About This Home

This 3-bedroom, 3-bathroom single family at 105 N Oak Drive in Surf City, NC is listed for $763,000 ($469 per sqft). Built in 1994, the home offers 1,627 sqft of living space on a 0.16 acres lot.

Key Features

  • Built in 1994
  • 0.16 acre lot
  • 2 stories
  • 5 parking spaces

Property Details

2 stories
3 full
1-car garage
1994

Amenities

A/C
Listing Description

Tucked away in the quiet community of Island Oaks, one of Topsail Island's nicest neighborhoods, 105 N Oak Dr offers the coastal lifestyle you've been dreaming of. Built in 1994 and well cared for, this 3-bedroom, 3-full-bath home is ready for its next chapter, whether as your full-time residence, a weekend escape, or an investment property.

Head upstairs to the reverse floor plan, designed to make the most of island living. The open kitchen, dining, and living area is bright and inviting, ideal for gathering after a day on the water. Peekaboo views of the sound add a touch of coastal magic to your morning coffee and evening sunsets.

The ground floor offers incredible flexibility with a separate office and kitchenette, about 200 square feet of additional finished space. Use it as a guest suite, home office, hobby room, or rental-friendly retreat. The possibilities are endless! Rinse off the sand at the outdoor shower, then store your boards, bikes, and boat gear in the spacious two-car garage.

Boaters will love the private community amenities, including a gazebo, dock, and boat ramp. Bring your boat and enjoy easy access to the sound, with the ocean just minutes away. Set in a peaceful neighborhood yet close to Surf City's shops, restaurants, and beaches, this home offers the best of both worlds. Bring your vision and come see what island living is all about! **Selling Furnished with some exceptions, listing agent will provide list upon request**

Monthly Cost Estimate

$4,456/mo

20% down · 6.5% · 30 years

Principal$552
Interest$3,306
Insurance$223
HOA$375

Estimates only. Actual payments may vary.

Location

105 N Oak Drive

Surf City, NC 28445

Island Oaks

Features & Amenities

Interior Features

Entrance FoyerCeiling Fan(s)FurnishedBlinds/Shades

Exterior Features

Outdoor Shower

Property Details

Construction

Wood Siding Wood Frame

Outdoor Features

Deck

Parking

GarageCovered

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Central AirCeiling Fan(s)

Questions & Answers

This 3-bedroom, 3-bathroom single family at 105 N Oak Drive is listed at $763,000 ($469/sqft). The estimated monthly payment is $4,456 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $375/month.

Key features include: Built in 1994, 0.16 acre lot, 2 stories, 5 parking spaces. Interior Features: Entrance Foyer, Ceiling Fan(s), Furnished. Exterior Features: Outdoor Shower.

This property is listed by Stephanie Bolleyer.

SB

Stephanie Bolleyer

License 351352

Agent at Coastal Realty Associates LLC

Listed by Coastal Realty Associates LLC · Broker phone: 9102704444 · View on Broker Site

MLS# 100610622· Source: Hive MLS· 14 days on PropertySimple

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

105 N Oak Drive, Surf City, NC 28445

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