# 10249 Kay Ray Road, Williamsburg, MI 49690-9545 > **TL;DR:** 5bd/5ba single family, $3,850,000 ($615/sqft), built 2013, 6,262 sqft. > Fireplace, Waterfront, 3-car garage. Est. $20,591/mo. Listed 159 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $3,850,000 | | Price/sqft | $615 | | Bedrooms | 5 | | Bathrooms | 4 full, 1 half | | Square Feet | 6,262 | | Year Built | 2013 | | Lot Size | 82,764 sqft (1.90 acres) | | Stories | 2 | | Garage | 3-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 159 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $19,468 | | Estimated Insurance | $1,123 | | **Total** | **$20,591** | ## Key Amenities - Fireplace - Waterfront - 3-car garage ## Property Highlights - Built in 2013 - 1.90 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Discover the pinnacle of Northern Michigan living in this stunning waterfront masterpiece. Custom-built by the renowned Whiteford and Associates, this estate harmonizes architectural precision with the serene natural beauty of the East Grand Traverse Bay shoreline. Designed for both grand-scale entertaining and quiet lakeside reflection, every inch of this home exudes quality and craftsmanship. The professional chef-style kitchen is a dream for the culinary enthusiast. Anchored by a massive center island, the space features premium professional grade appliances, including a Wolf double oven and range and a Sub-Zero refrigerator and freezer. Whether hosting a summer soiree or preparing a quiet meal, this kitchen offers the perfect blend of high-end quality and coastal elegance. The main level is designed for effortless "age-in-place" luxury, featuring a sprawling primary suite complete with a spa-inspired en-suite and convenient main-floor laundry. With 5 bedrooms and 4.5 bathrooms in total, there is ample space for family and guests to retreat in comfort. The fully finished walk-out basement serves as the ultimate recreational hub. Sharpen your game year-round with the custom golf simulator or step directly outside to enjoy the breeze of the bay. Located above the 3 car heated garage is a well appointed apartment with separate entry for long-term guests, an au pair or a quiet home office. With a dedicated, spacious pole barn you can assure all your "toys"-from boats and jet skis to classic cars-are stored securely and ready for your next Northern Michigan adventure. Tucked away on the prestigious Kay Ray Road, this property offers the rare combination of privacy and proximity to the world-class Traverse City Horse Shows, dining and shopping of nearby Traverse City and Elk Rapids. Enjoy mesmerizing sunsets, sandy bottom frontage and the timeless allure of life on the water. Your private waterfront legacy awaits! ## Location - **Address:** 10249 Kay Ray Road, Williamsburg, MI 49690-9545 - **County:** Grand Traverse - **Coordinates:** 44.834386, -85.460979 - **Google Maps:** https://www.google.com/maps?q=44.834386,-85.460979 ## Listing Agent - **Name:** Betsy Hill - **Brokerage:** Five Star Real Estate - Front St TC - **Broker Phone:** 2317781200 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/10249-Kay-Ray-Rd_Williamsburg_MI_49690_M93348-36077?f=listhub&s=TAAR&m=1945825&c=propsimple) ## Photos ![10249 Kay Ray Road - Photo 1](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f3586598101r.jpg) ![10249 Kay Ray Road - Photo 2](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f989876074r.jpg) ![10249 Kay Ray Road - Photo 3](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f3811740185r.jpg) ![10249 Kay Ray Road - Photo 4](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f2727825348r.jpg) ![10249 Kay Ray Road - Photo 5](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f3431835084r.jpg) ![10249 Kay Ray Road - Photo 6](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f3915960667r.jpg) ![10249 Kay Ray Road - Photo 7](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f4075359718r.jpg) ![10249 Kay Ray Road - Photo 8](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f1144666077r.jpg) ![10249 Kay Ray Road - Photo 9](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f1051300873r.jpg) ![10249 Kay Ray Road - Photo 10](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f2164985457r.jpg) ![10249 Kay Ray Road - Photo 11](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f1659710891r.jpg) ![10249 Kay Ray Road - Photo 12](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f1062441345r.jpg) ![10249 Kay Ray Road - Photo 13](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f1475234790r.jpg) ![10249 Kay Ray Road - Photo 14](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f3965919826r.jpg) ![10249 Kay Ray Road - Photo 15](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f2600672758r.jpg) ![10249 Kay Ray Road - Photo 16](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f152344746r.jpg) ![10249 Kay Ray Road - Photo 17](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f1552662812r.jpg) ![10249 Kay Ray Road - Photo 18](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f1684399451r.jpg) ![10249 Kay Ray Road - Photo 19](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f127351399r.jpg) ![10249 Kay Ray Road - Photo 20](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f2705267648r.jpg) ![10249 Kay Ray Road - Photo 21](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f797863840r.jpg) ![10249 Kay Ray Road - Photo 22](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f1720467945r.jpg) ![10249 Kay Ray Road - Photo 23](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f227839495r.jpg) ![10249 Kay Ray Road - Photo 24](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f2465967667r.jpg) ![10249 Kay Ray Road - Photo 25](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f2656948034r.jpg) ![10249 Kay Ray Road - Photo 