# 106 Earles Lane, Gilboa, NY 12076 > **TL;DR:** 4bd/3ba single family, $479,000 ($198/sqft), built 1958, 2,416 sqft. > Waterfront, View. Est. $2,762/mo. Listed 458 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $479,000 | | Price/sqft | $198 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 2,416 | | Year Built | 1958 | | Lot Size | 13,068 sqft (0.30 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 458 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water, Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,422 | | Estimated Insurance | $140 | | HOA | $200 | | **Total** | **$2,762** | ## Key Amenities - Waterfront - View ## Property Highlights - Built in 1958 - 0.30 acre lot - Waterfront ## Description ### Agent Description Discover serenity in this remodeled 4-bedroom, 3-bath colonial home with a loft, viewing decks, and a dock overlooking Hubbard Lake, a quaint community of fewer than a dozen homes. This fully furnished retreat offers stunning lake views, ideal for relaxing on the deck or dock and watching sunsets over the water, or go swimming, fishing, kayaking, or use non-motorized boat and this sale includes the boat. With low taxes and annual association fees of only 200, it's perfect for full-time living or as a profitable Airbnb. Located within an hour's drive to Albany and Cooperstown, and just under 19 miles from Windham Mountain for skiing, this property blends tranquility with accessibility to both nature and urban amenities. ## Location - **Address:** 106 Earles Lane, Gilboa, NY 12076 - **County:** Schoharie - **Coordinates:** 42.442461, -74.373177 - **Google Maps:** https://www.google.com/maps?q=42.442461,-74.373177 ## Listing Agent - **Name:** Pearl Torres - **Brokerage:** Keller Williams Realty Hudson Valley North - **Broker Phone:** (914) 443-6165 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/106-Earles-Ln_Gilboa_NY_12076_M41953-56013?f=listhub&s=UCMLSNY&m=20253279&c=propsimple) ## Photos ![106 Earles Lane - Photo 1](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f3104962761r.jpg) ![106 Earles Lane - Photo 2](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f2518381273r.jpg) ![106 Earles Lane - Photo 3](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f4183548053r.jpg) ![106 Earles Lane - Photo 4](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f3971968627r.jpg) ![106 Earles Lane - Photo 5](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f349395385r.jpg) ![106 Earles Lane - Photo 6](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f3976782403r.jpg) ![106 Earles Lane - Photo 7](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f2585947595r.jpg) ![106 Earles Lane - Photo 8](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f4229504815r.jpg) ![106 Earles Lane - Photo 9](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f2585581396r.jpg) ![106 Earles Lane - Photo 10](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f1938660776r.jpg) ![106 Earles Lane - Photo 11](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f539290363r.jpg) ![106 Earles Lane - Photo 12](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f3676584362r.jpg) ![106 Earles Lane - Photo 13](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f2130455832r.jpg) ![106 Earles Lane - Photo 14](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f1599526252r.jpg) ![106 Earles Lane - Photo 15](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f1445380717r.jpg) ![106 Earles Lane - Photo 16](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f2807941084r.jpg) ![106 Earles Lane - Photo 17](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f127398292r.jpg) ![106 Earles Lane - Photo 18](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f3914246505r.jpg) ![106 Earles Lane - Photo 19](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f589618644r.jpg) ![106 Earles Lane - Photo 20](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f520504643r.jpg) ![106 Earles Lane - Photo 21](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f561739797r.jpg) ![106 Earles Lane - Photo 22](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f1651899474r.jpg) ![106 Earles Lane - Photo 23](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f421621809r.jpg) ![106 Earles Lane - Photo 24](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f670860235r.jpg) ![106 Earles Lane - Photo 25](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f514359388r.jpg) ![106 Earles Lane - Photo 26](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f3531144971r.jpg) ![106 Earles Lane - Photo 27](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f3754948008r.jpg) ![106 Earles Lane - Photo 28](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f893163920r.jpg) ![106 Earles Lane - Photo 29](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f194640461r.jpg) ![106 Earles Lane - Photo 30](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f3731529117r.jpg) ![106 Earles Lane - Photo 31](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f4280998780r.jpg) ![106 Earles Lane - Photo 32](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f1366762869r.jpg) ![106 Earles Lane - Photo 33](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f1176092994r.jpg) ![106 Earles Lane - Photo 34](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f3398301665r.jpg) ![106 Earles Lane - Photo 35](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f1604346100r.jpg) ![106 Earles Lane - Photo 36](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f3544728257r.jpg) ![106 Earles Lane - Photo 37](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f283486819r.jpg) ![106 Earles Lane - Photo 38](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f3219379502r.jpg) ![106 Earles Lane - Photo 39](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f349979978r.jpg) ![106 Earles Lane - Photo 40](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f3803689867r.jpg) ![106 Earles Lane - Photo 41](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f3017637732r.jpg) ![106 Earles Lane - Photo 42](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f2597714924r.jpg) ![106 Earles Lane - Photo 43](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f1823559757r.jpg) ![106 Earles Lane - Photo 44](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f3027243751r.jpg) ![106 Earles Lane - Photo 45](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f391328703r.jpg) ![106 Earles Lane - Photo 46](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f2286690902r.jpg) ![106 Earles Lane - Photo 47](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f2684263915r.jpg) ![106 Earles Lane - Photo 48](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f506286134r.jpg) ![106 Earles Lane - Photo 49](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f3067036441r.jpg) ![106 Earles Lane - Photo 50](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f2777185794r.jpg) ![106 Earles Lane - Photo 51](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f660259408r.jpg) ![106 Earles Lane - Photo 52](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f1014522525r.jpg) ![106 Earles Lane - Photo 53](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f775959500r.jpg) --- **MLS#:** 20253279 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Hudson Valley Catskill Region MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/106-earles-lane-gilboa-ny-12076-32d618f4f9454c07a2b5d6b889a1007b) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/106-earles-lane-gilboa-ny-12076-32d618f4f9454c07a2b5d6b889a1007b#listing", "url": "https://staging.propertysimple.ai/listing/106-earles-lane-gilboa-ny-12076-32d618f4f9454c07a2b5d6b889a1007b", "name": "106 Earles Lane, Gilboa, NY 12076", "description": "Discover serenity in this remodeled 4-bedroom, 3-bath colonial home with a loft, viewing decks, and a dock overlooking Hubbard Lake, a quaint community of fewer than a dozen homes. 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