About This Home

This 2-bedroom, 2-bathroom condo at 1030 E HWY 98 #206A in Destin, FL is listed for $599,000 ($624 per sqft). Built in 1973, the home offers 960 sqft of living space on a N/A lot.

Key Features

  • Built in 1973
  • Waterfront

Property Details

1 story
2 full
#206A
1973

Amenities

EV ChargerWaterfrontA/C
Listing Description

Silver Dunes 206A is an established, fully furnished Gulf-view vacation rental with documented six-figure gross rental revenue and a complete 2023 renovation. More than $100,000 has been invested in improvements and furnishings. Located just steps from Destin's sugar-white beaches and private beach access, this condominium combines a renovated coastal residence with six years of rental operating history.

Gross rental revenue totaled $100,115 in 2025, with $106,552 in gross rental receipts reported for 2026. Rental income, occupancy, and operating records are available upon request. Located on the second and highest floor of a gated, low-rise Gulf-front resort, 206A offers single-level living, convenient elevator access, and a furnished Gulf-view balcony overlooking the landscaped courtyard.

The comprehensive 2023 renovation includes an open-concept living and dining area, luxury vinyl plank flooring, marble countertops, updated appliances, upgraded HVAC systems, custom window treatments, smart-home features, and remodeled bathrooms with a walk-in shower in the primary suite and a Jacuzzi tub with a rainfall shower in the guest bath.

Spacious bedrooms, walk-in closets, and premium coastal furnishings complete the residence. A signed winter lease provides scheduled occupancy through February 28, 2027, subject to its terms. The condominium is sold fully furnished and equipped for vacation rental use, including furniture, appliances, kitchenware, linens, guest inventory, a dedicated beach storage unit, and two owner-owned beach rental sets.

Established cleaning, maintenance, and guest-turnover procedures support a smooth transition for the buyer. Silver Dunes amenities include private beach access, a Gulf-view swimming pool heated to about 86 degrees F from October through May, a children's pool, a landscaped courtyard, a fitness center, an arcade, tennis and basketball courts, grilling areas, guest laundry, EV charging, covered parking, and seasonal beach services.

On-site management and maintenance resources add operational ease and convenience. The $20,000 special assessment for 2025 has been paid. Monthly HOA dues are $1,242 and include water, internet, cable, and resort amenities; electricity is billed separately.

With documented rental history, extensive renovations, complete furnishings, included beach storage and rental inventory, and established operating procedures, Silver Dunes 206A offers a distinctive opportunity to acquire a Gulf-view coastal property with an established vacation rental operating framework.

Monthly Cost Estimate

$4,446/mo

20% down · 6.5% · 30 years

Principal$433
Interest$2,596
Insurance$175
HOA$1,242

Estimates only. Actual payments may vary.

Location

1030 E HWY 98 #206A

Destin, FL 32541

SILVER DUNES CONDO

Features & Amenities

Interior Features

ElevatorOwner's Closet

Exterior Features

BalconyBBQ Pit/GrillShowerTennis CourtYard Building

Property Details

Flooring

Vinyl

Construction

Stucco

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalFreezerMicrowaveOven Self CleaningRange HoodRefrigeratorSmoke DetectorStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 2-bedroom, 2-bathroom condo at 1030 E HWY 98 is listed at $599,000 ($624/sqft). The estimated monthly payment is $4,446 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1242/month.

Key features include: Built in 1973, Waterfront. Interior Features: Elevator, Owner's Closet. Exterior Features: Balcony, BBQ Pit/Grill, Shower.

This property is listed by Steve Koleno.

SK

Steve Koleno

License BK3469487

Agent at beycome of florida LLC

Listed by beycome of florida LLC · Broker phone: (305) 439-9111 · View on Broker Site · Broker website

MLS# 1014366· Source: Emerald Coast Association of Realtors· 1 day on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1030 E HWY 98 #206A, Destin, FL 32541

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