About This Home

This 3-bedroom, 2-bathroom single family at 104 Golf Drive in Panama City, FL is listed for $570,000 ($278 per sqft). Built in 1995, the home offers 2,052 sqft of living space on a 0.42 acres lot.

Key Features

  • Built in 1995
  • 0.42 acre lot
  • Private pool

Property Details

2 full
3-car garage
1995

Amenities

Pool
Listing Description

INVESTOR SPECIAL!!! Priced significantly below recent comparable sales and seller is ready to sell! Built and LIVED IN by Ledman, a premier and high-end builder in Bay County, you have strong bones to update the interior and 10 foot ceilings with your cosmetic preferences.

The roof and pool lanai were replaced in 2019, and the home is equipped with a 20kwh Cummings generator. In addition to a two-car garage, a rare attached and insulated RV garage provides over 40 feet of extra storage depth. Outside, the screened in pool and backyard on this almost half acre lot overlook the 12th Fairway of the acclaimed Nicklaus Course of Bay Point Golf Club.

Inside, the living space and kitchen flow seamlessly together in an open concept with high ceilings that offers a kitchen island, formal dining area, and space for an eat-in kitchen table or option to place a fixed kitchen island for more counter space.

The three bedrooms are located on the north wing of the house. The master suite has two walk-in closets that flank the king sized bed, and the sizable master bathroom has an additional door which opens directly to the pool deck, allowing for a simple rinse-off after a day by the pool.

The Bay Point community is one of the most beloved communities in Panama City Beach due to its close proximity to all the shopping and employment opportunities on both the east and west side of the Hathaway Bridge and West Bay. Bay Point itself offers golfing, tennis, pickleball, waterfront boardwalk, and dining options within the community.

The Marina is an impressive community feature, with over 100 boat slips and a boat ramp for marina members, as well as a dockside pool for those wishing to cool off after a day on the water. Shell Island and the white sand beaches of St. Andrews State Park are just a short boat ride away.

Within Bay Point, Fairways is a highly desired neighborhood. Because of the location along the golf course, gated entrance, large lots, and limited availability, those who purchase a home in Fairways usually stay for a long time. Give us a call today to arrange your private showing, and you'll see why locals rave about Fairways in Bay Point.

Monthly Cost Estimate

$4,698/mo

20% down · 6.5% · 30 years

Principal$412
Interest$2,470
Insurance$166
HOA$1,650

Estimates only. Actual payments may vary.

Location

104 Golf Drive

Panama City, FL 32408

The Fairways

Property Details

Pool Features

Pool

Questions & Answers

This 3-bedroom, 2-bathroom single family at 104 Golf Drive is listed at $570,000 ($278/sqft). The estimated monthly payment is $4,698 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1650/month.

Key features include: Built in 1995, 0.42 acre lot, Private pool.

This property is listed by Mike S Herring.

MH

Mike S Herring

License 3256219

Agent at Keller Williams Realty Emerald Coast

Listed by Keller Williams Realty Emerald Coast · Broker phone: (850) 654-2900 · View on Broker Site

MLS# 796803· Source: Central Panhandle Association of REALTORS· 6 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

104 Golf Drive, Panama City, FL 32408

Open this listing in: