# 1030 E HWY 98 #206A, Destin, FL 32541 > **TL;DR:** 2bd/2ba condo, $599,000 ($624/sqft), built 1973, 960 sqft. > EV Charger, Waterfront, A/C. Est. $4,446/mo. Listed 2 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $599,000 | | Price/sqft | $624 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 960 | | Year Built | 1973 | | Stories | 1 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 2 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **EV Charger** - Electric vehicle ready ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,029 | | Estimated Insurance | $175 | | HOA | $1,242 | | **Total** | **$4,446** | ## Nearby Schools - **Elementary:** Destin - **Middle:** Destin - **High:** Destin ## Key Amenities - EV Charger - Waterfront - A/C ## Property Highlights - Built in 1973 - Waterfront ## Description ### Agent Description Silver Dunes 206A is an established, fully furnished Gulf-view vacation rental with documented six-figure gross rental revenue and a complete 2023 renovation. More than $100,000 has been invested in improvements and furnishings. Located just steps from Destin's sugar-white beaches and private beach access, this condominium combines a renovated coastal residence with six years of rental operating history. Gross rental revenue totaled $100,115 in 2025, with $106,552 in gross rental receipts reported for 2026. Rental income, occupancy, and operating records are available upon request. Located on the second and highest floor of a gated, low-rise Gulf-front resort, 206A offers single-level living, convenient elevator access, and a furnished Gulf-view balcony overlooking the landscaped courtyard. The comprehensive 2023 renovation includes an open-concept living and dining area, luxury vinyl plank flooring, marble countertops, updated appliances, upgraded HVAC systems, custom window treatments, smart-home features, and remodeled bathrooms with a walk-in shower in the primary suite and a Jacuzzi tub with a rainfall shower in the guest bath. Spacious bedrooms, walk-in closets, and premium coastal furnishings complete the residence. A signed winter lease provides scheduled occupancy through February 28, 2027, subject to its terms. The condominium is sold fully furnished and equipped for vacation rental use, including furniture, appliances, kitchenware, linens, guest inventory, a dedicated beach storage unit, and two owner-owned beach rental sets. Established cleaning, maintenance, and guest-turnover procedures support a smooth transition for the buyer. Silver Dunes amenities include private beach access, a Gulf-view swimming pool heated to about 86 degrees F from October through May, a children's pool, a landscaped courtyard, a fitness center, an arcade, tennis and basketball courts, grilling areas, guest laundry, EV charging, covered parking, and seasonal beach services. On-site management and maintenance resources add operational ease and convenience. The $20,000 special assessment for 2025 has been paid. Monthly HOA dues are $1,242 and include water, internet, cable, and resort amenities; electricity is billed separately. With documented rental history, extensive renovations, complete furnishings, included beach storage and rental inventory, and established operating procedures, Silver Dunes 206A offers a distinctive opportunity to acquire a Gulf-view coastal property with an established vacation rental operating framework. ## Location - **Address:** 1030 E HWY 98 #206A, Destin, FL 32541 - **County:** Okaloosa - **Neighborhood:** SILVER DUNES CONDO - **Coordinates:** 30.385116, -86.469333 - **Google Maps:** https://www.google.com/maps?q=30.385116,-86.469333 ## Listing Agent - **Name:** Steve Koleno · **License:** BK3469487 - **Brokerage:** beycome of florida LLC - **Broker Phone:** (305) 439-9111 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1030-Highway-98-E-206A_Destin_FL_32541_M55424-73542?f=listhub&s=ECARMLSFL&m=1014366&c=propsimple) ## Photos ![1030 E HWY 98 #206A - Photo 1](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f1704477300r.jpg) ![1030 E HWY 98 #206A - Photo 2](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f1646505855r.jpg) ![1030 E HWY 98 #206A - Photo 3](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f2984577298r.jpg) ![1030 E HWY 98 #206A - Photo 4](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f1114859836r.jpg) ![1030 E HWY 98 #206A - Photo 5](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f2038284864r.jpg) ![1030 E HWY 98 #206A - Photo 6](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f4281256383r.jpg) ![1030 E HWY 98 #206A - Photo 7](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f4175539680r.jpg) ![1030 E HWY 98 #206A - Photo 8](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f3888351863r.jpg) ![1030 E HWY 98 #206A - Photo 9](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f1856223207r.jpg) ![1030 E HWY 98 #206A - Photo 10](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f545344542r.jpg) ![1030 E HWY 98 #206A - Photo 11](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f665288702r.jpg) ![1030 E HWY 98 #206A - Photo 12](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f3887838817r.jpg) ![1030 E HWY 98 #206A - Photo 13](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f2064430580r.jpg) ![1030 E HWY 98 #206A - Photo 