# 10109 NW 38th Ter, Branford, FL 32008

> **TL;DR:** 2bd/1ba single family, $419,000 ($436/sqft), built 1997, 960 sqft.
> Waterfront. Est. $2,241/mo. Listed 15 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $419,000 |
| Price/sqft | $436 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 960 |
| Year Built | 1997 |
| Lot Size | 18,731 sqft (0.43 acres) |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 15 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,119 |
| Estimated Insurance | $122 |
| **Total** | **$2,241** |

## Key Amenities

- Waterfront

## Property Highlights

- Built in 1997
- 0.43 acre lot
- Waterfront

## Description

### Agent Description
Enjoy the relaxed pace of riverfront living in this updated, modern 2-bedroom, 1-bath home on the Suwannee River. Situated on .43 acres, the property features covered porches perfect for morning coffee or unwinding after a day on the water. A boat dock provides convenient access for boating and fishing, while the fenced and gated grounds offer added privacy. Well suited for a full-time residence, weekend retreat, or income-producing investment, this home combines comfortable living with an established vacation rental history. Currently operating as an Airbnb with a full booking calendar and strong rental income, it offers an opportunity to enjoy your own river getaway or continue its success as a vacation rental.

## Location

- **Address:** 10109 NW 38th Ter, Branford, FL 32008
- **County:** Gilchrist
- **Neighborhood:** Two Rivers Estates
- **Coordinates:** 29.8849571, -82.8754813
- **Google Maps:** https://www.google.com/maps?q=29.8849571,-82.8754813

## Virtual Tour & Media

- **Video Tour:** tour.usamls.net/10109-NW-38th-Ter-Branford-FL-32008/unbranded

## Listing Agent

- **Name:** Amy Paras
- **Brokerage:** eXp Realty LLC
- **Broker Phone:** (888) 883-8509
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/10109-NW-38th-Ter_Branford_FL_32008_M57965-14679?f=listhub&s=DGLMLSFL&m=800094&c=propsimple)

## Photos

![10109 NW 38th Ter - Photo 1](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f2444231010r.jpg)

![10109 NW 38th Ter - Photo 2](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1773975328r.jpg)

![10109 NW 38th Ter - Photo 3](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f735052918r.jpg)

![10109 NW 38th Ter - Photo 4](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f2685683273r.jpg)

![10109 NW 38th Ter - Photo 5](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1142177315r.jpg)

![10109 NW 38th Ter - Photo 6](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f4120249749r.jpg)

![10109 NW 38th Ter - Photo 7](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f3009763252r.jpg)

![10109 NW 38th Ter - Photo 8](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1944204195r.jpg)

![10109 NW 38th Ter - Photo 9](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f698210666r.jpg)

![10109 NW 38th Ter - Photo 10](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f2697177248r.jpg)

![10109 NW 38th Ter - Photo 11](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f3228139347r.jpg)

![10109 NW 38th Ter - Photo 12](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f2358880905r.jpg)

![10109 NW 38th Ter - Photo 13](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1118148233r.jpg)

![10109 NW 38th Ter - Photo 14](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f149768502r.jpg)

![10109 NW 38th Ter - Photo 15](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1379309229r.jpg)

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![10109 NW 38th Ter - Photo 28](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f2216577360r.jpg)

![10109 NW 38th Ter - Photo 29](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1462911311r.jpg)

![10109 NW 38th Ter - Photo 30](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f558211028r.jpg)

![10109 NW 38th Ter - Photo 31](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f2215852150r.jpg)

![10109 NW 38th Ter - Photo 32](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f367726827r.jpg)

![10109 NW 38th Ter - Photo 33](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f2385184655r.jpg)

![10109 NW 38th Ter - Photo 34](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f2216577360r.jpg)

![10109 NW 38th Ter - Photo 35](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f3701056393r.jpg)

![10109 NW 38th Ter - Photo 36](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f264899445r.jpg)

![10109 NW 38th Ter - Photo 37](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f4057754820r.jpg)

![10109 NW 38th Ter - Photo 38](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1212929001r.jpg)

![10109 NW 38th Ter - Photo 39](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1615947411r.jpg)

![10109 NW 38th Ter - Photo 40](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f510318080r.jpg)

![10109 NW 38th Ter - Photo 41](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1672215654r.jpg)

![10109 NW 38th Ter - Photo 42](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f3188087891r.jpg)

![10109 NW 38th Ter - Photo 43](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f4165458178r.jpg)

![10109 NW 38th Ter - Photo 44](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1810101454r.jpg)

![10109 NW 38th Ter - Photo 45](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1175615615r.jpg)

![10109 NW 38th Ter - Photo 46](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f14775099r.jpg)

![10109 NW 38th Ter - Photo 47](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f263555530r.jpg)

![10109 NW 38th Ter - Photo 48](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f2708459178r.jpg)

![10109 NW 38th Ter - Photo 49](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f3892273070r.jpg)

![10109 NW 38th Ter - Photo 50](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f3958591217r.jpg)

![10109 NW 38th Ter - Photo 51](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1040890889r.jpg)

![10109 NW 38th Ter - Photo 52](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1740148372r.jpg)

![10109 NW 38th Ter - Photo 53](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f4218436770r.jpg)

![10109 NW 38th Ter - Photo 54](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f3469337984r.jpg)

![10109 NW 38th Ter - Photo 55](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1580769696r.jpg)

![10109 NW 38th Ter - Photo 56](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f456570077r.jpg)

![10109 NW 38th Ter - Photo 57](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f353393257r.jpg)

![10109 NW 38th Ter - Photo 58](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1437938756r.jpg)

![10109 NW 38th Ter - Photo 59](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1055697319r.jpg)

![10109 NW 38th Ter - Photo 60](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1830477082r.jpg)

![10109 NW 38th Ter - Photo 61](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1844877069r.jpg)

![10109 NW 38th Ter - Photo 62](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f2983299543r.jpg)

![10109 NW 38th Ter - Photo 63](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f2837550060r.jpg)

![10109 NW 38th Ter - Photo 64](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f3845950353r.jpg)

![10109 NW 38th Ter - Photo 65](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f1000524113r.jpg)

![10109 NW 38th Ter - Photo 66](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f763780638r.jpg)

![10109 NW 38th Ter - Photo 67](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f3058753344r.jpg)

![10109 NW 38th Ter - Photo 68](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f151122227r.jpg)

![10109 NW 38th Ter - Photo 69](http://lh.rdcpix.com/490860d5c30cd24ce28cc35886ad1427l-f3534634117r.jpg)

---

**MLS#:** 800094 | **Updated:** 2026-10-22
**Source:** listhub

*Copyright © 2026 Dixie-Gilchrist-Levy Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/10109-nw-38th-ter-branford-fl-32008-995596d4bd8141acb00fe7d2e5abd293)

---

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