# 102 RIVER ROAD Drive, Palatka, FL 32177 > **TL;DR:** 2bd/2ba single family, $319,900 ($308/sqft), built 1988, 1,040 sqft. > Waterfront, A/C, 2-car garage. Est. $1,711/mo. Listed 76 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $319,900 | | Price/sqft | $308 | | Bedrooms | 2 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,040 | | Year Built | 1988 | | Lot Size | 34,848 sqft (0.80 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 76 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,618 | | Estimated Insurance | $93 | | **Total** | **$1,711** | ## Key Amenities - Waterfront - A/C - 2-car garage ## Property Highlights - Built in 1988 - 0.80 acre lot - Waterfront ## Description ### Agent Description Beautifully renovated 1,040 sq. ft. home featuring 2 bedrooms and 1.5 baths, offered partially furnished including a 100'' TV, for added convenience. The thoughtfully updated kitchen and bathrooms blend functionality with tasteful finishes. Outside, enjoy a brand-new 2-car garage, new rock driveway, and a fenced backyard perfect for relaxing or entertaining. The adjacent 0.3-acre lot is included, bringing the total property to approximately 0.8 acre. Nestled in a quiet, serene setting just off West River Road, yet centrally located with convenient access to Palatka, Gainesville, Green Cove Springs, and St. Augustine. A beautifully updated home with room to enjoy the peace and privacy of the surrounding area. ## Location - **Address:** 102 RIVER ROAD Drive, Palatka, FL 32177 - **County:** Putnam - **Neighborhood:** River Road Estates - **Coordinates:** 29.717614, -81.587837 - **Google Maps:** https://www.google.com/maps?q=29.717614,-81.587837 ## Listing Agent - **Name:** DOUGLAS BROWN - **Brokerage:** Coldwell Banker Ben Bates, Inc. - **Broker Phone:** (386) 328-6716 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/102-River-Road-Dr_Palatka_FL_32177_M53617-41886?f=listhub&s=NEFMLS&m=2159916&c=propsimple) ## Photos ![102 RIVER ROAD Drive - Photo 1](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f281527929r.jpg) ![102 RIVER ROAD Drive - Photo 2](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f289140151r.jpg) ![102 RIVER ROAD Drive - Photo 3](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f1933982286r.jpg) ![102 RIVER ROAD Drive - Photo 4](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f199713350r.jpg) ![102 RIVER ROAD Drive - Photo 5](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f2490793301r.jpg) ![102 RIVER ROAD Drive - Photo 6](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f39228411r.jpg) ![102 RIVER ROAD Drive - Photo 7](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f3905133949r.jpg) ![102 RIVER ROAD Drive - Photo 8](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f2532304812r.jpg) ![102 RIVER ROAD Drive - Photo 9](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f1340975080r.jpg) ![102 RIVER ROAD Drive - Photo 10](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f2850795858r.jpg) ![102 RIVER ROAD Drive - Photo 11](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f3652098870r.jpg) ![102 RIVER ROAD Drive - Photo 12](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f1137215112r.jpg) ![102 RIVER ROAD Drive - Photo 13](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f4080144321r.jpg) ![102 RIVER ROAD Drive - Photo 14](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f2206846443r.jpg) ![102 RIVER ROAD Drive - Photo 15](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f1977756786r.jpg) ![102 RIVER ROAD Drive - Photo 16](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f1552268170r.jpg) ![102 RIVER ROAD Drive - Photo 17](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f2207763753r.jpg) ![102 RIVER ROAD Drive - Photo 18](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f2179340824r.jpg) ![102 RIVER ROAD Drive - Photo 19](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f159952262r.jpg) ![102 RIVER ROAD Drive - Photo 20](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f42945617r.jpg) ![102 RIVER ROAD Drive - Photo 21](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f3285125681r.jpg) ![102 RIVER ROAD Drive - Photo 22](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f1591828339r.jpg) ![102 RIVER ROAD Drive - Photo 23](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f2495440806r.jpg) ![102 RIVER ROAD Drive - Photo 24](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f2088249346r.jpg) ![102 RIVER ROAD Drive - Photo 25](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f2404653502r.jpg) ![102 RIVER ROAD Drive - Photo 26](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f3580340365r.jpg) ![102 RIVER ROAD Drive - Photo 27](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f946095842r.jpg) ![102 RIVER ROAD Drive - Photo 28](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f46186303r.jpg) ![102 RIVER ROAD Drive - Photo 29](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f2724908754r.jpg) ![102 RIVER ROAD Drive - Photo 30](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f388147044r.jpg) ![102 RIVER ROAD Drive - Photo 31](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f303268929r.jpg) ![102 RIVER ROAD Drive - Photo 32](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f3013869324r.jpg) ![102 RIVER ROAD Drive - Photo 33](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f3461526122r.jpg) ![102 RIVER ROAD Drive - Photo 34](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f446326420r.jpg) ![102 RIVER ROAD Drive - Photo 35](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f2109830208r.jpg) ![102 RIVER ROAD Drive - Photo 36](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f1914304646r.jpg) ![102 RIVER ROAD Drive - Photo 37](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f1489797573r.jpg) ![102 RIVER ROAD Drive - Photo 38](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f3953700157r.jpg) ![102 RIVER ROAD Drive - Photo 39](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f2255715792r.jpg) ![102 RIVER ROAD Drive - Photo 40](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f2135874340r.jpg) ![102 RIVER ROAD Drive - Photo 41](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f2842799872r.jpg) ![102 RIVER ROAD Drive - Photo 42](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f2708497384r.jpg) ![102 RIVER ROAD Drive - Photo 43](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f1226420330r.jpg) ![102 RIVER ROAD Drive - Photo 44](http://lh.rdcpix.com/b73c62ecc4d631e577ef4bfd1f32856el-f1825283139r.jpg) --- **MLS#:** 2159916 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/102-river-road-drive-palatka-fl-32177-c01264d70d174223bda95b9ee5ad1c38) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/102-river-road-drive-palatka-fl-32177-c01264d70d174223bda95b9ee5ad1c38#listing", "url": "https://staging.propertysimple.ai/listing/102-river-road-drive-palatka-fl-32177-c01264d70d174223bda95b9ee5ad1c38", "name": "102 RIVER ROAD Drive, Palatka, FL 32177", "description": "Beautifully renovated 1,040 sq. ft. home featuring 2 bedrooms and 1.5 baths, offered partially furnished including a 100'' TV, for added convenience. The thoughtfully updated kitchen and bathrooms blend functionality with tasteful finishes. 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