rental desirability.

Located within the highly sought-after Spinnaker's Reach community, residents and guests enjoy premier amenities including a community pool and private beach access-features that significantly enhance convenience and support strong rental performance.

The home's proximity to Emerald Isle's pristine shoreline, along with easy access to dining, shopping, and island attractions, creates an ideal balance of privacy, accessibility, and consistent demand. A distinguished offering in a premier coastal setting, this property delivers enduring value, flexibility of use, and refined coastal elegance in one of North Carolina's most prestigious beach destinations. From the moment you arrive, the sound of the ocean and the promise of Crystal Coast living welcome you home!

Key Features

  • Built in 1998
  • 0.04 acre lot
  • 3 stories

Property Details

3 stories
2 full, 2 half
1998

Amenities

ViewA/C

Monthly Cost Estimate

$4,875/mo

20% down · 6.5% · 30 years

Principal$571
Interest$3,423
Insurance$230
HOA$650

Estimates only. Actual payments may vary.

Location

101 Shipwreck Lane E

Emerald Isle, NC 28594

Spinnakers Reach

Features & Amenities

Interior Features

Vaulted Ceiling(s)High CeilingsCeiling Fan(s)FurnishedPantryReverse Floor PlanBlinds/Shades

Exterior Features

Outdoor Shower

Property Details

Flooring

CarpetLvt/lvp

Construction

Fiber Cement Wood Frame

Views

OceanWater

Pool Features

Deck

Parking

Driveway

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

ZonedCentral Air

Appliances

Electric OvenElectric CooktopBuilt-In MicrowaveWasherRefrigeratorDryerDishwasher

Questions & Answers

This 3-bedroom, 4-bathroom townhouse at 101 Shipwreck Lane E is listed at $790,000 ($564/sqft). The estimated monthly payment is $4,073 based on 20% down at 6.5% interest.

HOA fees are $650/month.

Key features include: Built in 1998, 0.04 acre lot, 3 stories. Interior Features: Vaulted Ceiling(s), High Ceilings, Ceiling Fan(s). Exterior Features: Outdoor Shower.

This property is listed by Buy the Beach Realty and can be reached at 2523428248 or coastalconcierge@btbrealtync.com.

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Buy the Beach Realty

Agent at Keller Williams Crystal Coast

(252) 342-8248

Listed by Keller Williams Crystal Coast

MLS# 100547357· Source: listhub· Updated 97 days ago

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

101 Shipwreck Lane E, Emerald Isle, NC 28594

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