# 1048 E Highway 98 #1104 W, Destin, FL 32541

> **TL;DR:** 3bd/3ba condo, $1,800,000 ($1006/sqft), built 2004, 1,790 sqft.
> Waterfront, A/C, 1-car garage. Est. $13,143/mo. Listed 16 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,800,000 |
| Price/sqft | $1006 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 1,790 |
| Year Built | 2004 |
| Garage | 1-car |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 16 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $9,102 |
| Estimated Insurance | $525 |
| HOA | $3,516 |
| **Total** | **$13,143** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Destin

## Key Amenities

- Waterfront
- A/C
- 1-car garage

## Property Highlights

- Built in 2004
- 2 parking spaces
- Waterfront

## Description

### Agent Description
Luxury at it's finest in this newly renovated Eleventh floor Silver Beach Towers masterpiece! It is truly Breathtaking to capture the moment as you step through the doors and view the gulf through the floor to ceiling glass. New from top to bottom, no detail has been over looked; ensuring your confidence in a sound and secure home, as well as the beauty of interior design perfection. Each bedroom features it's own en suite bath with quartz waterfall vanities and tile walls. Two of the bedrooms are suitable to serve as master bedrooms and feature king beds. Luxurious LVP flooring extends throughout the home and you will be captivated by the stunning accents of board and batten, shiplap and thoughtfully placed artwork. Views of the gulf are even enjoyed from the stunning kitchen featuring veined quartz countertops and stainless steel appliances. Rest assured your family is taken care of with 2026 HVAC, newer hot water heater and covered deeded parking space. This unit has been a successful Short Term Rental (Sleeps 10) and gives all the relaxation of home. Fully Furnished.

## Location

- **Address:** 1048 E Highway 98 #1104 W, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** SILVER BEACH TOWERS
- **Coordinates:** 30.385757, -86.468297
- **Google Maps:** https://www.google.com/maps?q=30.385757,-86.468297

## Listing Agent

- **Name:** Lori Ann Oja · **License:** 3425176
- **Brokerage:** Brix Realty - Destin
- **Broker Phone:** (850) 517-7098
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1048-Highway-98-E-Unit-1104W_Destin_FL_32541_M56312-37595?f=listhub&s=ECARMLSFL&m=1013670&c=propsimple)

## Photos

![1048 E Highway 98 #1104 W - Photo 1](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f321399096r.jpg)

![1048 E Highway 98 #1104 W - Photo 2](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f516693668r.jpg)

![1048 E Highway 98 #1104 W - Photo 3](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f3338034675r.jpg)

![1048 E Highway 98 #1104 W - Photo 4](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f3940130818r.jpg)

![1048 E Highway 98 #1104 W - Photo 5](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f2454453322r.jpg)

![1048 E Highway 98 #1104 W - Photo 6](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f2169529464r.jpg)

![1048 E Highway 98 #1104 W - Photo 7](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f1969101412r.jpg)

![1048 E Highway 98 #1104 W - Photo 8](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f2266345745r.jpg)

![1048 E Highway 98 #1104 W - Photo 9](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f27997946r.jpg)

![1048 E Highway 98 #1104 W - Photo 10](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f3974783201r.jpg)

![1048 E Highway 98 #1104 W - Photo 11](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f1603143172r.jpg)

![1048 E Highway 98 #1104 W - Photo 12](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f2351064981r.jpg)

![1048 E Highway 98 #1104 W - Photo 13](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f1542093167r.jpg)

![1048 E Highway 98 #1104 W - Photo 14](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f1763152586r.jpg)

![1048 E Highway 98 #1104 W - Photo 15](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f1113173859r.jpg)

![1048 E Highway 98 #1104 W - Photo 16](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f83424486r.jpg)

![1048 E Highway 98 #1104 W - Photo 17](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f1417222716r.jpg)

![1048 E Highway 98 #1104 W - Photo 18](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f3164484838r.jpg)

![1048 E Highway 98 #1104 W - Photo 19](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f2567999800r.jpg)

![1048 E Highway 98 #1104 W - Photo 20](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f4104677302r.jpg)

![1048 E Highway 98 #1104 W - Photo 21](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f1947594047r.jpg)

![1048 E Highway 98 #1104 W - Photo 22](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f3415180693r.jpg)

![1048 E Highway 98 #1104 W - Photo 23](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f2735990463r.jpg)

![1048 E Highway 98 #1104 W - Photo 24](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f3813608850r.jpg)

![1048 E Highway 98 #1104 W - Photo 25](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f2172330108r.jpg)

![1048 E Highway 98 #1104 W - Photo 26](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f931516632r.jpg)

![1048 E Highway 98 #1104 W - Photo 27](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f2275598709r.jpg)

![1048 E Highway 98 #1104 W - Photo 28](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f3188966847r.jpg)

![1048 E Highway 98 #1104 W - Photo 29](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f489463567r.jpg)

![1048 E Highway 98 #1104 W - Photo 30](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f3922508460r.jpg)

![1048 E Highway 98 #1104 W - Photo 31](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f3968359656r.jpg)

![1048 E Highway 98 #1104 W - Photo 32](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f3327424626r.jpg)

![1048 E Highway 98 #1104 W - Photo 33](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f516693668r.jpg)

![1048 E Highway 98 #1104 W - Photo 34](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f1064368198r.jpg)

![1048 E Highway 98 #1104 W - Photo 35](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f3267288441r.jpg)

![1048 E Highway 98 #1104 W - Photo 36](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f3954830653r.jpg)

![1048 E Highway 98 #1104 W - Photo 37](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f3976938911r.jpg)

![1048 E Highway 98 #1104 W - Photo 38](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f4086852996r.jpg)

![1048 E Highway 98 #1104 W - Photo 39](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f261466836r.jpg)

![1048 E Highway 98 #1104 W - Photo 40](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f3123914377r.jpg)

![1048 E Highway 98 #1104 W - Photo 41](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f4117772648r.jpg)

![1048 E Highway 98 #1104 W - Photo 42](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f2361382925r.jpg)

![1048 E Highway 98 #1104 W - Photo 43](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f1170159318r.jpg)

![1048 E Highway 98 #1104 W - Photo 44](http://lh.rdcpix.com/7cb6f26744280dcadbe7810f369f0096l-f2607882201r.jpg)

---

**MLS#:** 1013670 | **Updated:** 2026-10-21
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/1048-e-highway-98-destin-fl-32541-a197750f9f0f477eae4fe3dd1e55a0e6)

---

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      },
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    ],
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      },
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      },
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        "@type": "PropertyValue",
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        "value": "Condominium"
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    ]
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    "priceCurrency": "USD",
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    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/1048-e-highway-98-destin-fl-32541-a197750f9f0f477eae4fe3dd1e55a0e6#agent",
    "name": "Lori Ann Oja",
    "worksFor": {
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      "name": "Brix Realty - Destin",
      "telephone": "(850) 517-7098"
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  }
}
```