26](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f3679496102r.jpg) ![10249 Kay Ray Road - Photo 27](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f2943496144r.jpg) ![10249 Kay Ray Road - Photo 28](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f3922199233r.jpg) ![10249 Kay Ray Road - Photo 29](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f1028610593r.jpg) ![10249 Kay Ray Road - Photo 30](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f619415125r.jpg) ![10249 Kay Ray Road - Photo 31](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f664071526r.jpg) ![10249 Kay Ray Road - Photo 32](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f62641718r.jpg) ![10249 Kay Ray Road - Photo 33](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f1905351230r.jpg) ![10249 Kay Ray Road - Photo 34](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f3898753664r.jpg) ![10249 Kay Ray Road - Photo 35](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f693953170r.jpg) ![10249 Kay Ray Road - Photo 36](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f2135437282r.jpg) ![10249 Kay Ray Road - Photo 37](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f977256628r.jpg) ![10249 Kay Ray Road - Photo 38](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f3479970r.jpg) ![10249 Kay Ray Road - Photo 39](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f2388212891r.jpg) ![10249 Kay Ray Road - Photo 40](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f226398063r.jpg) ![10249 Kay Ray Road - Photo 41](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f3479970r.jpg) ![10249 Kay Ray Road - Photo 42](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f4052791368r.jpg) ![10249 Kay Ray Road - Photo 43](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f2134733380r.jpg) ![10249 Kay Ray Road - Photo 44](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f2646639355r.jpg) ![10249 Kay Ray Road - Photo 45](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f1713729820r.jpg) ![10249 Kay Ray Road - Photo 46](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f1008498781r.jpg) ![10249 Kay Ray Road - Photo 47](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f4113883281r.jpg) ![10249 Kay Ray Road - Photo 48](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f2677188505r.jpg) ![10249 Kay Ray Road - Photo 49](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f953464471r.jpg) ![10249 Kay Ray Road - Photo 50](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f3838332224r.jpg) ![10249 Kay Ray Road - Photo 51](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f974395792r.jpg) ![10249 Kay Ray Road - Photo 52](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f660493804r.jpg) ![10249 Kay Ray Road - Photo 53](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f2858928980r.jpg) ![10249 Kay Ray Road - Photo 54](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f4055579413r.jpg) ![10249 Kay Ray Road - Photo 55](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f3296286587r.jpg) ![10249 Kay Ray Road - Photo 56](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f903253467r.jpg) ![10249 Kay Ray Road - Photo 57](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f1937555684r.jpg) ![10249 Kay Ray Road - Photo 58](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f181999054r.jpg) ![10249 Kay Ray Road - Photo 59](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f103606736r.jpg) ![10249 Kay Ray Road - Photo 60](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f1147760781r.jpg) ![10249 Kay Ray Road - Photo 61](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f2166059194r.jpg) ![10249 Kay Ray Road - Photo 62](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f2974655440r.jpg) ![10249 Kay Ray Road - Photo 63](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f674421776r.jpg) ![10249 Kay Ray Road - Photo 64](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f4075359718r.jpg) ![10249 Kay Ray Road - Photo 65](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f182420793r.jpg) ![10249 Kay Ray Road - Photo 66](http://lh.rdcpix.com/e18fc9c654cd4c35c472c6380a3d03c2l-f3330597923r.jpg) --- **MLS#:** 1945825 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Northern Great Lakes Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/10249-kay-ray-road-williamsburg-mi-49690-9545-99dc163fe9c7491eab6fe3bab6c11193) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/10249-kay-ray-road-williamsburg-mi-49690-9545-99dc163fe9c7491eab6fe3bab6c11193#listing", "url": "https://staging.propertysimple.ai/listing/10249-kay-ray-road-williamsburg-mi-49690-9545-99dc163fe9c7491eab6fe3bab6c11193", "name": "10249 Kay Ray Road, Williamsburg, MI 49690-9545", "description": "Discover the pinnacle of Northern Michigan living in this stunning waterfront masterpiece. Custom-built by the renowned Whiteford and Associates, this estate harmonizes architectural precision with the serene natural beauty of the East Grand Traverse Bay shoreline. Designed for both grand-scale entertaining and quiet lakeside reflection, every inch of this home exudes quality and craftsmanship. The professional chef-style kitchen is a dream for the culinary enthusiast. Anchored by a massive center island, the space features premium professional grade appliances, including a Wolf double oven and range and a Sub-Zero refrigerator and freezer. Whether hosting a summer soiree or preparing a quiet meal, this kitchen offers the perfect blend of high-end quality and coastal elegance. The main level is designed for effortless \"age-in-place\" luxury, featuring a sprawling primary suite complete with a spa-inspired en-suite and convenient main-floor laundry. With 5 bedrooms and 4.5 bathrooms in total, there is ample space for family and guests to retreat in comfort. 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