# 1020 Fernway Road, Chattanooga, TN 37405

> **TL;DR:** 4bd/3ba single family, $449,000 ($283/sqft), built 2021, 1,584 sqft.
> Spa, Fireplace, Hardwood, A/C. Est. $2,401/mo. Listed 44 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $449,000 |
| Price/sqft | $283 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 1,584 |
| Year Built | 2021 |
| Lot Size | 6,098 sqft (0.14 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 44 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,270 |
| Estimated Insurance | $131 |
| **Total** | **$2,401** |

## Nearby Schools

- **Elementary:** Rivermont Elementary
- **Middle:** Red Bank Middle
- **High:** Red Bank High School

## Key Amenities

- Spa
- Fireplace
- Hardwood
- A/C
- 2-car garage

## Property Highlights

- Built in 2021
- 0.14 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Enjoy the convenience of North Chattanooga living at 1020 Fernway Road. Located in a desirable area with easy access to Northshore and downtown Chattanooga, this four-bedroom, three-bathroom home put local dining, shopping, outdoor recreation, and the University of Tennessee at Chattanooga (UTC) within easy reach. Inside, the open floor plan creates a welcoming space for everyday living and entertaining, complemented by hardwood and tile flooring and granite countertops. Four bedrooms provide flexibility for guests, a home office, or additional living needs, while the two-car garage adds practical parking and storage. Spend your weekends exploring the shops and restaurants along Frazier Avenue, enjoying the riverfront at Coolidge Park, or heading downtown to the Tennessee Aquarium and Chattanooga's many entertainment options. With convenient access to UTC and so much of what makes the Scenic City special, this home offers an appealing combination of comfort, functionality, and location. Schedule your showing and experience North Chattanooga living for yourself. All information is deemed reliable, but not guaranteed. Buyer to verify all pertinent information.

## Location

- **Address:** 1020 Fernway Road, Chattanooga, TN 37405
- **County:** Hamilton
- **Neighborhood:** Dallas Hgts
- **Coordinates:** 35.083155, -85.29609
- **Google Maps:** https://www.google.com/maps?q=35.083155,-85.29609

## Listing Agent

- **Name:** Melody Lopez · **License:** 372821
- **Brokerage:** United Real Estate Experts
- **Broker Phone:** (423) 771-7611
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1020-Fernway-Rd_Chattanooga_TN_37405_M73652-64080?f=listhub&s=CARTN&m=1543086&c=propsimple)

## Photos

![1020 Fernway Road - Photo 1](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f3599868677r.jpg)

![1020 Fernway Road - Photo 2](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f1228129856r.jpg)

![1020 Fernway Road - Photo 3](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f4128488560r.jpg)

![1020 Fernway Road - Photo 4](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f339467858r.jpg)

![1020 Fernway Road - Photo 5](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f1708923377r.jpg)

![1020 Fernway Road - Photo 6](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f805870080r.jpg)

![1020 Fernway Road - Photo 7](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f2755184055r.jpg)

![1020 Fernway Road - Photo 8](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f1016254397r.jpg)

![1020 Fernway Road - Photo 9](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f3219605028r.jpg)

![1020 Fernway Road - Photo 10](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f2059701516r.jpg)

![1020 Fernway Road - Photo 11](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f2216506943r.jpg)

![1020 Fernway Road - Photo 12](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f1270851998r.jpg)

![1020 Fernway Road - Photo 13](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f459745214r.jpg)

![1020 Fernway Road - Photo 14](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f3670096783r.jpg)

![1020 Fernway Road - Photo 15](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f3297094588r.jpg)

![1020 Fernway Road - Photo 16](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f2399087147r.jpg)

![1020 Fernway Road - Photo 17](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f3573205714r.jpg)

![1020 Fernway Road - Photo 18](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f1064859251r.jpg)

![1020 Fernway Road - Photo 19](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f3027424393r.jpg)

![1020 Fernway Road - Photo 20](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f1563050001r.jpg)

![1020 Fernway Road - Photo 21](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f2101870709r.jpg)

![1020 Fernway Road - Photo 22](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f2384362694r.jpg)

![1020 Fernway Road - Photo 23](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f961153032r.jpg)

![1020 Fernway Road - Photo 24](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f1783280847r.jpg)

![1020 Fernway Road - Photo 25](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f2060777757r.jpg)

![1020 Fernway Road - Photo 26](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f3898515852r.jpg)

![1020 Fernway Road - Photo 27](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f1341335080r.jpg)

![1020 Fernway Road - Photo 28](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f287107424r.jpg)

![1020 Fernway Road - Photo 29](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f3285014533r.jpg)

![1020 Fernway Road - Photo 30](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f37607318r.jpg)

![1020 Fernway Road - Photo 31](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f3790282456r.jpg)

![1020 Fernway Road - Photo 32](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f805321736r.jpg)

![1020 Fernway Road - Photo 33](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f964477328r.jpg)

![1020 Fernway Road - Photo 34](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f228171560r.jpg)

![1020 Fernway Road - Photo 35](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f4114436807r.jpg)

![1020 Fernway Road - Photo 36](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f2563577742r.jpg)

![1020 Fernway Road - Photo 37](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f2457279275r.jpg)

![1020 Fernway Road - Photo 38](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f987957937r.jpg)

![1020 Fernway Road - Photo 39](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f445921716r.jpg)

![1020 Fernway Road - Photo 40](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f1155219803r.jpg)

![1020 Fernway Road - Photo 41](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f4069150763r.jpg)

![1020 Fernway Road - Photo 42](http://lh.rdcpix.com/01c85c5d2872801f55941417016157ddl-f3241179009r.jpg)

---

**MLS#:** 1543086 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/1020-fernway-road-chattanooga-tn-37405-45de7c963d084173a9bcaeba0991a8cc)

---

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        "value": "0.14 acres"
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        "value": "Single Family Residence"
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    ]
  },
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    "@id": "https://staging.propertysimple.ai/listing/1020-fernway-road-chattanooga-tn-37405-45de7c963d084173a9bcaeba0991a8cc#offer",
    "url": "https://staging.propertysimple.ai/listing/1020-fernway-road-chattanooga-tn-37405-45de7c963d084173a9bcaeba0991a8cc",
    "price": 449000,
    "priceCurrency": "USD",
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    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/1020-fernway-road-chattanooga-tn-37405-45de7c963d084173a9bcaeba0991a8cc#agent",
    "name": "Melody Lopez",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/1020-fernway-road-chattanooga-tn-37405-45de7c963d084173a9bcaeba0991a8cc#brokerage",
      "name": "United Real Estate Experts",
      "telephone": "(423) 771-7611"
    }
  }
}
```