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About This Home

This 2-bedroom, 2-bathroom condo at 1032 Churchill Downs Court unit: J in Charlotte, NC is listed for $239,900 ($263 per sqft). Built in 1988, the home offers 911 sqft of living space on a N/A lot.

Agent Description

Seller offering up to $10,000 in concessions with full-price offer. Additional $2,000 credit available when buyer uses seller's preferred lender-ask listing agent for details. Live minutes from Cotswold's hottest spots with ultra-low monthly costs and brand-new HVAC (2025)-this move-in ready condo makes easy living a reality.

Welcome to Churchill Downs! This beautifully updated 2-bedroom, 2-bath first-floor condo offers exceptional affordability and peace of mind. With property taxes around $130 per month, homeowners insurance approximately $300 per year, and an average electric bill of just $50 per month, this home is as budget-friendly as it is comfortable.

Even better, the HOA covers water, sewer, trash, parking, landscaping, and exterior building maintenance-keeping expenses simple and predictable. Step inside to a fresh, modern interior with updated kitchen and bathrooms, stylish vinyl plank flooring, and ceiling fans for added comfort.

The open-concept layout connects the living, dining, and kitchen spaces seamlessly-perfect for hosting friends or enjoying a relaxed night in. The kitchen stands out with soft-close cabinets, a sleek tiled backsplash, and stainless steel appliances. All appliances convey, including the stackable washer and dryer-making move-in effortless.

Enjoy true low-maintenance living with a first-floor location (no stairs!) and added confidence with the recently installed HVAC system (2025), offering long-term reliability and efficiency. Live just minutes from some of Charlotte's go-to hangouts, including The Common Market Cotswold, Leroy Fox, and Little Mama's Italian Kitchen, plus everyday conveniences at Cotswold Village Shops.

Whether it's coffee runs, quick errands, or meeting friends, everything is right around the corner. And with easy access to Uptown, SouthPark, and major routes, your commute stays simple. When you're not out and about, enjoy community amenities like the pool and tennis courts-perfect for staying active or unwinding after a long day.

Whether you're a first-time buyer, busy professional, or looking for a smart investment, this condo delivers the perfect mix of style, location, and low-maintenance living. Schedule your showing today and check it out for yourself!

Key Features

  • Built in 1988
  • Private pool

Property Details

1 story
2 full
1988

Amenities

PoolA/C

Monthly Cost Estimate

$1,629/mo

20% down · 6.5% · 30 years

Principal$173
Interest$1,040
Insurance$70
HOA$346

Estimates only. Actual payments may vary.

Location

1032 Churchill Downs Court unit: J

Charlotte, NC 28211

Churchill Downs

Features & Amenities

Interior Features

Breakfast BarCable PrewireOpen Floorplan

Property Details

Flooring

Vinyl

Construction

Hardboard Siding

Pool Features

Porch

Parking

On StreetAssignedParking Lot

Heating

Central

Cooling

Ceiling Fan(s)ElectricCentral Air

Appliances

DishwasherDisposalElectric OvenElectric RangeRefrigeratorWasher/Dryer

Questions & Answers

This 2-bedroom, 2-bathroom condo at 1032 Churchill Downs Court unit: J is listed at $239,900 ($263/sqft). The estimated monthly payment is $1,386 based on 20% down at 6.5% interest.

HOA fees are $346/month.

Key features include: Built in 1988, Private pool. Interior Features: Breakfast Bar, Cable Prewire, Open Floorplan.

This property is listed by Matt Lake Nestor and can be reached at 7042512525 or matt@lakegrouprealty.com.

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MN

Matt Lake Nestor

Agent at EXP Realty LLC Ballantyne

(704) 251-2525

Listed by EXP Realty LLC Ballantyne

MLS# 4358001· Source: listhub· Updated 21 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1032 Churchill Downs Court unit: J, Charlotte, NC 28211

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