# 104 Golf Drive, Panama City, FL 32408 > **TL;DR:** 3bd/2ba single family, $570,000 ($278/sqft), built 1995, 2,052 sqft. > Pool, 3-car garage. Est. $4,698/mo. Listed 7 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $570,000 | | Price/sqft | $278 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,052 | | Year Built | 1995 | | Lot Size | 18,295 sqft (0.42 acres) | | Garage | 3-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 7 | ## Why This Home Stands Out - **Pool** - Pool listed; type not specified - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,882 | | Estimated Insurance | $166 | | HOA | $1,650 | | **Total** | **$4,698** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Pool - 3-car garage ## Property Highlights - Built in 1995 - 0.42 acre lot - Private pool ## Description ### Agent Description INVESTOR SPECIAL!!! Priced significantly below recent comparable sales and seller is ready to sell! Built and LIVED IN by Ledman, a premier and high-end builder in Bay County, you have strong bones to update the interior and 10 foot ceilings with your cosmetic preferences. The roof and pool lanai were replaced in 2019, and the home is equipped with a 20kwh Cummings generator. In addition to a two-car garage, a rare attached and insulated RV garage provides over 40 feet of extra storage depth. Outside, the screened in pool and backyard on this almost half acre lot overlook the 12th Fairway of the acclaimed Nicklaus Course of Bay Point Golf Club. Inside, the living space and kitchen flow seamlessly together in an open concept with high ceilings that offers a kitchen island, formal dining area, and space for an eat-in kitchen table or option to place a fixed kitchen island for more counter space. The three bedrooms are located on the north wing of the house. The master suite has two walk-in closets that flank the king sized bed, and the sizable master bathroom has an additional door which opens directly to the pool deck, allowing for a simple rinse-off after a day by the pool. The Bay Point community is one of the most beloved communities in Panama City Beach due to its close proximity to all the shopping and employment opportunities on both the east and west side of the Hathaway Bridge and West Bay. Bay Point itself offers golfing, tennis, pickleball, waterfront boardwalk, and dining options within the community. The Marina is an impressive community feature, with over 100 boat slips and a boat ramp for marina members, as well as a dockside pool for those wishing to cool off after a day on the water. Shell Island and the white sand beaches of St. Andrews State Park are just a short boat ride away. Within Bay Point, Fairways is a highly desired neighborhood. Because of the location along the golf course, gated entrance, large lots, and limited availability, those who purchase a home in Fairways usually stay for a long time. Give us a call today to arrange your private showing, and you'll see why locals rave about Fairways in Bay Point. ## Location - **Address:** 104 Golf Drive, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** The Fairways - **Coordinates:** 30.142102, -85.720228 - **Google Maps:** https://www.google.com/maps?q=30.142102,-85.720228 ## Listing Agent - **Name:** Mike S Herring · **License:** 3256219 - **Brokerage:** Keller Williams Realty Emerald Coast - **Broker Phone:** (850) 654-2900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/104-Golf-Dr_Panama-City_FL_32408_M52972-60523?f=listhub&s=BCARFL&m=796803&c=propsimple) ## Photos ![104 Golf Drive - Photo 1](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f2020923457r.jpg) ![104 Golf Drive - Photo 2](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f1152964044r.jpg) ![104 Golf Drive - Photo 3](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f1971894442r.jpg) ![104 Golf Drive - 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Photo 54](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f3722569060r.jpg) ![104 Golf Drive - Photo 55](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f4161390235r.jpg) ![104 Golf Drive - Photo 56](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f3463401498r.jpg) ![104 Golf Drive - Photo 57](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f4017942766r.jpg) ![104 Golf Drive - Photo 58](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f1047661931r.jpg) ![104 Golf Drive - Photo 59](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f1435554460r.jpg) ![104 Golf Drive - Photo 60](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f222694529r.jpg) ![104 Golf Drive - Photo 61](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f79581649r.jpg) ![104 Golf Drive - Photo 62](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f4111713408r.jpg) ![104 Golf Drive - Photo 63](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f2676991347r.jpg) ![104 Golf Drive - Photo 64](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f1653985169r.jpg) ![104 Golf Drive - Photo 65](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f1116979368r.jpg) ![104 Golf Drive - Photo 66](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f3227928028r.jpg) ![104 Golf Drive - Photo 67](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f3442334736r.jpg) ![104 Golf Drive - Photo 68](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f1521873437r.jpg) ![104 Golf Drive - Photo 69](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f2225150534r.jpg) ![104 Golf Drive - Photo 70](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f1525981268r.jpg) ![104 Golf Drive - Photo 71](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f4181469577r.jpg) ![104 Golf Drive - Photo 72](http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f1957709281r.jpg) --- **MLS#:** 796803 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/104-golf-drive-panama-city-fl-32408-183f3c223b2b42329d4213bf1407ff2f) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/104-golf-drive-panama-city-fl-32408-183f3c223b2b42329d4213bf1407ff2f#listing", "url": "https://staging.propertysimple.ai/listing/104-golf-drive-panama-city-fl-32408-183f3c223b2b42329d4213bf1407ff2f", "name": "104 Golf Drive, Panama City, FL 32408", "description": "INVESTOR SPECIAL!!! Priced significantly below recent comparable sales and seller is ready to sell! Built and LIVED IN by Ledman, a premier and high-end builder in Bay County, you have strong bones to update the interior and 10 foot ceilings with your cosmetic preferences. The roof and pool lanai were replaced in 2019, and the home is equipped with a 20kwh Cummings generator. In addition to a two-car garage, a rare attached and insulated RV garage provides over 40 feet of extra storage depth. Outside, the screened in pool and backyard on this almost half acre lot overlook the 12th Fairway of the acclaimed Nicklaus Course of Bay Point Golf Club. Inside, the living space and kitchen flow seamlessly together in an open concept with high ceilings that offers a kitchen island, formal dining area, and space for an eat-in kitchen table or option to place a fixed kitchen island for more counter space. The three bedrooms are located on the north wing of the house. The master suite has two walk-in closets that flank the king sized bed, and the sizable master bathroom has an additional door which opens directly to the pool deck, allowing for a simple rinse-off after a day by the pool. The Bay Point community is one of the most beloved communities in Panama City Beach due to its close proximity to all the shopping and employment opportunities on both the east and west side of the Hathaway Bridge and West Bay. Bay Point itself offers golfing, tennis, pickleball, waterfront boardwalk, and dining options within the community. The Marina is an impressive community feature, with over 100 boat slips and a boat ramp for marina members, as well as a dockside pool for those wishing to cool off after a day on the water. Shell Island and the white sand beaches of St. Andrews State Park are just a short boat ride away. Within Bay Point, Fairways is a highly desired neighborhood. Because of the location along the golf course, gated entrance, large lots, and limited availability, those who purchase a home in Fairways usually stay for a long time. Give us a call today to arrange your private showing, and you'll see why locals rave about Fairways in Bay Point.", "image": [ "http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f2020923457r.jpg", "http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f1152964044r.jpg", "http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f1971894442r.jpg", "http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f2258558385r.jpg", "http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f3212408280r.jpg", "http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f311495738r.jpg", "http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f3996779355r.jpg", "http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f3534375794r.jpg", "http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f2340138897r.jpg", "http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f3432905523r.jpg", "http://lh.rdcpix.com/c118aac787578bd2d63a554c2266c688l-f130939618r.jpg", 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