14](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f2536374811r.jpg) ![1030 E HWY 98 #206A - Photo 15](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f3573346440r.jpg) ![1030 E HWY 98 #206A - Photo 16](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f3788784301r.jpg) ![1030 E HWY 98 #206A - Photo 17](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f1857916416r.jpg) ![1030 E HWY 98 #206A - Photo 18](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f1820436948r.jpg) ![1030 E HWY 98 #206A - Photo 19](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f1166351393r.jpg) ![1030 E HWY 98 #206A - Photo 20](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f2824286548r.jpg) ![1030 E HWY 98 #206A - Photo 21](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f4245834902r.jpg) ![1030 E HWY 98 #206A - Photo 22](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f1403748041r.jpg) ![1030 E HWY 98 #206A - Photo 23](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f796602641r.jpg) ![1030 E HWY 98 #206A - Photo 24](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f4293415359r.jpg) ![1030 E HWY 98 #206A - Photo 25](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f2922638499r.jpg) ![1030 E HWY 98 #206A - Photo 26](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f3286839993r.jpg) ![1030 E HWY 98 #206A - Photo 27](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f2760473391r.jpg) ![1030 E HWY 98 #206A - Photo 28](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f1848974214r.jpg) ![1030 E HWY 98 #206A - Photo 29](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f1989058757r.jpg) ![1030 E HWY 98 #206A - Photo 30](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f1128985392r.jpg) ![1030 E HWY 98 #206A - Photo 31](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f2612697487r.jpg) ![1030 E HWY 98 #206A - Photo 32](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f1602542791r.jpg) ![1030 E HWY 98 #206A - Photo 33](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f2240479780r.jpg) ![1030 E HWY 98 #206A - Photo 34](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f1989157008r.jpg) ![1030 E HWY 98 #206A - Photo 35](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f3299304233r.jpg) ![1030 E HWY 98 #206A - Photo 36](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f2711346665r.jpg) ![1030 E HWY 98 #206A - Photo 37](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f2240070365r.jpg) ![1030 E HWY 98 #206A - Photo 38](http://lh.rdcpix.com/0ec536710331ebf917f72e5d6cdeab82l-f2512781739r.jpg) --- **MLS#:** 1014366 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/1030-e-hwy-98-destin-fl-32541-275d8ed299ff43f48ba6d011a0ee99c3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/1030-e-hwy-98-destin-fl-32541-275d8ed299ff43f48ba6d011a0ee99c3#listing", "url": "https://staging.propertysimple.ai/listing/1030-e-hwy-98-destin-fl-32541-275d8ed299ff43f48ba6d011a0ee99c3", "name": "1030 E HWY 98 #206A, Destin, FL 32541", "description": "Silver Dunes 206A is an established, fully furnished Gulf-view vacation rental with documented six-figure gross rental revenue and a complete 2023 renovation. More than $100,000 has been invested in improvements and furnishings. Located just steps from Destin's sugar-white beaches and private beach access, this condominium combines a renovated coastal residence with six years of rental operating history. Gross rental revenue totaled $100,115 in 2025, with $106,552 in gross rental receipts reported for 2026. Rental income, occupancy, and operating records are available upon request. Located on the second and highest floor of a gated, low-rise Gulf-front resort, 206A offers single-level living, convenient elevator access, and a furnished Gulf-view balcony overlooking the landscaped courtyard. The comprehensive 2023 renovation includes an open-concept living and dining area, luxury vinyl plank flooring, marble countertops, updated appliances, upgraded HVAC systems, custom window treatments, smart-home features, and remodeled bathrooms with a walk-in shower in the primary suite and a Jacuzzi tub with a rainfall shower in the guest bath. Spacious bedrooms, walk-in closets, and premium coastal furnishings complete the residence. A signed winter lease provides scheduled occupancy through February 28, 2027, subject to its terms. The condominium is sold fully furnished and equipped for vacation rental use, including furniture, appliances, kitchenware, linens, guest inventory, a dedicated beach storage unit, and two owner-owned beach rental sets. Established cleaning, maintenance, and guest-turnover procedures support a smooth transition for the buyer. Silver Dunes amenities include private beach access, a Gulf-view swimming pool heated to about 86 degrees F from October through May, a children's pool, a landscaped courtyard, a fitness center, an arcade, tennis and basketball courts, grilling areas, guest laundry, EV charging, covered parking, and seasonal beach services. On-site management and maintenance resources add operational ease and convenience. The $20,000 special assessment for 2025 has been paid. Monthly HOA dues are $1,242 and include water, internet, cable, and resort amenities; electricity is billed separately. 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