About This Home

This 4-bedroom, 3-bathroom single family at 106 Earles Lane in Gilboa, NY is listed for $479,000 ($198 per sqft). Built in 1958, the home offers 2,416 sqft of living space on a 0.30 acres lot.

Key Features

  • Built in 1958
  • 0.30 acre lot
  • Waterfront

Property Details

3 full
1958

Amenities

WaterfrontView
Listing Description

Discover serenity in this remodeled 4-bedroom, 3-bath colonial home with a loft, viewing decks, and a dock overlooking Hubbard Lake, a quaint community of fewer than a dozen homes. This fully furnished retreat offers stunning lake views, ideal for relaxing on the deck or dock and watching sunsets over the water, or go swimming, fishing, kayaking, or use non-motorized boat and this sale includes the boat.

With low taxes and annual association fees of only 200, it's perfect for full-time living or as a profitable Airbnb. Located within an hour's drive to Albany and Cooperstown, and just under 19 miles from Windham Mountain for skiing, this property blends tranquility with accessibility to both nature and urban amenities.

Monthly Cost Estimate

$2,762/mo

20% down · 6.5% · 30 years

Principal$346
Interest$2,076
Insurance$140
HOA$200

Estimates only. Actual payments may vary.

Location

106 Earles Lane

Gilboa, NY 12076

Features & Amenities

Interior Features

Cathedral Ceiling(s)Ceiling Fan(s)Eat-in KitchenEntrance FoyerHigh Speed Internet

Exterior Features

DockSmart Camera(s)/Recording

Property Details

Flooring

WoodCarpetTile

Construction

Frame Vinyl Siding

Views

WaterLake

Outdoor Features

DeckPorch

Parking

Driveway

Heating

Electric (Heating)Baseboard

Appliances

Water HeaterWasherRefrigeratorRangeMicrowaveElectric Water HeaterDryerDishwasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 106 Earles Lane is listed at $479,000 ($198/sqft). The estimated monthly payment is $2,762 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $200/month.

Key features include: Built in 1958, 0.30 acre lot, Waterfront. Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Eat-in Kitchen. Exterior Features: Dock, Smart Camera(s)/Recording.

This property is listed by Pearl Torres.

PT

Pearl Torres

Agent at Keller Williams Realty Hudson Valley North

Listed by Keller Williams Realty Hudson Valley North · Broker phone: (914) 443-6165 · View on Broker Site · Broker website

MLS# 20253279· Source: Hudson Valley Catskill Region MLS· 457 days on PropertySimple

Copyright © 2026 Hudson Valley Catskill Region MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

106 Earles Lane, Gilboa, NY 12076

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