About This Home

This 1-bedroom, 2-bathroom condo at 1040 Hwy 98 #204 in Destin, FL is listed for $479,000 ($666 per sqft). Built in 1984, the home offers 719 sqft of living space on a N/A lot.

Key Features

  • Built in 1984
  • Waterfront

Property Details

1 full, 1 half
#204
1984

Amenities

WaterfrontA/C
Listing Description

Direct gulf front condo on the walk up second floor. No need to use the elevator. This unit sleeps 6 with sleeper sofa AND a Murphy bed. Granite counter tops and stainless steel appliances makes for a simply gorgeous kitchen. No maintenance LVP throughout the unit is a beautiful beachy color.

Nearly completed 28 million dollar upgrades to this building, All new windows & doors, walkways, boardwalk, balcony floors & railings. new paint and stucco repairs. Just like new building. Sundestin has a very loyal clientele returning year after year. The amenities are the best in Destin with 2 pools and a hot tub, onsite restaurant and tiki bar, conference center and fitness room. Owner pets allowed and the front desk is open 24/7.

Monthly Cost Estimate

$3,670/mo

20% down · 6.5% · 30 years

Principal$346
Interest$2,076
Insurance$140
HOA$1,108

Estimates only. Actual payments may vary.

Location

1040 Hwy 98 #204

Destin, FL 32541

Sundestin

Features & Amenities

Interior Features

Lighting RecessedNewly PaintedWalls Mirrored

Exterior Features

Balcony

Property Details

Construction

Concrete

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalMicrowaveOven Self CleaningRefrigerator W/IceMkSmoke DetectorWater Heater - Elect

Questions & Answers

This 1-bedroom, 2-bathroom condo at 1040 Hwy 98 is listed at $479,000 ($666/sqft). The estimated monthly payment is $3,670 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1108/month.

Key features include: Built in 1984, Waterfront. Interior Features: Lighting Recessed, Newly Painted, Walls Mirrored. Exterior Features: Balcony.

This property is listed by Brenda K Murphy.

BM

Brenda K Murphy

License 3166002

Agent at Scenic Stays Real Estate

Listed by Scenic Stays Real Estate · Broker phone: (850) 428-2360 · View on Broker Site · Broker website

MLS# 1014365· Source: Emerald Coast Association of Realtors· 1 day on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1040 Hwy 98 #204, Destin, FL 32541

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