# 106 N Oak Drive, Surf City, NC 28445

> **TL;DR:** 5bd/5ba single family, $1,225,000 ($424/sqft), built 2020, 2,887 sqft.
> View, A/C. Est. $5,458/mo. Listed 74 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,225,000 |
| Price/sqft | $424 |
| Bedrooms | 5 |
| Bathrooms | 3 full, 2 half |
| Square Feet | 2,887 |
| Year Built | 2020 |
| Lot Size | 6,534 sqft (0.15 acres) |
| Stories | 3 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 74 |

## Why This Home Stands Out

- **Views** - Ocean, Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $5,308 |
| HOA | $150 |
| **Total** | **$5,458** |

## Nearby Schools

- **Elementary:** Surf City
- **Middle:** Surf City
- **High:** Topsail

## Key Amenities

- View
- A/C

## Property Highlights

- Built in 2020
- 0.15 acre lot
- 3 stories

## Description

### Agent Description
Welcome to Island Oaks, one of Topsail Island's most coveted neighborhoods, where coastal living truly lives up to its name. Located third row from the beach, and tucked within the Live Oaks this stunning beach house offers a large living space, sweeping ocean and sound views that steal the show--sunrises, sunsets, and salty breezes included. Perfectly positioned in a private, oak-lined community, owners enjoy direct water access with a neighborhood boat ramp, making days on the Intracoastal just as effortless as mornings on the beach. Whether you're boating, paddleboarding, or casting a line, this location is a dream for water lovers. The home features amazing decks on every level, providing multiple outdoor spaces to relax, entertain, and fully embrace island life from sunrise coffee to sunset cocktails. Adding exceptional versatility, the property includes separate ground-floor living quarters complete with a full bath and kitchen--ideal for guests, extended family, or private overflow space. Peaceful, private, and rich in coastal charm, this property offers the rare blend of natural beauty, exclusive amenities, and true Topsail Island lifestyle. A special opportunity to own in Island Oaks--where timeless oaks, tranquil waters, and unforgettable views come together. Professional Photos and Floor Plan coming.

## Location

- **Address:** 106 N Oak Drive, Surf City, NC 28445
- **County:** Pender
- **Neighborhood:** Island Oaks
- **Coordinates:** 34.4074, -77.575011
- **Google Maps:** https://www.google.com/maps?q=34.4074,-77.575011

## Listing Agent

- **Name:** Garrett D Cox
- **Brokerage:** Coastal Realty Associates LLC
- **Phone:** 9105154564
- **Email:** garrettdc3@gmail.com

## Primary Photo

![106 N Oak Drive - Primary Photo](http://lh.rdcpix.com/62e1c9625d845077094a77b8c9e3de5cl-f1679821866r.jpg)

*73 total photos available on [listing page](https://www.propertysimple.com/listing/106-n-oak-drive-surf-city-nc-28445-00551394)*

---

**MLS#:** 100551394 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/106-n-oak-drive-surf-city-nc-28445-00551394)

---

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  "description": "Welcome to Island Oaks, one of Topsail Island's most coveted neighborhoods, where coastal living truly lives up to its name. Located third row from the beach, and tucked within the Live Oaks this stunning beach house offers a large living space, sweeping ocean and sound views that steal the show--sunrises, sunsets, and salty breezes included. Perfectly positioned in a private, oak-lined community, owners enjoy direct water access with a neighborhood boat ramp, making days on the Intracoastal jus",
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