About This Home

This 2-bedroom, 1-bathroom single family at 106 Cottage Street in Rochester, NY is listed for $119,900 ($116 per sqft). Built in 1900, the home offers 1,036 sqft of living space on a 0.05 acres lot.

Key Features

  • Built in 1900
  • 0.05 acre lot
  • 2 stories

Property Details

2 stories
1 full
1900
Listing Description

An exceptional opportunity for investors and owner-occupants alike! This offering includes two separate single-family homes at 102 and 106 Cottage, presenting endless possibilities for expanding your investment portfolio or creating an owner-occupied opportunity with additional income potential.

106 Cottage has been recently updated, offering a refreshed living space ready for its next owner, while 102 Cottage is currently tenant-occupied, providing an opportunity for an investor to add to their portfolio with an existing tenant in place. Both properties offer the flexibility to explore a variety of ownership strategies, whether you're looking to build long-term wealth through real estate or occupy one home while investing in the other.

Outdoor space adds even more appeal, with 102 Cottage featuring a fully fenced yard and 106 Cottage offering a partially fenced yard. Whether you're an experienced investor seeking your next acquisition or an owner-occupant looking to make real estate work for you, this unique two-property offering is full of potential! THESE PROPERTIES CAN BE SOLD TOGETHER OR SEPARATE.

Monthly Cost Estimate

$641/mo

20% down · 6.5% · 30 years

Principal$87
Interest$520
Insurance$35

Estimates only. Actual payments may vary.

Location

106 Cottage Street

Rochester, NY 14608

Rapids

Features & Amenities

Interior Features

EatInKitchenSeparateFormalLivingRoomPantry

Exterior Features

FullyFenced

Property Details

Flooring

VariesCarpet

Construction

CompositeSiding VinylSiding PexPlumbing

Outdoor Features

Porch

Parking

GarageDriveway

Heating

Forced AirNatural Gas

Appliances

DryerGasCooktopGasWaterHeaterWasher

Questions & Answers

This 2-bedroom, 1-bathroom single family at 106 Cottage Street is listed at $119,900 ($116/sqft). The estimated monthly payment is $641 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1900, 0.05 acre lot, 2 stories. Interior Features: EatInKitchen, SeparateFormalLivingRoom, Pantry. Exterior Features: FullyFenced.

This property is listed by Gabrielle L. Marino.

GM

Gabrielle L. Marino

License 10401339826

Agent at Revolution Real Estate

Listed by Revolution Real Estate · Broker phone: (585) 330-2142 · View on Broker Site · Broker website

MLS# R1721838· Source: New York State Alliance of MLSs, LLC· 17 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

106 Cottage Street, Rochester, NY 14608

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