# 105 SE 40th Terrace, Cape Coral, FL 33904

> **TL;DR:** 3bd/3ba single family, $510,000 ($321/sqft), built 2002, 1,590 sqft.
> Waterfront, A/C. Est. $2,210/mo. Listed 39 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $510,000 |
| Price/sqft | $321 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,590 |
| Year Built | 2002 |
| Lot Size | 10,019 sqft (0.23 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 39 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,210 |
| **Total** | **$2,210** |

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2002
- 0.23 acre lot
- Waterfront

## Description

### Agent Description
Immaculate, move-in-ready waterfront home with NO HOA, NO CDD, and ASSESSMENTS PAID IN FULL! This one-owner, freshly painted 3-bedroom, 2.5-bath residence offers a desirable split floor plan with 1,590 sq. ft. under air and 9'4" ceilings throughout. Seller concessions available. For added peace of mind, the home has never flooded from any storm. Enjoy Gulf-access boating from this canal-front property featuring a private dock, boat lift, and canopy, with access to the Caloosahatchee River. The oversized 14' x 28' lanai under truss is plumbed for a wet bar and ideal for outdoor entertaining. Major updates include a new roof (2022), new air handler with ionizer (2022), new water heater (2022), hurricane-rated garage door (150 mph), and new garage door motor and opener (2024). Additional upgrades include added wall insulation for sound, irrigation system in place since construction, accordion shutters, programmable exterior garage lighting, new lanai lighting and fans (2023), and new bedroom ceiling fans (2023). The property also features a 3-car garage with 3-car driveway, concrete walkway surrounding the home, and expanded patio space for additional outdoor living-making this an exceptional opportunity for a well-maintained waterfront home showcasing pride of ownership.

## Location

- **Address:** 105 SE 40th Terrace, Cape Coral, FL 33904
- **County:** Lee
- **Neighborhood:** CAPE CORAL
- **Coordinates:** 26.577123, -81.9736
- **Google Maps:** https://www.google.com/maps?q=26.577123,-81.9736

## Listing Agent

- **Name:** Cathy Stout
- **Brokerage:** RE/MAX Nautical Realty
- **Phone:** 2398887116
- **Email:** cs30flrealtor@gmail.com

## Primary Photo

![105 SE 40th Terrace - Primary Photo](http://lh.rdcpix.com/7112445033d9160f2487d48217a4d842l-f3918591620r.jpg)

*21 total photos available on [listing page](https://www.propertysimple.com/listing/105-se-40th-terrace-cape-coral-fl-33904-26010522)*

---

**MLS#:** 2026010522 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/105-se-40th-terrace-cape-coral-fl-33904-26010522)

---

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