# 1038 KELLY FERN Loop, Ruskin, FL 33570 > **TL;DR:** 4bd/3ba single family, $369,999 ($162/sqft), built 2022, 2,289 sqft. > A/C, 2-car garage. Est. $1,979/mo. Listed 464 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $369,999 | | Price/sqft | $162 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 2,289 | | Year Built | 2022 | | Lot Size | 9,148 sqft (0.21 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 464 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,871 | | Estimated Insurance | $108 | | **Total** | **$1,979** | ## Nearby Schools - **Elementary:** Cypress Creek-HB - **Middle:** Shields-HB - **High:** Lennard-HB ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2022 - 0.21 acre lot - 2 stories ## Description ### Agent Description Fresh, Stylish, and Move-In Ready in South Haven! Welcome to this beautifully built 2022 home that blends modern style with everyday comfort. The open-concept layout centers around a spacious kitchen featuring sleek 36" raised-panel cabinets, a walk-in pantry, and easy-care ceramic tile that flows throughout the main living areas-including the foyer, flex room, kitchen, family room, laundry, and bathrooms. Need peace of mind? Hurricane shutters are already in place. The generously sized primary suite is bathed in natural light and includes its own walk-in closet for added convenience. Upstairs, a flexible loft and bonus room give you plenty of options-whether you're setting up a home office, gym, or playroom. Practical touches like under-stair storage, a guest bath with a separate vanity area, and roomy bedrooms (including one with a walk-in closet) make everyday living easy. Even better? The washer and dryer stay with the home. Step outside into your private fenced backyard-a great spot for cookouts, relaxing with friends, or letting pets roam freely. With an irrigation system already installed, keeping the landscaping lush is a breeze. South Haven offers great amenities like a tot lot and dog park, and it's just minutes from E.G. Simmons Park and Little Harbor-perfect for fishing, boating, camping, or simply soaking in the Florida sunshine. Plus, you're just under 2 miles from the Amazon Fulfillment Center and within 15 minutes of all your daily essentials. Cal today to schedule your showing of this recently built gem before it's gone. Owner Financing Available. ## Location - **Address:** 1038 KELLY FERN Loop, Ruskin, FL 33570 - **County:** Hillsborough - **Neighborhood:** SOUTH HAVEN - **Coordinates:** 27.727498, -82.402803 - **Google Maps:** https://www.google.com/maps?q=27.727498,-82.402803 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/TB8395971 ## Listing Agent - **Name:** Cuc Dinh - **Brokerage:** Dalton Wade, Inc. - **Broker Phone:** (727) 888-4175 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1038-Kelly-Fern-Loop_Ruskin_FL_33570_M91041-29389?f=listhub&s=MFRMLSFL&m=TB8395971&c=propsimple) ## Photos ![1038 KELLY FERN Loop - Photo 1](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f934973930r.jpg) ![1038 KELLY FERN Loop - Photo 2](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f1389325165r.jpg) ![1038 KELLY FERN Loop - Photo 3](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f3497192806r.jpg) ![1038 KELLY FERN Loop - Photo 4](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f1322523234r.jpg) ![1038 KELLY FERN Loop - Photo 5](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f3470687862r.jpg) ![1038 KELLY FERN Loop - Photo 6](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f4071989929r.jpg) ![1038 KELLY FERN Loop - Photo 7](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f3678800244r.jpg) ![1038 KELLY FERN Loop - Photo 8](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f1604939002r.jpg) ![1038 KELLY FERN Loop - Photo 9](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f1349320558r.jpg) ![1038 KELLY FERN Loop - Photo 10](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f2473046102r.jpg) ![1038 KELLY FERN Loop - Photo 11](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f4022937568r.jpg) ![1038 KELLY FERN Loop - Photo 12](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f2256431377r.jpg) ![1038 KELLY FERN Loop - Photo 13](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f1182033r.jpg) ![1038 KELLY FERN Loop - Photo 14](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f4197505427r.jpg) ![1038 KELLY FERN Loop - Photo 15](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f476864305r.jpg) ![1038 KELLY FERN Loop - Photo 16](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f2594445220r.jpg) ![1038 KELLY FERN Loop - Photo 17](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f1109965185r.jpg) ![1038 KELLY FERN Loop - Photo 18](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f3579980784r.jpg) ![1038 KELLY FERN Loop - Photo 19](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f21627731r.jpg) ![1038 KELLY FERN Loop - Photo 20](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f4034011781r.jpg) ![1038 KELLY FERN Loop - Photo 21](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f2739221455r.jpg) ![1038 KELLY FERN Loop - Photo 22](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f552046297r.jpg) ![1038 KELLY FERN Loop - Photo 23](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f1571576778r.jpg) ![1038 KELLY FERN Loop - Photo 24](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f2071324335r.jpg) ![1038 KELLY FERN Loop - Photo 25](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f2062142767r.jpg) ![1038 KELLY FERN Loop - Photo 26](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f3292752959r.jpg) ![1038 KELLY FERN Loop - Photo 27](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f1844757146r.jpg) ![1038 KELLY FERN Loop - Photo 28](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f2382253343r.jpg) ![1038 KELLY FERN Loop - Photo 29](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f438235299r.jpg) ![1038 KELLY FERN Loop - Photo 30](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f2746429092r.jpg) ![1038 KELLY FERN Loop - Photo 31](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f2740870625r.jpg) ![1038 KELLY FERN Loop - Photo 32](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f3566045350r.jpg) ![1038 KELLY FERN Loop - Photo 33](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f3537808278r.jpg) ![1038 KELLY FERN Loop - Photo 34](http://lh.rdcpix.com/c282ea88bbb2eb0c40c353f1e34566c6l-f1872272978r.jpg) --- **MLS#:** TB8395971 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/1038-kelly-fern-loop-ruskin-fl-33570-4a68a5e37933498cbecf1de8ae9bc512) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/1038-kelly-fern-loop-ruskin-fl-33570-4a68a5e37933498cbecf1de8ae9bc512#listing", "url": "https://staging.propertysimple.ai/listing/1038-kelly-fern-loop-ruskin-fl-33570-4a68a5e37933498cbecf1de8ae9bc512", "name": "1038 KELLY FERN Loop, Ruskin, FL 33570", "description": "Fresh, Stylish, and Move-In Ready in South Haven! Welcome to this beautifully built 2022 home that blends modern style with everyday comfort. 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With an irrigation system already installed, keeping the landscaping lush is a breeze. South Haven offers great amenities like a tot lot and dog park, and it's just minutes from E.G. Simmons Park and Little Harbor-perfect for fishing, boating, camping, or simply soaking in the Florida sunshine. Plus, you're just under 2 miles from the Amazon Fulfillment Center and within 15 minutes of all your daily essentials. Cal today to schedule your showing of this recently built gem before it's gone. 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