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About This Home

This 6-bedroom, 6-bathroom single family at 106 Charlotte Avenue in Surf City, NC is listed for $2,225,000 ($596 per sqft). Built in 2020, the home offers 3,734 sqft of living space on a 0.11 acres lot.

Agent Description

Welcome to some of the best views in Surf City! 106 Charlotte Avenue has so much to love about it. It is less than a minute walk to the beach, it is less than half a mile to the shops and restaurants in Surf City, and it has some absolutely incredible Ocean and Intracoastal views from the massive rooftop deck.

This updated home has over 3,700 square feet of indoor living space with 6 bedrooms and 6 bathrooms, plenty of room for friends and family to enjoy the beach life. With 2026 rental projections well over $160,000, this property also makes a fantastic second home or investment.

The in-ground pool and hot tub in the backyard make it feel like you are on vacation. The outdoor shower lets you keep all the sand and salt outside where it should be. The sunsets and sunrises from the rooftop deck are second to none, there is a lot to love about 106 Charlotte Avenue!

Key Features

  • Built in 2020
  • 0.11 acre lot
  • 3 stories

Property Details

3 stories
4 full, 2 half
2020

Amenities

ViewA/C

Monthly Cost Estimate

$11,900/mo

20% down · 6.5% · 30 years

Principal$1,609
Interest$9,642
Insurance$649

Estimates only. Actual payments may vary.

Location

106 Charlotte Avenue

Surf City, NC 28445

Topsail Cove

Features & Amenities

Interior Features

Sound SystemWalk-in Closet(s)Kitchen IslandCeiling Fan(s)ElevatorFurnishedHot TubReverse Floor PlanWalk-in ShowerBlinds/ShadesWalk-In Closet(s)

Exterior Features

Outdoor Shower

Property Details

Flooring

Lvt/lvp

Construction

Vinyl Siding Wood Frame

Views

WaterOcean

Pool Features

Deck

Heating

Heat Pump (Heating)Electric (Heating)Forced Air

Cooling

Central Air

Appliances

Mini RefrigeratorElectric OvenElectric CooktopBuilt-In MicrowaveWasherRefrigeratorDishwasherCooktop

Questions & Answers

This 6-bedroom, 6-bathroom single family at 106 Charlotte Avenue is listed at $2,225,000 ($596/sqft). The estimated monthly payment is $9,642 based on 20% down at 6.5% interest.

Key features include: Built in 2020, 0.11 acre lot, 3 stories. Interior Features: Sound System, Walk-in Closet(s), Kitchen Island. Exterior Features: Outdoor Shower.

This property is listed by Garrett A Williams and can be reached at 9103800764 or GWilliams@IntracoastalRealty.Com.

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GW

Garrett A Williams

Agent at Intracoastal Realty Corp

(910) 380-0764

Listed by Intracoastal Realty Corp

MLS# 100554934· Source: listhub· Updated 53 days ago

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

106 Charlotte Avenue, Surf City, NC 28445

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