# 105 Fern Lane, Jefferson, NY 12093

> **TL;DR:** 3bd/3ba single family, $340,000 ($161/sqft), built 1985, 2,118 sqft.
> Hardwood, A/C, 1-car garage. Est. $1,818/mo. Listed 69 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $340,000 |
| Price/sqft | $161 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,118 |
| Year Built | 1985 |
| Lot Size | 931,748 sqft (21.39 acres) |
| Stories | 2 |
| Garage | 1-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 69 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,719 |
| Estimated Insurance | $99 |
| **Total** | **$1,818** |

## Key Amenities

- Hardwood
- A/C
- 1-car garage

## Property Highlights

- Built in 1985
- 21.39 acre lot
- 2 stories

## Description

### Agent Description
Discover this enchanting, private home gracefully positioned at the end of a cul-de-sac, on top of a hill and embraced by 21 rolling acres of pristine countryside and woods. The home offers 2118 square feet of thoughtfully designed living space, that delivers a rare blend of refined comfort, privacy, and natural beauty-perfectly suited for both intimate living , and warm and welcoming entertaining. Whether it be relatives, friends or hunting buddies. The home's layout provides exceptional privacy within, and a centrally laid out kitchen that seamlessly connects both sides of the home. A sun filled Great room connects a stunning retreat, where expansion windows invite warmth and light throughout Fall, Winter, Summer and Spring, and offers a serene front row seat to nature. And also to the changing of the seasons. Versatile additional spaces can be added kitchen space, an office or den, Or even another bedroom. Whatever is tailored to your lifestyle. A long private driveway leads to the home ensuring peaceful seclusion from the outside world while maintaining close proximity to Stamford, and surrounding towns offering shopping and different activities throughout the year.

## Location

- **Address:** 105 Fern Lane, Jefferson, NY 12093
- **County:** Schoharie
- **Coordinates:** 42.510973, -74.599455
- **Google Maps:** https://www.google.com/maps?q=42.510973,-74.599455

## Listing Agent

- **Name:** Maria K. Siciliano · **License:** 10401354746
- **Brokerage:** Coldwell Banker Real Estate
- **Broker Phone:** (518) 937-0924
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/105-Fern-Ln_Jefferson_NY_12093_M46911-43332?f=listhub&s=BNARNY&m=R1712527&c=propsimple)

## Photos

![105 Fern Lane - Photo 1](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f388544277r.jpg)

![105 Fern Lane - Photo 2](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f1731781113r.jpg)

![105 Fern Lane - Photo 3](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f3434938131r.jpg)

![105 Fern Lane - Photo 4](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f1395797157r.jpg)

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![105 Fern Lane - Photo 6](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f2677049993r.jpg)

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![105 Fern Lane - Photo 18](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f2016156736r.jpg)

![105 Fern Lane - Photo 19](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f748591438r.jpg)

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![105 Fern Lane - Photo 26](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f1408008117r.jpg)

![105 Fern Lane - Photo 27](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f1706887705r.jpg)

![105 Fern Lane - Photo 28](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f1706887705r.jpg)

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![105 Fern Lane - Photo 31](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f120340780r.jpg)

![105 Fern Lane - Photo 32](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f2593476973r.jpg)

![105 Fern Lane - Photo 33](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f3430166303r.jpg)

![105 Fern Lane - Photo 34](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f457237256r.jpg)

![105 Fern Lane - Photo 35](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f3480997388r.jpg)

![105 Fern Lane - Photo 36](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f1276863002r.jpg)

![105 Fern Lane - Photo 37](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f722642006r.jpg)

![105 Fern Lane - Photo 38](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f594020935r.jpg)

![105 Fern Lane - Photo 39](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f825183042r.jpg)

![105 Fern Lane - Photo 40](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f3632827197r.jpg)

![105 Fern Lane - Photo 41](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f3273654741r.jpg)

![105 Fern Lane - Photo 42](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f3223815008r.jpg)

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![105 Fern Lane - Photo 45](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f2968770204r.jpg)

![105 Fern Lane - Photo 46](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f3600685594r.jpg)

![105 Fern Lane - Photo 47](http://lh.rdcpix.com/c8e81e81882ad9e1be0a7a927ff3f97al-f350061775r.jpg)

---

**MLS#:** R1712527 | **Updated:** 2026-10-22
**Source:** listhub

*Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/105-fern-lane-jefferson-ny-12093-e45670ce0f0645138e0f717a680fb5ce)

---

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