# 104 Southern Cross Lane, Matthews, NC 28105

> **TL;DR:** 4bd/4ba single family, $745,000 ($244/sqft), built 1995, 3,057 sqft.
> Fireplace, A/C, 2-car garage. Est. $4,350/mo. Listed 143 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $745,000 |
| Price/sqft | $244 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 3,057 |
| Year Built | 1995 |
| Lot Size | 14,810 sqft (0.34 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 143 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,767 |
| Estimated Insurance | $217 |
| HOA | $366 |
| **Total** | **$4,350** |

## Nearby Schools

- **Elementary:** Elizabeth Lane
- **Middle:** Crestdale
- **High:** Providence

## Key Amenities

- Fireplace
- A/C
- 2-car garage

## Property Highlights

- Built in 1995
- 0.34 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Priced to Sell + $10,000 Buyer Incentive! Welcome to this exceptional home tucked away at the end of a quiet cul-de-sac in one of Matthews' most established and desirable neighborhoods, featuring scenic walking trails, tennis courts, mature trees, and a peaceful community setting. Offering over 3,000 square feet, this beautifully maintained home features 4 bedrooms, 3 full bathrooms, and a versatile floor plan filled with natural light. The finished basement is a standout feature - offering a private bedroom and full bathroom, perfect for multigenerational living, a guest suite, home office, or recreation space. The home was freshly painted within the last two years, and the refrigerator and dishwasher were recently replaced. Enjoy a convenient Matthews location with access to highly rated schools, shopping, dining, and Charlotte just minutes away. The seller is offering a $10,000 buyer incentive toward closing costs, a rate buy-down, or other allowable buyer expenses. Schedule your private showing today!

## Location

- **Address:** 104 Southern Cross Lane, Matthews, NC 28105
- **County:** Mecklenburg
- **Neighborhood:** Sardis Plantation
- **Coordinates:** 35.110762, -80.744757
- **Google Maps:** https://www.google.com/maps?q=35.110762,-80.744757

## Listing Agent

- **Name:** Adriana Puiu
- **Brokerage:** Keller Williams Connected
- **Broker Phone:** (803) 517-0017
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/104-Southern-Cross-Ln_Matthews_NC_28105_M68366-27922?f=listhub&s=CMLSNC&m=4391512&c=propsimple)

## Photos

![104 Southern Cross Lane - Photo 1](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f3008136102r.jpg)

![104 Southern Cross Lane - Photo 2](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f926693617r.jpg)

![104 Southern Cross Lane - Photo 3](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f658349122r.jpg)

![104 Southern Cross Lane - Photo 4](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f1116498337r.jpg)

![104 Southern Cross Lane - Photo 5](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f326997149r.jpg)

![104 Southern Cross Lane - Photo 6](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f4232444624r.jpg)

![104 Southern Cross Lane - Photo 7](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f152174870r.jpg)

![104 Southern Cross Lane - Photo 8](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f2805636782r.jpg)

![104 Southern Cross Lane - Photo 9](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f3149081577r.jpg)

![104 Southern Cross Lane - Photo 10](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f3044223210r.jpg)

![104 Southern Cross Lane - Photo 11](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f1990191329r.jpg)

![104 Southern Cross Lane - Photo 12](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f585620863r.jpg)

![104 Southern Cross Lane - Photo 13](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f956795077r.jpg)

![104 Southern Cross Lane - Photo 14](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f3558069235r.jpg)

![104 Southern Cross Lane - Photo 15](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f3607935894r.jpg)

![104 Southern Cross Lane - Photo 16](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f4131511991r.jpg)

![104 Southern Cross Lane - Photo 17](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f2123574590r.jpg)

![104 Southern Cross Lane - Photo 18](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f3006464840r.jpg)

![104 Southern Cross Lane - Photo 19](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f54405623r.jpg)

![104 Southern Cross Lane - Photo 20](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f4105202479r.jpg)

![104 Southern Cross Lane - Photo 21](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f2181266453r.jpg)

![104 Southern Cross Lane - Photo 22](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f2233383346r.jpg)

![104 Southern Cross Lane - Photo 23](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f474881943r.jpg)

![104 Southern Cross Lane - Photo 24](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f1675396105r.jpg)

![104 Southern Cross Lane - Photo 25](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f1684042430r.jpg)

![104 Southern Cross Lane - Photo 26](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f1635449479r.jpg)

![104 Southern Cross Lane - Photo 27](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f2239777017r.jpg)

![104 Southern Cross Lane - Photo 28](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f3890144877r.jpg)

![104 Southern Cross Lane - Photo 29](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f1224081504r.jpg)

![104 Southern Cross Lane - Photo 30](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f1234699691r.jpg)

![104 Southern Cross Lane - Photo 31](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f1649752740r.jpg)

![104 Southern Cross Lane - Photo 32](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f2998579776r.jpg)

![104 Southern Cross Lane - Photo 33](http://lh.rdcpix.com/7737ac7afaa0cb4a2ed3310bd8c07863l-f1778332474r.jpg)

---

**MLS#:** 4391512 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/104-southern-cross-lane-matthews-nc-28105-8e2c3977783b42b284ff7daa514d1069)

---

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