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About This Home

This 3-bedroom, 3-bathroom single family at 105 SE 40th Terrace in Cape Coral, FL is listed for $510,000 ($321 per sqft). Built in 2002, the home offers 1,590 sqft of living space on a 0.23 acres lot.

Agent Description

Immaculate, move-in-ready waterfront home with NO HOA, NO CDD, and ASSESSMENTS PAID IN FULL! This one-owner, freshly painted 3-bedroom, 2.5-bath residence offers a desirable split floor plan with 1,590 sq. ft. under air and 9'4" ceilings throughout. Seller concessions available.

For added peace of mind, the home has never flooded from any storm. Enjoy Gulf-access boating from this canal-front property featuring a private dock, boat lift, and canopy, with access to the Caloosahatchee River. The oversized 14' x 28' lanai under truss is plumbed for a wet bar and ideal for outdoor entertaining.

Major updates include a new roof (2022), new air handler with ionizer (2022), new water heater (2022), hurricane-rated garage door (150 mph), and new garage door motor and opener (2024). Additional upgrades include added wall insulation for sound, irrigation system in place since construction, accordion shutters, programmable exterior garage lighting, new lanai lighting and fans (2023), and new bedroom ceiling fans (2023).

The property also features a 3-car garage with 3-car driveway, concrete walkway surrounding the home, and expanded patio space for additional outdoor living-making this an exceptional opportunity for a well-maintained waterfront home showcasing pride of ownership.

Key Features

  • Built in 2002
  • 0.23 acre lot
  • Waterfront

Property Details

1 story
2 full, 1 half
2002

Amenities

WaterfrontA/C

Monthly Cost Estimate

$2,728/mo

20% down · 6.5% · 30 years

Principal$369
Interest$2,210
Insurance$149

Estimates only. Actual payments may vary.

Location

105 SE 40th Terrace

Cape Coral, FL 33904

CAPE CORAL

Features & Amenities

Interior Features

BuiltInFeaturesBedroomOnMainLevelDualSinksEatInKitchenFamilyDiningRoomHighCeilingsKitchenIslandLivingDiningRoomMainLevelPrimaryPantryShowerOnlySeparateShowerCableTvWalkInClosetsWindowTreatmentsHighSpeedInternetSplitBedrooms

Exterior Features

SprinklerIrrigationRoomForPoolShuttersManual

Property Details

Flooring

Carpet

Construction

Block Concrete Stucco

Pool Features

Porch

Parking

Garage

Heating

Electric (Heating)Central

Cooling

Central AirElectricCeiling Fan(s)

Appliances

DryerDishwasherMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 105 SE 40th Terrace is listed at $510,000 ($321/sqft). The estimated monthly payment is $2,210 based on 20% down at 6.5% interest.

Key features include: Built in 2002, 0.23 acre lot, Waterfront. Interior Features: BuiltInFeatures, BedroomOnMainLevel, DualSinks. Exterior Features: SprinklerIrrigation, RoomForPool, ShuttersManual.

This property is listed by Cathy Stout and can be reached at 2398887116 or cs30flrealtor@gmail.com.

CS

Cathy Stout

Agent at RE/MAX Nautical Realty

(239) 888-7116

Listed by RE/MAX Nautical Realty

MLS# 2026010522· Source: listhub· Updated 39 days ago

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

105 SE 40th Terrace, Cape Coral, FL 33904

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