About This Home

This 5-bedroom, 3-bathroom single family at 107 N Main Street in Spencer, NY is listed for $299,000 ($138 per sqft). Built in 1911, the home offers 2,160 sqft of living space on a 0.44 acres lot.

Key Features

  • Built in 1911
  • 0.44 acre lot
  • 2 stories

Property Details

2 stories
3 full
1-car garage
1911

Amenities

Hardwood
Listing Description

Welcome to 107 N Main St in the Village of Spencer! This 4-bedroom, 2-bathroom home offers plenty of space, flexibility, and some unique features that are hard to find all in one place, with a .44 acre lot. In addition to the main living space, there is a recently added, 1-bedroom, 1-bathroom apartment located above the garage, giving you a great option for extended family, guests, or additional living space.

There have been many improvements made throughout the property, including new appliances, new exterior doors, a new overhead garage door, a 100 amp sub panel, and numerous other updates around the home. The main level also offers a downstairs bedroom, toy room, mudroom and entrance way, giving you plenty of options for how to use the space.

The garage has structural beams that can still be used for mechanical work, making it a great space for someone who enjoys working on vehicles or taking on projects. Out back, you'll find an above-ground pool and Catatonk Creek running along the property, giving you a beautiful scenic setting right in your own backyard.

Located close to the heart of Spencer, you'll have easy access to local shops, restaurants, parks and everyday conveniences. Ithaca is also an easy commute, with Cornell University, the Ithaca Commons, Cayuga Lake, restaurants, farmers markets, hiking, waterfalls and more all within an easy drive. With the main house, separate in-law suite, garage workspace, pool, creek and many recent improvements, this property offers a lot of flexibility and space both inside and out.

Monthly Cost Estimate

$1,599/mo

20% down · 6.5% · 30 years

Principal$216
Interest$1,296
Insurance$87

Estimates only. Actual payments may vary.

Location

107 N Main Street

Spencer, NY 14883

Features & Amenities

Interior Features

Pantry

Exterior Features

BlacktopDrivewayDeckPool

Property Details

Flooring

VariesCarpetTileHardwoodVinyl

Construction

Block Concrete VinylSiding WoodSiding

Outdoor Features

Deck

Parking

Garage

Heating

Forced AirNatural Gas

Appliances

DryerDishwasherGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorWasher

Questions & Answers

This 5-bedroom, 3-bathroom single family at 107 N Main Street is listed at $299,000 ($138/sqft). The estimated monthly payment is $1,599 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1911, 0.44 acre lot, 2 stories. Interior Features: Pantry. Exterior Features: BlacktopDriveway, Deck, Pool.

This property is listed by Hayley Rowley.

HR

Hayley Rowley

License 10401392785

Agent at Yaman Real Estate

Listed by Yaman Real Estate · Broker phone: (607) 753-9644 · View on Broker Site · Broker website

MLS# S1713679· Source: New York State Alliance of MLSs, LLC· 47 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

107 N Main Street, Spencer, NY 14883

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