# 1041 1st Street, Surf City, NC 28445

> **TL;DR:** 3bd/2ba single family, $1,089,900 ($476/sqft), built 1993, 2,288 sqft.
> Waterfront. Est. $4,723/mo. Listed 6 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,089,900 |
| Price/sqft | $476 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 2,288 |
| Year Built | 1993 |
| Lot Size | 6,534 sqft (0.15 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 6 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $4,723 |
| **Total** | **$4,723** |

## Nearby Schools

- **Elementary:** Coastal Elementary
- **Middle:** Dixon
- **High:** Dixon

## Key Amenities

- Waterfront

## Property Highlights

- Built in 1993
- 0.15 acre lot
- 2 stories
- Waterfront

## Description

### Agent Description
--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: - Deep-water canal frontage - Private boat dock with covered and uncovered area - Direct access to the Intracoastal Waterway - Spacious open-concept floor plan - Covered waterfront deck with beautiful water views - Granite countertops - Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath - Landscaped backyard - Outdoor storage area for beach and boating gear - Excellent rental potential - Convenient location near restaurants, shopping, and local attractions - Short stroll to beach access

## Location

- **Address:** 1041 1st Street, Surf City, NC 28445
- **County:** Onslow
- **Neighborhood:** Old Settlers Beach
- **Coordinates:** 34.445453, -77.520733
- **Google Maps:** https://www.google.com/maps?q=34.445453,-77.520733

## Listing Agent

- **Name:** Glynda Bradshaw
- **Brokerage:** Ward Realty Corp
- **Phone:** 9105483312
- **Email:** glynda@wardrealty.com

## Primary Photo

![1041 1st Street - Primary Photo](http://lh.rdcpix.com/470af3c98764dd5bec124a96a97c219fl-f1651414959r.jpg)

*59 total photos available on [listing page](https://www.propertysimple.com/listing/1041-1st-street-surf-city-nc-28445-00583279)*

---

**MLS#:** 100583279 | **Updated:** 2026-06-24
**Source:** listhub

*Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/1041-1st-street-surf-city-nc-28445-00583279)

---

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