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About This Home
This 5-bedroom, 5-bathroom single family at 106 N Oak Drive in Surf City, NC is listed for $1,225,000 ($424 per sqft). Built in 2020, the home offers 2,887 sqft of living space on a 0.15 acres lot.
Welcome to Island Oaks, one of Topsail Island's most coveted neighborhoods, where coastal living truly lives up to its name. Located third row from the beach, and tucked within the Live Oaks this stunning beach house offers a large living space, sweeping ocean and sound views that steal the show--sunrises, sunsets, and salty breezes included.
Perfectly positioned in a private, oak-lined community, owners enjoy direct water access with a neighborhood boat ramp, making days on the Intracoastal just as effortless as mornings on the beach. Whether you're boating, paddleboarding, or casting a line, this location is a dream for water lovers.
The home features amazing decks on every level, providing multiple outdoor spaces to relax, entertain, and fully embrace island life from sunrise coffee to sunset cocktails. Adding exceptional versatility, the property includes separate ground-floor living quarters complete with a full bath and kitchen--ideal for guests, extended family, or private overflow space.
Peaceful, private, and rich in coastal charm, this property offers the rare blend of natural beauty, exclusive amenities, and true Topsail Island lifestyle. A special opportunity to own in Island Oaks--where timeless oaks, tranquil waters, and unforgettable views come together. Professional Photos and Floor Plan coming.
Key Features
- Built in 2020
- 0.15 acre lot
- 3 stories
Property Details
Amenities
Monthly Cost Estimate
$6,702/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
106 N Oak Drive
Surf City, NC 28445
Island Oaks
Features & Amenities
Interior Features
Exterior Features
Property Details
Flooring
Construction
Views
Pool Features
Heating
Cooling
Appliances
Questions & Answers
This 5-bedroom, 5-bathroom single family at 106 N Oak Drive is listed at $1,225,000 ($424/sqft). The estimated monthly payment is $5,458 based on 20% down at 6.5% interest.
HOA fees are $150/month.
Key features include: Built in 2020, 0.15 acre lot, 3 stories. Interior Features: Walk-in Closet(s), Vaulted Ceiling(s), Entrance Foyer. Exterior Features: Outdoor Shower.
This property is listed by Garrett D Cox and can be reached at 9105154564 or garrettdc3@gmail.com.














































































