# 107 N Main Street, Spencer, NY 14883

> **TL;DR:** 5bd/3ba single family, $299,000 ($138/sqft), built 1911, 2,160 sqft.
> Hardwood, 1-car garage. Est. $1,599/mo. Listed 50 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $299,000 |
| Price/sqft | $138 |
| Bedrooms | 5 |
| Bathrooms | 3 full |
| Square Feet | 2,160 |
| Year Built | 1911 |
| Lot Size | 19,166 sqft (0.44 acres) |
| Stories | 2 |
| Garage | 1-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 50 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,512 |
| Estimated Insurance | $87 |
| **Total** | **$1,599** |

## Nearby Schools

- **Elementary:** Spencer-Van Etten Elementary
- **Middle:** Spencer-Van Etten Middle
- **High:** Spencer-Van Etten High

## Key Amenities

- Hardwood
- 1-car garage

## Property Highlights

- Built in 1911
- 0.44 acre lot
- 2 stories

## Description

### Agent Description
Welcome to 107 N Main St in the Village of Spencer! This 4-bedroom, 2-bathroom home offers plenty of space, flexibility, and some unique features that are hard to find all in one place, with a .44 acre lot. In addition to the main living space, there is a recently added, 1-bedroom, 1-bathroom apartment located above the garage, giving you a great option for extended family, guests, or additional living space. There have been many improvements made throughout the property, including new appliances, new exterior doors, a new overhead garage door, a 100 amp sub panel, and numerous other updates around the home. The main level also offers a downstairs bedroom, toy room, mudroom and entrance way, giving you plenty of options for how to use the space. The garage has structural beams that can still be used for mechanical work, making it a great space for someone who enjoys working on vehicles or taking on projects. Out back, you'll find an above-ground pool and Catatonk Creek running along the property, giving you a beautiful scenic setting right in your own backyard. Located close to the heart of Spencer, you'll have easy access to local shops, restaurants, parks and everyday conveniences. Ithaca is also an easy commute, with Cornell University, the Ithaca Commons, Cayuga Lake, restaurants, farmers markets, hiking, waterfalls and more all within an easy drive. With the main house, separate in-law suite, garage workspace, pool, creek and many recent improvements, this property offers a lot of flexibility and space both inside and out.

## Location

- **Address:** 107 N Main Street, Spencer, NY 14883
- **County:** Tioga
- **Coordinates:** 42.215925, -76.492229
- **Google Maps:** https://www.google.com/maps?q=42.215925,-76.492229

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/syr/S1713679

## Listing Agent

- **Name:** Hayley Rowley · **License:** 10401392785
- **Brokerage:** Yaman Real Estate
- **Broker Phone:** (607) 753-9644
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/107-N-Main-St_Spencer_NY_14883_M44765-19905?f=listhub&s=BNARNY&m=S1713679&c=propsimple)

## Photos

![107 N Main Street - Photo 1](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f4286507488r.jpg)

![107 N Main Street - Photo 2](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f17492714r.jpg)

![107 N Main Street - Photo 3](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f433461713r.jpg)

![107 N Main Street - Photo 4](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f1263636253r.jpg)

![107 N Main Street - Photo 5](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f2208767581r.jpg)

![107 N Main Street - Photo 6](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f2293614946r.jpg)

![107 N Main Street - Photo 7](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f1199692328r.jpg)

![107 N Main Street - Photo 8](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f3811234722r.jpg)

![107 N Main Street - Photo 9](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f1158034446r.jpg)

![107 N Main Street - Photo 10](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f3733893902r.jpg)

![107 N Main Street - Photo 11](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f569840328r.jpg)

![107 N Main Street - Photo 12](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f2037359984r.jpg)

![107 N Main Street - Photo 13](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f307281746r.jpg)

![107 N Main Street - Photo 14](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f2042251806r.jpg)

![107 N Main Street - Photo 15](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f4154957172r.jpg)

![107 N Main Street - Photo 16](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f213343365r.jpg)

![107 N Main Street - Photo 17](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f2218349919r.jpg)

![107 N Main Street - Photo 18](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f1065067755r.jpg)

![107 N Main Street - Photo 19](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f3941782384r.jpg)

![107 N Main Street - Photo 20](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f2795534523r.jpg)

![107 N Main Street - Photo 21](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f429316082r.jpg)

![107 N Main Street - Photo 22](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f1293952160r.jpg)

![107 N Main Street - Photo 23](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f2409572860r.jpg)

![107 N Main Street - Photo 24](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f3186409509r.jpg)

![107 N Main Street - Photo 25](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f357267458r.jpg)

![107 N Main Street - Photo 26](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f2963525274r.jpg)

![107 N Main Street - Photo 27](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f4257192013r.jpg)

![107 N Main Street - Photo 28](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f1035886045r.jpg)

![107 N Main Street - Photo 29](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f2233311296r.jpg)

![107 N Main Street - Photo 30](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f133265494r.jpg)

![107 N Main Street - Photo 31](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f3816383966r.jpg)

![107 N Main Street - Photo 32](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f4216299345r.jpg)

![107 N Main Street - Photo 33](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f3190343927r.jpg)

![107 N Main Street - Photo 34](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f2517709776r.jpg)

![107 N Main Street - Photo 35](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f2626399235r.jpg)

![107 N Main Street - Photo 36](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f873553256r.jpg)

![107 N Main Street - Photo 37](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f1324989715r.jpg)

![107 N Main Street - Photo 38](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f1263636253r.jpg)

![107 N Main Street - Photo 39](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f1741675265r.jpg)

![107 N Main Street - Photo 40](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f3013244108r.jpg)

![107 N Main Street - Photo 41](http://lh.rdcpix.com/fcf731574b4e4e2ac319c3e15361ef76l-f1812617945r.jpg)

---

**MLS#:** S1713679 | **Updated:** 2026-10-22
**Source:** listhub

*Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/107-n-main-street-spencer-ny-14883-7f5bc64e2a394c599cb6cde05b3a9cdb)

---

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        "value": "Dryer, Dishwasher, GasOven, GasRange, GasWaterHeater, Microwave, Refrigerator, Washer"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Varies, Carpet, Tile, Hardwood, Vinyl"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Block,  Concrete,  VinylSiding,  WoodSiding"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Deck"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Garage"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Hardwood Floors",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.44 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Garage Spaces",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://staging.propertysimple.ai/listing/107-n-main-street-spencer-ny-14883-7f5bc64e2a394c599cb6cde05b3a9cdb#offer",
    "url": "https://staging.propertysimple.ai/listing/107-n-main-street-spencer-ny-14883-7f5bc64e2a394c599cb6cde05b3a9cdb",
    "price": 299000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://staging.propertysimple.ai/listing/107-n-main-street-spencer-ny-14883-7f5bc64e2a394c599cb6cde05b3a9cdb#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/107-n-main-street-spencer-ny-14883-7f5bc64e2a394c599cb6cde05b3a9cdb#agent",
    "name": "Hayley Rowley",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/107-n-main-street-spencer-ny-14883-7f5bc64e2a394c599cb6cde05b3a9cdb#brokerage",
      "name": "Yaman Real Estate",
      "telephone": "(607) 753-9644",
      "logo": {
        "@type": "ImageObject",
        "url": "http://lh.rdcpix.com/41b02972121211efbfd80242ac110003k-c4275282700r.png"
      }
    }
  }
}
```