# 105 N Oak Drive, Surf City, NC 28445 > **TL;DR:** 3bd/3ba single family, $763,000 ($469/sqft), built 1994, 1,627 sqft. > A/C, 1-car garage. Est. $4,456/mo. Listed 15 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $763,000 | | Price/sqft | $469 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 1,627 | | Year Built | 1994 | | Lot Size | 6,926 sqft (0.16 acres) | | Stories | 2 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 15 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,858 | | Estimated Insurance | $223 | | HOA | $375 | | **Total** | **$4,456** | ## Nearby Schools - **Elementary:** Surf City - **Middle:** Surf City - **High:** Topsail ## Key Amenities - A/C - 1-car garage ## Property Highlights - Built in 1994 - 0.16 acre lot - 2 stories - 5 parking spaces ## Description ### Agent Description Tucked away in the quiet community of Island Oaks, one of Topsail Island's nicest neighborhoods, 105 N Oak Dr offers the coastal lifestyle you've been dreaming of. Built in 1994 and well cared for, this 3-bedroom, 3-full-bath home is ready for its next chapter, whether as your full-time residence, a weekend escape, or an investment property. Head upstairs to the reverse floor plan, designed to make the most of island living. The open kitchen, dining, and living area is bright and inviting, ideal for gathering after a day on the water. Peekaboo views of the sound add a touch of coastal magic to your morning coffee and evening sunsets. The ground floor offers incredible flexibility with a separate office and kitchenette, about 200 square feet of additional finished space. Use it as a guest suite, home office, hobby room, or rental-friendly retreat. The possibilities are endless! Rinse off the sand at the outdoor shower, then store your boards, bikes, and boat gear in the spacious two-car garage. Boaters will love the private community amenities, including a gazebo, dock, and boat ramp. Bring your boat and enjoy easy access to the sound, with the ocean just minutes away. Set in a peaceful neighborhood yet close to Surf City's shops, restaurants, and beaches, this home offers the best of both worlds. Bring your vision and come see what island living is all about! **Selling Furnished with some exceptions, listing agent will provide list upon request** ## Location - **Address:** 105 N Oak Drive, Surf City, NC 28445 - **County:** Pender - **Neighborhood:** Island Oaks - **Coordinates:** 34.407804, -77.575234 - **Google Maps:** https://www.google.com/maps?q=34.407804,-77.575234 ## Listing Agent - **Name:** Stephanie Bolleyer · **License:** 351352 - **Brokerage:** Coastal Realty Associates LLC - **Broker Phone:** 9102704444 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/105-N-Oak-Dr_Surf-City_NC_28445_M57559-51357?f=listhub&s=HIVEMLSNC&m=100610622&c=propsimple) ## Photos ![105 N Oak Drive - Photo 1](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f4039296812r.jpg) ![105 N Oak Drive - Photo 2](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f849133856r.jpg) ![105 N Oak Drive - Photo 3](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f3601816300r.jpg) ![105 N Oak Drive - Photo 4](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f1682720464r.jpg) ![105 N Oak Drive - Photo 5](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f1957848858r.jpg) ![105 N Oak Drive - Photo 6](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f3522224572r.jpg) ![105 N Oak Drive - Photo 7](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f830196964r.jpg) ![105 N Oak Drive - Photo 8](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f3645571596r.jpg) ![105 N Oak Drive - Photo 9](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f2922883596r.jpg) ![105 N Oak Drive - Photo 10](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f1547008472r.jpg) ![105 N Oak Drive - Photo 11](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f191774514r.jpg) ![105 N Oak Drive - Photo 12](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f4018346405r.jpg) ![105 N Oak Drive - Photo 13](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f2407701293r.jpg) ![105 N Oak Drive - Photo 14](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f1173865544r.jpg) ![105 N Oak Drive - Photo 15](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f3311069362r.jpg) ![105 N Oak Drive - Photo 16](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f2820746228r.jpg) ![105 N Oak Drive - Photo 17](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f682135243r.jpg) ![105 N Oak Drive - Photo 18](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f3220002973r.jpg) ![105 N Oak Drive - Photo 19](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f121824392r.jpg) ![105 N Oak Drive - Photo 20](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f903693028r.jpg) ![105 N Oak Drive - Photo 21](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f3846773168r.jpg) ![105 N Oak Drive - Photo 22](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f3398091759r.jpg) ![105 N Oak Drive - Photo 23](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f2968821074r.jpg) ![105 N Oak Drive - Photo 24](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f1275336463r.jpg) ![105 N Oak Drive - Photo 25](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f1769121871r.jpg) ![105 N Oak Drive - Photo 26](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f1412978638r.jpg) ![105 N Oak Drive - Photo 27](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f907353543r.jpg) ![105 N Oak Drive - Photo 28](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f1243889699r.jpg) ![105 N Oak Drive - Photo 29](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f2681189059r.jpg) ![105 N Oak Drive - Photo 30](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f3602950829r.jpg) ![105 N Oak Drive - Photo 31](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f1818696946r.jpg) ![105 N Oak Drive - Photo 32](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f615016775r.jpg) ![105 N Oak Drive - Photo 33](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f2640873028r.jpg) ![105 N Oak Drive - Photo 34](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f1723430476r.jpg) ![105 N Oak Drive - Photo 35](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f4120515172r.jpg) ![105 N Oak Drive - Photo 36](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f3744125504r.jpg) ![105 N Oak Drive - Photo 37](http://lh.rdcpix.com/25a42c4a4aa9d0b51161b82d0d0bb8a5l-f3604453111r.jpg) --- **MLS#:** 100610622 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/105-n-oak-drive-surf-city-nc-28445-951c184bef13485799d40c4e65e137e0) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/105-n-oak-drive-surf-city-nc-28445-951c184bef13485799d40c4e65e137e0#listing", "url": "https://staging.propertysimple.ai/listing/105-n-oak-drive-surf-city-nc-28445-951c184bef13485799d40c4e65e137e0", "name": "105 N Oak Drive, Surf City, NC 28445", "description": "Tucked away in the quiet community of Island Oaks, one of Topsail Island's nicest neighborhoods, 105 N Oak Dr offers the coastal lifestyle you've been dreaming of. 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Bring your boat and enjoy easy access to the sound, with the ocean just minutes away. Set in a peaceful neighborhood yet close to Surf City's shops, restaurants, and beaches, this home offers the best of both worlds. 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