About This Home

This 4-bedroom, 3-bathroom single family at 104 KLOSTERMAN Road W in Palm Harbor, FL is listed for $1,850,000 ($522 per sqft). Built in 1973, the home offers 3,542 sqft of living space on a 0.20 acres lot.

Key Features

  • Built in 1973
  • 0.20 acre lot
  • 2 stories
  • Private pool
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full, 1 half
2-car garage
1973

Amenities

PoolFireplaceWaterfrontViewA/C
Listing Description

Discover the ultimate Florida waterfront lifestyle in this stunning coastal retreat, perfectly suited as a private residence, vacation getaway, or high-performing rental investment. With spectacular St Joseph Sound and Gulf views from nearly every room, this exceptional home captures the beauty of its surroundings while offering the comfort, privacy, and amenities you've been looking for.

Nestled at the end of a quiet cul-de-sac, this property offers direct deep-water Gulf access from your private dock, making it ideal for boating, sailing, fishing, and exploring the pristine islands and waterways nearby. The waterfront has been thoughtfully enhanced with a new dock in 2024 and boat lift in 2025, creating an exceptional setup for enjoying life on the water.

The home has also been thoughtfully updated with numerous recent improvements, including: New kitchen and appliances - 2024 New water heater - 2024 New pool pump - 2024 New dock - 2024 New boat 10,000 lb lift - 2025 New washer and dryer - 2025 Roof - 2018 (upper roof) / 2005 (lower roof) Outside, low-maintenance landscaping allows you to spend more time enjoying the spectacular Florida setting.

A serene private pool creates your own secluded oasis, tucked away from neighboring views and perfect for relaxing in the sunshine or unwinding after a day on the water. Inside, the main living level showcases an inviting open-concept design created to maximize the incredible water views.

Elegant finishes and designer touches complement the space, including solid wood cabinetry, quartz countertops, and a beautiful bar area-perfect for entertaining family and friends. The spacious main level also features ample storage, a stylish powder room, a laundry/utility room, and a garage, providing both functionality and convenience.

Upstairs, you'll find four generously sized bedrooms and two beautifully appointed bathrooms, each featuring double vanities. Step outside onto the expansive upper deck and enjoy refreshing Gulf breezes, breathtaking sunsets, and uninterrupted waterfront vistas.

Whether you're looking for a private coastal sanctuary, a second home, or an investment property with strong vacation-rental appeal, this exceptional Gulf-access residence offers an opportunity to embrace the best of Florida waterfront living. Properties offering this combination of deep-water access, Gulf views, private dockage, pool, and recent updates are highly sought after. Don't miss your opportunity to make this extraordinary coastal retreat your own.

Monthly Cost Estimate

$9,894/mo

20% down · 6.5% · 30 years

Principal$1,338
Interest$8,017
Insurance$540

Estimates only. Actual payments may vary.

Location

104 KLOSTERMAN Road W

Palm Harbor, FL 34683

BAYWOOD VILLAGE

Features & Amenities

Interior Features

Ceiling Fans(s)Open FloorplanPrimaryBedroom UpstairsSolid Wood CabinetsStone CountersThermostatWalk-In Closet(s)

Exterior Features

Rain Gutters

Property Details

Flooring

CarpetVinyl

Construction

Block Stucco Frame

Views

WaterOcean

Pool Features

Pool

Outdoor Features

PorchDeckPatio

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerElectric Water HeaterExhaust FanMicrowaveRangeRefrigeratorWasherWine Refrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 104 KLOSTERMAN Road W is listed at $1,850,000 ($522/sqft). The estimated monthly payment is $9,895 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1973, 0.20 acre lot, 2 stories, Private pool, Fireplace, Waterfront. Interior Features: Ceiling Fans(s), Open Floorplan, PrimaryBedroom Upstairs. Exterior Features: Rain Gutters.

This property is listed by Matt Brown.

MB

Matt Brown

Agent at Charles Rutenberg Realty, Inc

Listed by Charles Rutenberg Realty, Inc · Broker phone: (727) 538-9200 · View on Broker Site · Broker website

MLS# TB8555060· Source: Stellar MLS· 10 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

104 KLOSTERMAN Road W, Palm Harbor, FL 34683

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