# 102 S Thornton Street, Richmond, MO 64085 > **TL;DR:** commercial, $199,000, built 1880. Est. $1,064/mo. Listed 72 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $199,000 | | Year Built | 1880 | | Lot Size | 2,897 sqft (0.07 acres) | | Stories | 2 | | Property Type | Commercial (Other) | | Status | Active | | Days on Market | 72 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,006 | | Estimated Insurance | $58 | | **Total** | **$1,064** | ## Property Highlights - Built in 1880 - 0.07 acre lot - 2 stories ## Description ### Agent Description Own a piece of Richmond history with this exceptional commercial opportunity in the heart of downtown! Originally built in 1880 as the Exchange Bank, this historic building has been thoughtfully converted into three business spaces, with current rental income of $2,000 per month and the potential to reach approximately $2,600 with the existing vacancy filled. But the opportunity doesn't stop there! There is significant additional space available to develop and create even more income-producing areas. The entire upstairs is currently a blank canvas and was once used as apartments, offering endless possibilities for additional business or rental space. The expansive backside of the building features a large open area with beautiful exposed brick walls, just waiting to be transformed and updated to match the existing spaces. With solid tenants who plan to be here for the long haul, existing income, historic character, and substantial untapped square footage, this property offers both immediate investment potential and room to grow. Located right in the heart of downtown Richmond, this is a rare opportunity to own a piece of local history while creating your own vision for the future. The possibilities are truly endless! Owner/Agent ## Location - **Address:** 102 S Thornton Street, Richmond, MO 64085 - **County:** Ray - **Coordinates:** 39.278156, -93.976674 - **Google Maps:** https://www.google.com/maps?q=39.278156,-93.976674 ## Listing Agent - **Name:** Atalie Blackwell - **Brokerage:** Platinum Realty - **Broker Phone:** (913) 227-0798 ## Photos ![102 S Thornton Street - Photo 1](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f416865354r.jpg) ![102 S Thornton Street - Photo 2](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f155555558r.jpg) ![102 S Thornton Street - Photo 3](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f931045301r.jpg) ![102 S Thornton Street - Photo 4](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f2776358938r.jpg) ![102 S Thornton Street - Photo 5](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f2774051986r.jpg) ![102 S Thornton Street - Photo 6](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f2759255320r.jpg) ![102 S Thornton Street - Photo 7](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f2338741603r.jpg) ![102 S Thornton Street - Photo 8](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f534087055r.jpg) ![102 S Thornton Street - Photo 9](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f2933771146r.jpg) ![102 S Thornton Street - Photo 10](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f2879342663r.jpg) ![102 S Thornton Street - Photo 11](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f2985841285r.jpg) ![102 S Thornton Street - Photo 12](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f2140307022r.jpg) ![102 S Thornton Street - Photo 13](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f1601870430r.jpg) ![102 S Thornton Street - Photo 14](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f1247870460r.jpg) ![102 S Thornton Street - Photo 15](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f2954619949r.jpg) ![102 S Thornton Street - Photo 16](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f1916182370r.jpg) ![102 S Thornton Street - Photo 17](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f3566161959r.jpg) ![102 S Thornton Street - Photo 18](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f2038207625r.jpg) ![102 S Thornton Street - Photo 19](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f1786038397r.jpg) ![102 S Thornton Street - Photo 20](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f2847085061r.jpg) ![102 S Thornton Street - Photo 21](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f1879315105r.jpg) ![102 S Thornton Street - Photo 22](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f4144988296r.jpg) ![102 S Thornton Street - Photo 23](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f1185028070r.jpg) ![102 S Thornton Street - Photo 24](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f3771254049r.jpg) ![102 S Thornton Street - Photo 25](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f3962102384r.jpg) ![102 S Thornton Street - Photo 26](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f925838763r.jpg) ![102 S Thornton Street - Photo 27](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f2423984554r.jpg) ![102 S Thornton Street - Photo 28](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f4248328073r.jpg) ![102 S Thornton Street - Photo 29](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f2274684073r.jpg) ![102 S Thornton Street - Photo 30](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f214694742r.jpg) ![102 S Thornton Street - Photo 31](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f2303550634r.jpg) ![102 S Thornton Street - Photo 32](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f2227476490r.jpg) ![102 S Thornton Street - Photo 33](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f2087356312r.jpg) ![102 S Thornton Street - Photo 34](http://lh.rdcpix.com/49d2e73d7cbdc2e7ac1328ff361557c9l-f2613749868r.jpg) --- **MLS#:** 2638066 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Heartland Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/102-s-thornton-street-richmond-mo-64085-6e4ffd83153a4d7da2170e072ee075e6) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/102-s-thornton-street-richmond-mo-64085-6e4ffd83153a4d7da2170e072ee075e6#listing", "url": "https://staging.propertysimple.ai/listing/102-s-thornton-street-richmond-mo-64085-6e4ffd83153a4d7da2170e072ee075e6", "name": "102 S Thornton Street, Richmond, MO 64085", "description": "Own a piece of Richmond history with this exceptional commercial opportunity in the heart of downtown! 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Located right in the heart of downtown Richmond, this is a rare opportunity to own a piece of local history while creating your own vision for the future. The possibilities are truly endless! 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