# 1020 Sunset Bay, Cicero, IN 46034 > **TL;DR:** 4bd/4ba single family, $679,990 ($224/sqft), built 2003, 3,037 sqft. > Fireplace, Waterfront, View, A/C. Est. $3,996/mo. Listed 94 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $679,990 | | Price/sqft | $224 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 3,037 | | Year Built | 2003 | | Lot Size | 9,583 sqft (0.22 acres) | | Stories | 2 | | Garage | 4-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 94 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water - **Large Garage** - 4-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,438 | | Estimated Insurance | $198 | | HOA | $360 | | **Total** | **$3,996** | ## Nearby Schools - **Elementary:** Hamilton Heights Elementary School - **Middle:** Hamilton Heights Middle School - **High:** Hamilton Heights High School ## Key Amenities - Fireplace - Waterfront - View - A/C - RV Parking - 4-car garage ## Property Highlights - Built in 2003 - 0.22 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Step right up, folks, and feast your eyes on 1020 Sunset Bay in CICERO, IN... are you ready to embrace the small town lake-life with 2 BOAT DOCKS included on Morse?? Grab your towels off the back deck and go! You will love the easy water access with just a minute walk to fun on the water. It's not just a house; it's a lifestyle waiting to happen, a place where every day feels like a vacation. Beyond the walls, this property truly shines. Over 3000 square feet, this beauty offers plenty of flex space with 4 Bedroom, 3.5 Bath, 3 fireplaces, 4 Car, tandem garage, Finished bsmt w/possible 5th bedrm, Home office or Exercise rm. Picture yourself lounging on the covered deck enjoying the fresh air. You will LOVE the charming wrap front porch for morning coffee, or enjoying the evening sunset on your back upper deck. The kitchen is a culinary playground, boasting stainless steel appliances, built in oven/microwave for all your gourmet adventures, while the island beckons for casual breakfasts and lively conversations. It's an open-plan dream, seamlessly flowing into the main living space, ensuring you're always part of the action. Imagine cozy evenings curled up by the crackling fireplace, perhaps with a good book or even better, great company. It's the perfect spot for unwinding after a long day or hosting a memorable gathering. When it's time to refresh, head up the awesome primary suite w/the newly remodeled luxury bath for a spa-like experience right at home, not to mention the spacious walk-in closets this home has to offer. AND..for those who love to entertain, do not miss the finished basement w/custom rustic bar, mini refrig & your own Kegerator. FUN!! Come see your new HAPPY PLACE! Updates since 2022: Whole house painted, all rooms, some trim,new deck stairs & upper deck, New fence, 3 renovated fireplaces, all lighting is new/ chandeliers. Updated Kitchen & primary bath. BSMT: new carpet on stairs, drywall, board n batten, new floors, 2 new sinks and SO MUCH MORE!! ## Location - **Address:** 1020 Sunset Bay, Cicero, IN 46034 - **County:** Hamilton - **Neighborhood:** Sunset Bay - **Coordinates:** 40.102966, -86.033492 - **Google Maps:** https://www.google.com/maps?q=40.102966,-86.033492 ## Listing Agent - **Name:** Lisa Stokes - **Brokerage:** CENTURY 21 Scheetz - **Broker Phone:** (317) 844-5111 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1020-Sunset-Bay_Cicero_IN_46034_M32140-50077?f=listhub&s=MIBORIN&m=22113409&c=propsimple) ## Photos ![1020 Sunset Bay - Photo 1](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f4093791641r.jpg) ![1020 Sunset Bay - Photo 2](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f943012401r.jpg) ![1020 Sunset Bay - Photo 3](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f1770561572r.jpg) ![1020 Sunset Bay - Photo 4](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f3544502420r.jpg) ![1020 Sunset Bay - 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Photo 65](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f2637986863r.jpg) ![1020 Sunset Bay - Photo 66](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f1241083406r.jpg) ![1020 Sunset Bay - Photo 67](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f2489559573r.jpg) ![1020 Sunset Bay - Photo 68](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f854647439r.jpg) ![1020 Sunset Bay - Photo 69](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f2769646555r.jpg) ![1020 Sunset Bay - Photo 70](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f3661059089r.jpg) ![1020 Sunset Bay - Photo 71](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f894338571r.jpg) ![1020 Sunset Bay - Photo 72](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f360728214r.jpg) ![1020 Sunset Bay - Photo 73](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f3047447666r.jpg) ![1020 Sunset Bay - Photo 74](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f1231348254r.jpg) ![1020 Sunset Bay - Photo 75](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f3529432708r.jpg) ![1020 Sunset Bay - Photo 76](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f1197737411r.jpg) ![1020 Sunset Bay - Photo 77](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f2200737419r.jpg) ![1020 Sunset Bay - Photo 78](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f3229609852r.jpg) ![1020 Sunset Bay - Photo 79](http://lh.rdcpix.com/ae5348ba22ff0025c4d80d3444d9be15l-f3579642816r.jpg) --- **MLS#:** 22113409 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Broker Listing Cooperative®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/1020-sunset-bay-cicero-in-46034-35477cbc0f5a40b9806eb380346918e7) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/1020-sunset-bay-cicero-in-46034-35477cbc0f5a40b9806eb380346918e7#listing", "url": "https://staging.propertysimple.ai/listing/1020-sunset-bay-cicero-in-46034-35477cbc0f5a40b9806eb380346918e7", "name": "1020 Sunset Bay, Cicero, IN 46034", "description": "Step right up, folks, and feast your eyes on 1020 Sunset Bay in CICERO, IN... are you ready to embrace the small town lake-life with 2 BOAT DOCKS included on Morse?? Grab your towels off the back deck and go! You will love the easy water access with just a minute walk to fun on the water. It's not just a house; it's a lifestyle waiting to happen, a place where every day feels like a vacation. Beyond the walls, this property truly shines. Over 3000 square feet, this beauty offers plenty of flex space with 4 Bedroom, 3.5 Bath, 3 fireplaces, 4 Car, tandem garage, Finished bsmt w/possible 5th bedrm, Home office or Exercise rm. Picture yourself lounging on the covered deck enjoying the fresh air. You will LOVE the charming wrap front porch for morning coffee, or enjoying the evening sunset on your back upper deck. The kitchen is a culinary playground, boasting stainless steel appliances, built in oven/microwave for all your gourmet adventures, while the island beckons for casual breakfasts and lively conversations. It's an open-plan dream, seamlessly flowing into the main living space, ensuring you're always part of the action. Imagine cozy evenings curled up by the crackling fireplace, perhaps with a good book or even better, great company. It's the perfect spot for unwinding after a long day or hosting a memorable gathering. When it's time to refresh, head up the awesome primary suite w/the newly remodeled luxury bath for a spa-like experience right at home, not to mention the spacious walk-in closets this home has to offer. AND..for those who love to entertain, do not miss the finished basement w/custom rustic bar, mini refrig & your own Kegerator. FUN!! Come see your new HAPPY PLACE! Updates since 2022: Whole house painted, all rooms, some trim,new deck stairs & upper deck, New fence, 3 renovated fireplaces, all lighting is new/ chandeliers. Updated Kitchen & primary bath. 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