# 104 KLOSTERMAN Road W, Palm Harbor, FL 34683

> **TL;DR:** 4bd/3ba single family, $1,850,000 ($522/sqft), built 1973, 3,542 sqft.
> Pool, Fireplace, Waterfront, View. Est. $9,895/mo. Listed 11 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,850,000 |
| Price/sqft | $522 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 3,542 |
| Year Built | 1973 |
| Lot Size | 8,712 sqft (0.20 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 11 |

## Why This Home Stands Out

- **Pool** - Porch, Deck, Patio
- **Waterfront** - Waterfront location listed
- **Views** - Water, Ocean

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $9,355 |
| Estimated Insurance | $540 |
| **Total** | **$9,895** |

## Key Amenities

- Pool
- Fireplace
- Waterfront
- View
- A/C
- 2-car garage

## Property Highlights

- Built in 1973
- 0.20 acre lot
- 2 stories
- Private pool
- Fireplace
- Waterfront

## Description

### Agent Description
Discover the ultimate Florida waterfront lifestyle in this stunning coastal retreat, perfectly suited as a private residence, vacation getaway, or high-performing rental investment. With spectacular St Joseph Sound and Gulf views from nearly every room, this exceptional home captures the beauty of its surroundings while offering the comfort, privacy, and amenities you've been looking for. Nestled at the end of a quiet cul-de-sac, this property offers direct deep-water Gulf access from your private dock, making it ideal for boating, sailing, fishing, and exploring the pristine islands and waterways nearby. The waterfront has been thoughtfully enhanced with a new dock in 2024 and boat lift in 2025, creating an exceptional setup for enjoying life on the water. The home has also been thoughtfully updated with numerous recent improvements, including: New kitchen and appliances - 2024 New water heater - 2024 New pool pump - 2024 New dock - 2024 New boat 10,000 lb lift - 2025 New washer and dryer - 2025 Roof - 2018 (upper roof) / 2005 (lower roof) Outside, low-maintenance landscaping allows you to spend more time enjoying the spectacular Florida setting. A serene private pool creates your own secluded oasis, tucked away from neighboring views and perfect for relaxing in the sunshine or unwinding after a day on the water. Inside, the main living level showcases an inviting open-concept design created to maximize the incredible water views. Elegant finishes and designer touches complement the space, including solid wood cabinetry, quartz countertops, and a beautiful bar area-perfect for entertaining family and friends. The spacious main level also features ample storage, a stylish powder room, a laundry/utility room, and a garage, providing both functionality and convenience. Upstairs, you'll find four generously sized bedrooms and two beautifully appointed bathrooms, each featuring double vanities. Step outside onto the expansive upper deck and enjoy refreshing Gulf breezes, breathtaking sunsets, and uninterrupted waterfront vistas. Whether you're looking for a private coastal sanctuary, a second home, or an investment property with strong vacation-rental appeal, this exceptional Gulf-access residence offers an opportunity to embrace the best of Florida waterfront living. Properties offering this combination of deep-water access, Gulf views, private dockage, pool, and recent updates are highly sought after. Don't miss your opportunity to make this extraordinary coastal retreat your own.

## Location

- **Address:** 104 KLOSTERMAN Road W, Palm Harbor, FL 34683
- **County:** Pinellas
- **Neighborhood:** BAYWOOD VILLAGE
- **Coordinates:** 28.122524, -82.779383
- **Google Maps:** https://www.google.com/maps?q=28.122524,-82.779383

## Listing Agent

- **Name:** Matt Brown
- **Brokerage:** Charles Rutenberg Realty, Inc
- **Broker Phone:** (727) 538-9200
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/104-Klosterman-Rd-W_Palm-Harbor_FL_34683_M58219-63680?f=listhub&s=MFRMLSFL&m=TB8555060&c=propsimple)

## Photos

![104 KLOSTERMAN Road W - Photo 1](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f1204148320r.jpg)

![104 KLOSTERMAN Road W - Photo 2](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f2685640691r.jpg)

![104 KLOSTERMAN Road W - Photo 3](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f1229064969r.jpg)

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![104 KLOSTERMAN Road W - Photo 9](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f3648493823r.jpg)

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![104 KLOSTERMAN Road W - Photo 27](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f357157724r.jpg)

![104 KLOSTERMAN Road W - Photo 28](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f2374444623r.jpg)

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![104 KLOSTERMAN Road W - Photo 33](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f2727819568r.jpg)

![104 KLOSTERMAN Road W - Photo 34](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f1692543827r.jpg)

![104 KLOSTERMAN Road W - Photo 35](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f3025092043r.jpg)

![104 KLOSTERMAN Road W - Photo 36](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f2966853856r.jpg)

![104 KLOSTERMAN Road W - Photo 37](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f3980476281r.jpg)

![104 KLOSTERMAN Road W - Photo 38](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f45429890r.jpg)

![104 KLOSTERMAN Road W - Photo 39](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f3911096511r.jpg)

![104 KLOSTERMAN Road W - Photo 40](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f285988717r.jpg)

![104 KLOSTERMAN Road W - Photo 41](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f2335179091r.jpg)

![104 KLOSTERMAN Road W - Photo 42](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f422176970r.jpg)

![104 KLOSTERMAN Road W - Photo 43](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f2050188466r.jpg)

![104 KLOSTERMAN Road W - Photo 44](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f2874311309r.jpg)

![104 KLOSTERMAN Road W - Photo 45](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f2057842435r.jpg)

![104 KLOSTERMAN Road W - Photo 46](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f600892528r.jpg)

![104 KLOSTERMAN Road W - Photo 47](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f2643603653r.jpg)

![104 KLOSTERMAN Road W - Photo 48](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f2150920915r.jpg)

![104 KLOSTERMAN Road W - Photo 49](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f1156047777r.jpg)

![104 KLOSTERMAN Road W - Photo 50](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f970871640r.jpg)

![104 KLOSTERMAN Road W - Photo 51](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f2233701429r.jpg)

![104 KLOSTERMAN Road W - Photo 52](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f266897033r.jpg)

![104 KLOSTERMAN Road W - Photo 53](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f2410277992r.jpg)

![104 KLOSTERMAN Road W - Photo 54](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f3168558089r.jpg)

![104 KLOSTERMAN Road W - Photo 55](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f3644967254r.jpg)

![104 KLOSTERMAN Road W - Photo 56](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f236609897r.jpg)

![104 KLOSTERMAN Road W - Photo 57](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f215344564r.jpg)

![104 KLOSTERMAN Road W - Photo 58](http://lh.rdcpix.com/5bbad214a9fc16326e5c2e1ce41c967dl-f2761095355r.jpg)

---

**MLS#:** TB8555060 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/104-klosterman-road-w-palm-harbor-fl-34683-ca5b2cc4780c4e95b412cc805c6c3a35)

---

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