# 1017 1st Street, Surf City, NC 28445

> **TL;DR:** 4bd/2ba single family, $879,000 ($658/sqft), built 2019, 1,336 sqft.
> Waterfront, View, A/C, 4-car garage. Est. $4,701/mo. Listed 9 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $879,000 |
| Price/sqft | $658 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,336 |
| Year Built | 2019 |
| Lot Size | 6,599 sqft (0.15 acres) |
| Stories | 1 |
| Garage | 4-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 9 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water
- **Large Garage** - 4-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,445 |
| Estimated Insurance | $256 |
| **Total** | **$4,701** |

## Nearby Schools

- **Elementary:** Coastal Elementary
- **Middle:** Dixon
- **High:** Dixon

## Key Amenities

- Waterfront
- View
- A/C
- 4-car garage

## Property Highlights

- Built in 2019
- 0.15 acre lot
- 4 parking spaces
- Waterfront

## Description

### Agent Description
Discover the perfect coastal retreat with this remarkable deep-water canal-front property, complete with a private boat ramp and dock! Offered fully furnished and truly turnkey, this home is ready for you to start enjoying the waterfront lifestyle from day one. The inviting open-concept living area and kitchen feature stainless steel appliances and a seamless flow throughout the home. From the sound-side entrance, the layout leads naturally through the kitchen and living space, down a hallway with a convenient washer and dryer, and into four bedrooms and two full bathrooms. Take in stunning canal views from the comfort of the interior or relax on the covered porch and enjoy the coastal breeze. Thoughtful exterior features include low-maintenance vinyl porch railings and steps, gutters, and an exterior lift providing convenient access to the porch for groceries, heavy items, and more. With ample parking beneath the home and in the driveway, there is plenty of room for multiple vehicles, boats, and jet skis. Ideally located within a short walk of a convenience store, entertainment and game venues, City Park, and beach access, this property offers the perfect blend of waterfront living, convenience, and coastal fun. Whether you're searching for a personal beach getaway, a waterfront retreat, or a turnkey property to enjoy with family and friends, this canal-front gem is ready to welcome you!

## Location

- **Address:** 1017 1st Street, Surf City, NC 28445
- **County:** Onslow
- **Neighborhood:** Old Settlers Beach
- **Coordinates:** 34.44395, -77.519507
- **Google Maps:** https://www.google.com/maps?q=34.44395,-77.519507

## Listing Agent

- **Name:** John A. Toler · **License:** 207081
- **Brokerage:** Ward Realty Corp
- **Broker Phone:** 9103283221
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1017-1st-St_Surf-City_NC_28445_M54662-09970?f=listhub&s=HIVEMLSNC&m=100612063&c=propsimple)

## Photos

![1017 1st Street - Photo 1](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f3496418584r.jpg)

![1017 1st Street - Photo 2](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f3524821914r.jpg)

![1017 1st Street - Photo 3](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f433491485r.jpg)

![1017 1st Street - Photo 4](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f2235064976r.jpg)

![1017 1st Street - Photo 5](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f2214182573r.jpg)

![1017 1st Street - Photo 6](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f2586128031r.jpg)

![1017 1st Street - Photo 7](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f3083272947r.jpg)

![1017 1st Street - Photo 8](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f1149198951r.jpg)

![1017 1st Street - Photo 9](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f1374540464r.jpg)

![1017 1st Street - Photo 10](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f1273771939r.jpg)

![1017 1st Street - Photo 11](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f1535225531r.jpg)

![1017 1st Street - Photo 12](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f2100954469r.jpg)

![1017 1st Street - Photo 13](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f1438777383r.jpg)

![1017 1st Street - Photo 14](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f990776472r.jpg)

![1017 1st Street - Photo 15](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f2506730880r.jpg)

![1017 1st Street - Photo 16](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f1134388245r.jpg)

![1017 1st Street - Photo 17](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f2119038771r.jpg)

![1017 1st Street - Photo 18](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f793524238r.jpg)

![1017 1st Street - Photo 19](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f2796401244r.jpg)

![1017 1st Street - Photo 20](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f4146786600r.jpg)

![1017 1st Street - Photo 21](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f3921895765r.jpg)

![1017 1st Street - Photo 22](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f1808591020r.jpg)

![1017 1st Street - Photo 23](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f2197758024r.jpg)

![1017 1st Street - Photo 24](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f540218122r.jpg)

![1017 1st Street - Photo 25](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f1747293714r.jpg)

![1017 1st Street - Photo 26](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f3217353260r.jpg)

![1017 1st Street - Photo 27](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f918945404r.jpg)

![1017 1st Street - Photo 28](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f3841079886r.jpg)

![1017 1st Street - Photo 29](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f395708260r.jpg)

![1017 1st Street - Photo 30](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f2306270186r.jpg)

![1017 1st Street - Photo 31](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f1699244407r.jpg)

![1017 1st Street - Photo 32](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f2485689998r.jpg)

![1017 1st Street - Photo 33](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f2561727557r.jpg)

![1017 1st Street - Photo 34](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f148164499r.jpg)

![1017 1st Street - Photo 35](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f3873851683r.jpg)

![1017 1st Street - Photo 36](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f600508517r.jpg)

![1017 1st Street - Photo 37](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f1989100818r.jpg)

![1017 1st Street - Photo 38](http://lh.rdcpix.com/16a71c8b4645f4228a2fbb2e095a93d9l-f1248355469r.jpg)

---

**MLS#:** 100612063 | **Updated:** 2026-10-23
**Source:** listhub

*Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/1017-1st-street-surf-city-nc-28445-abc520cbddcc4dc09789ef84c7a0895f)

---

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        "value": "Porch, Deck"
      },
      {
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        "name": "Waterfront",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      },
      {
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        "name": "View",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.15 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Parking Spaces",
        "value": 4
      },
      {
        "@type": "PropertyValue",
        "name": "Garage Spaces",
        "value": 4
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://staging.propertysimple.ai/listing/1017-1st-street-surf-city-nc-28445-abc520cbddcc4dc09789ef84c7a0895f#offer",
    "url": "https://staging.propertysimple.ai/listing/1017-1st-street-surf-city-nc-28445-abc520cbddcc4dc09789ef84c7a0895f",
    "price": 879000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
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    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/1017-1st-street-surf-city-nc-28445-abc520cbddcc4dc09789ef84c7a0895f#agent",
    "name": "John A. Toler",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/1017-1st-street-surf-city-nc-28445-abc520cbddcc4dc09789ef84c7a0895f#brokerage",
      "name": "Ward Realty Corp",
      "telephone": "9103283221"
    }
  }
}
```