# 10205 SAINT FRANCIS Terrace, Palmetto, FL 34221 > **TL;DR:** 2bd/2ba single family, $399,900 ($236/sqft), built 2015, 1,698 sqft. > A/C, 2-car garage. Est. $2,139/mo. Listed 209 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $399,900 | | Price/sqft | $236 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,698 | | Year Built | 2015 | | Lot Size | 5,663 sqft (0.13 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 209 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,022 | | Estimated Insurance | $117 | | **Total** | **$2,139** | ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2015 - 0.13 acre lot ## Description ### Agent Description Welcome to your coastal retreat - where sun-kissed light, gentle breezes, and laid-back elegance await. Step inside this airy, coastal-inspired home and let your imagination set sail. From the moment you enter, you're greeted by a bright and open living space that flows effortlessly to a tranquil lanai, perfect for morning coffee or sunset lounging. Beyond the large sliding glass doors, enjoy a spacious backyard that backs up to serene conservation land - your own private slice of nature. The living room is filled with natural light, thanks to two generously sized windows, and offers the perfect backdrop for cozy coastal furnishings. The primary suite is a true seaside sanctuary, featuring a trio of bay windows that invite in soft light and offer views of the outdoors. A modern retractable ceiling fan with dual light settings adds both function and flair. The ensuite bath is spa-like, with a walk-in shower featuring a built-in seat, dual vanities with abundant counter space, and direct access to a walk-in closet with built-in shelving - and yes, there's attic access too. The dining room is bright and inviting, framed by a picture window that captures the beauty of the day. The kitchen is thoughtfully designed for both style and function, featuring stainless steel appliances, a double sink, ample lighting, and generous cabinet space - 15 upper cabinets, 12 lowers, and 6 drawers to be exact. A fixed window fills the space with natural light, making every meal prep a pleasure. The second bedroom offers comfort and versatility, with a walk-in closet, retractable ceiling fan, and pocket-door access to the second full bathroom, complete with a tub/shower combo and easy access from the hallway. Across the hall, you'll find a spacious office - or creative space - with another fixed window and a ceiling fan to keep the ocean-inspired vibes going strong. Laundry is tucked away in a private room with ample shelving, and the two-car garage offers plenty of space and additional attic access. The community? It's your coastal clubhouse dream come true. The HOA includes landscaping, cable, and exclusive access to the Amenity Center - featuring a resort-style pool, lap pool, bubbling spa, fire pit, 24-hour fitness room, tennis courts, pickleball, corn hole, massage room, billiards, library, event space, and a calendar full of activities like dancing, bingo, and live shows. Don't miss the opportunity to live the laid-back lifestyle you've been dreaming of - this coastal haven is calling your name. ## Location - **Address:** 10205 SAINT FRANCIS Terrace, Palmetto, FL 34221 - **County:** Manatee - **Neighborhood:** ARTISAN LAKES ESPLANADE PH I SP A-D - **Coordinates:** 27.606217, -82.515618 - **Google Maps:** https://www.google.com/maps?q=27.606217,-82.515618 ## Virtual Tour & Media - **Video Tour:** https://listings.gatorgazemedia.com/sites/rjpydpwa/unbranded ## Listing Agent - **Name:** Tim Lester - **Brokerage:** Tim Lester International Realty Inc. - **Broker Phone:** (941) 524-8465 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/10205-Saint-Francis-Ter_Palmetto_FL_34221_M63438-41226?f=listhub&s=MFRMLSFL&m=A4688993&c=propsimple) ## Photos ![10205 SAINT FRANCIS Terrace - Photo 1](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f2624851196r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 2](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f3439396573r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 3](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f3697685875r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 4](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f2185770823r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 5](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f760278520r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 6](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f2587101840r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 7](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f1065355065r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 8](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f3228176434r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 9](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f3866190064r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 10](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f2956369447r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 11](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f1508308202r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 12](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f579230715r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 13](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f191225312r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 14](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f659000074r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 15](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f3913028772r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 16](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f2826957536r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 17](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f913056758r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 18](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f66537499r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 19](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f2394572062r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 20](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f4208485453r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 21](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f588602455r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 22](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f1972105818r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 23](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f2703562201r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 24](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f631413441r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 25](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f3575973588r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 26](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f3235229572r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 27](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f3249048991r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 28](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f586396882r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 29](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f554947889r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 30](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f1717622538r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 31](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f1947448319r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 32](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f2347346154r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 33](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f2444754289r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 34](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f1197793216r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 35](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f2929416380r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 36](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f1795621850r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 37](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f2515707065r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 38](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f459723066r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 39](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f302236700r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 40](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f1878112548r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 41](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f2289493041r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 42](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f799853459r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 43](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f634899585r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 44](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f1194412037r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 45](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f2292008470r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 46](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f2313757946r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 47](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f1533674424r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 48](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f871896266r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 49](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f1754012882r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 50](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f2544819852r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 51](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f1359705844r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 52](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f790301091r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 53](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f3023455800r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 54](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f2325100530r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 55](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f2303150975r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 56](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f641966071r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 57](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f1755855681r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 58](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f3233041984r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 59](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f734157262r.jpg) ![10205 SAINT FRANCIS Terrace - Photo 60](http://lh.rdcpix.com/2fcb7c1d41f9129f5fa4527e9ac0ad0el-f3858424776r.jpg) --- **MLS#:** A4688993 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/10205-saint-francis-terrace-palmetto-fl-34221-3c3942a8bbf74196a9a5fb2de4b347c7) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/10205-saint-francis-terrace-palmetto-fl-34221-3c3942a8bbf74196a9a5fb2de4b347c7#listing", "url": "https://staging.propertysimple.ai/listing/10205-saint-francis-terrace-palmetto-fl-34221-3c3942a8bbf74196a9a5fb2de4b347c7", "name": "10205 SAINT FRANCIS Terrace, Palmetto, FL 34221", "description": "Welcome to your coastal retreat - where sun-kissed light, gentle breezes, and laid-back elegance await. Step inside this airy, coastal-inspired home and let your imagination set sail. From the moment you enter, you're greeted by a bright and open living space that flows effortlessly to a tranquil lanai, perfect for morning coffee or sunset lounging. Beyond the large sliding glass doors, enjoy a spacious backyard that backs up to serene conservation land - your own private slice of nature. The living room is filled with natural light, thanks to two generously sized windows, and offers the perfect backdrop for cozy coastal furnishings. The primary suite is a true seaside sanctuary, featuring a trio of bay windows that invite in soft light and offer views of the outdoors. A modern retractable ceiling fan with dual light settings adds both function and flair. The ensuite bath is spa-like, with a walk-in shower featuring a built-in seat, dual vanities with abundant counter space, and direct access to a walk-in closet with built-in shelving - and yes, there's attic access too. The dining room is bright and inviting, framed by a picture window that captures the beauty of the day. The kitchen is thoughtfully designed for both style and function, featuring stainless steel appliances, a double sink, ample lighting, and generous cabinet space - 15 upper cabinets, 12 lowers, and 6 drawers to be exact. A fixed window fills the space with natural light, making every meal prep a pleasure. The second bedroom offers comfort and versatility, with a walk-in closet, retractable ceiling fan, and pocket-door access to the second full bathroom, complete with a tub/shower combo and easy access from the hallway. Across the hall, you'll find a spacious office - or creative space - with another fixed window and a ceiling fan to keep the ocean-inspired vibes going strong. Laundry is tucked away in a private room with ample shelving, and the two-car garage offers plenty of space and additional attic access. The community? It's your coastal clubhouse dream come true. 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