# 106 Earles Lane, Gilboa, NY 12076

> **TL;DR:** 4bd/3ba single family, $479,000 ($198/sqft), built 1958, 2,416 sqft.
> Waterfront. Est. $2,762/mo. Listed 426 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $479,000 |
| Price/sqft | $198 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,416 |
| Year Built | 1958 |
| Lot Size | 13,068 sqft (0.30 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 426 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,422 |
| Estimated Insurance | $140 |
| HOA | $200 |
| **Total** | **$2,762** |

## Nearby Schools

- **Elementary:** Contact Agent
- **Middle:** Call Listing Agent
- **High:** Contact Agent

## Key Amenities

- Waterfront

## Property Highlights

- Built in 1958
- 0.30 acre lot
- 4 parking spaces
- Waterfront

## Description

### Agent Description
Imagine coming home to this Lake Front Oasis. This remodeled 4-bedroom, 3-bath colonial home has loft, upper viewing deck, lower deck overlooking lake and a dock. The home comes fully furnished and includes a row boat too, so pack your bags, this home is move in ready! Enjoy sunsets on the lake and the beauty of all four seasons. This quaint community has about a dozen homes and only $200 per year Lake Association dues, Perfect for full-time living or Air BnB. Within an hour of Albany, Oneonta/Cooperstown area and just 19 miles to Windham Ski Center and 29 miles to Hunter Mountain. Why not enjoy the good life, everyday!

## Location

- **Address:** 106 Earles Lane, Gilboa, NY 12076
- **County:** Out of Area
- **Coordinates:** 42.442463, -74.373242
- **Google Maps:** https://www.google.com/maps?q=42.442463,-74.373242

## Listing Agent

- **Name:** Pearl Ruby Torres
- **Brokerage:** Keller Williams Realty Hudson Valley North
- **Broker Phone:** (914) 403-6165
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/106-Earles-Ln_Gilboa_NY_12076_M41953-56013?f=listhub&s=MLSLINY&m=894238&c=propsimple)

## Photos

![106 Earles Lane - Photo 1](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f3496737321r.jpg)

![106 Earles Lane - Photo 2](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f2787962580r.jpg)

![106 Earles Lane - Photo 3](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f1611224243r.jpg)

![106 Earles Lane - Photo 4](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f514318190r.jpg)

![106 Earles Lane - Photo 5](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f2705686998r.jpg)

![106 Earles Lane - Photo 6](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f1458656929r.jpg)

![106 Earles Lane - Photo 7](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f515469041r.jpg)

![106 Earles Lane - Photo 8](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f179184454r.jpg)

![106 Earles Lane - Photo 9](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f227731085r.jpg)

![106 Earles Lane - Photo 10](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f835619490r.jpg)

![106 Earles Lane - Photo 11](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f2299567740r.jpg)

![106 Earles Lane - Photo 12](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f3174437714r.jpg)

![106 Earles Lane - Photo 13](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f3407819019r.jpg)

![106 Earles Lane - Photo 14](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f2835504133r.jpg)

![106 Earles Lane - Photo 15](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f3145795378r.jpg)

![106 Earles Lane - Photo 16](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f2073225693r.jpg)

![106 Earles Lane - Photo 17](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f4084723732r.jpg)

![106 Earles Lane - Photo 18](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f1260993867r.jpg)

![106 Earles Lane - Photo 19](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f1631296516r.jpg)

![106 Earles Lane - Photo 20](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f2131846314r.jpg)

![106 Earles Lane - Photo 21](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f3348104949r.jpg)

![106 Earles Lane - Photo 22](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f510685655r.jpg)

![106 Earles Lane - Photo 23](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f3574268360r.jpg)

![106 Earles Lane - Photo 24](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f3825338050r.jpg)

![106 Earles Lane - Photo 25](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f940685363r.jpg)

![106 Earles Lane - Photo 26](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f4028325733r.jpg)

![106 Earles Lane - Photo 27](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f3078528353r.jpg)

![106 Earles Lane - Photo 28](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f1084987002r.jpg)

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![106 Earles Lane - Photo 30](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f1474314242r.jpg)

![106 Earles Lane - Photo 31](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f4217383689r.jpg)

![106 Earles Lane - Photo 32](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f1097166213r.jpg)

![106 Earles Lane - Photo 33](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f3616200322r.jpg)

![106 Earles Lane - Photo 34](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f3398614563r.jpg)

![106 Earles Lane - Photo 35](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f2486929804r.jpg)

![106 Earles Lane - Photo 36](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f1680795123r.jpg)

![106 Earles Lane - Photo 37](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f2122089598r.jpg)

![106 Earles Lane - Photo 38](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f406009931r.jpg)

![106 Earles Lane - Photo 39](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f2117612598r.jpg)

![106 Earles Lane - Photo 40](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f903454518r.jpg)

![106 Earles Lane - Photo 41](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f4237659812r.jpg)

![106 Earles Lane - Photo 42](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f2761014438r.jpg)

![106 Earles Lane - Photo 43](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f379327792r.jpg)

![106 Earles Lane - Photo 44](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f4049369912r.jpg)

![106 Earles Lane - Photo 45](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f2973854231r.jpg)

![106 Earles Lane - Photo 46](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f4235558672r.jpg)

![106 Earles Lane - Photo 47](http://lh.rdcpix.com/182e525921f03a88a77e0e9d817bdf93l-f1967954784r.jpg)

---

**MLS#:** 894238 | **Updated:** 2026-10-22
**Source:** listhub

*Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/106-earles-lane-gilboa-ny-12076-29f48bd873614f378ef662947963e540)

---

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