# 107 Turtle Cove, Panama City Beach, FL 32413

> **TL;DR:** 4bd/3ba single family, $829,000 ($282/sqft), built 2018, 2,941 sqft.
> A/C. Est. $5,252/mo. Listed 74 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $829,000 |
| Price/sqft | $282 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,941 |
| Year Built | 2018 |
| Stories | 3 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 74 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,192 |
| Estimated Insurance | $242 |
| HOA | $818 |
| **Total** | **$5,252** |

## Nearby Schools

- **Elementary:** West Bay
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- A/C

## Property Highlights

- Built in 2018
- 3 stories

## Description

### Agent Description
Welcome to 107 Turtle Cove, a stunning, custom built 4-bedroom, 3.5-bathroom single-family home located on the west end of beautiful Panama City Beach and 4 miles to 30A. This spacious single-family home offers southern coastal charm and convenience Lake Powell at Turtle Cove is a highly desirable neighborhood where you can golf cart, bike or walk one mile to the Gulf of America or the local Publix. Step inside this charming home and be greeted by a bright and inviting interior featuring dual pane windows with plantation shutters and recessed lighting. The large living space is ideal for a family or entertaining. The open kitchen is a chef's dream, equipped with stainless steel Energy Star appliances and a large island that adds both prep space and functionality. A built-in wine cooler ensures your favorite beverages are always perfectly chilled. Relax and unwind while enjoying the breezes on the wrap around porches found on the first and second floors. An oversized garage provides ample parking or storage, and there is a large parking pad in back. This home also features a downstairs primary ensuite with double walk in closets. More living space on the second floor has a media/recreation room, offering space for entertainment options along with a pool table, dart board and poker bar included with the home. There are three large bedrooms on the second floor and two additional full bathrooms and large balcony. This home is perfect for a growing family or to welcome family.

## Location

- **Address:** 107 Turtle Cove, Panama City Beach, FL 32413
- **County:** Bay
- **Neighborhood:** Turtle Cove at Lake Powell
- **Coordinates:** 30.263313, -85.955918
- **Google Maps:** https://www.google.com/maps?q=30.263313,-85.955918

## Listing Agent

- **Name:** LeAnn B Nethery · **License:** 3363887
- **Brokerage:** Compass Florida, LLC
- **Broker Phone:** (305) 851-2820
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/107-Turtle-Cv_Panama-City-Beach_FL_32413_M64030-42809?f=listhub&s=ECARMLSFL&m=1009963&c=propsimple)

## Photos

![107 Turtle Cove - Photo 1](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f665275304r.jpg)

![107 Turtle Cove - Photo 2](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f2912988866r.jpg)

![107 Turtle Cove - Photo 3](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f504794331r.jpg)

![107 Turtle Cove - Photo 4](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f19058439r.jpg)

![107 Turtle Cove - Photo 5](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f138740301r.jpg)

![107 Turtle Cove - Photo 6](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f4131252019r.jpg)

![107 Turtle Cove - Photo 7](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f2890401099r.jpg)

![107 Turtle Cove - Photo 8](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f415183747r.jpg)

![107 Turtle Cove - Photo 9](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f2862764360r.jpg)

![107 Turtle Cove - Photo 10](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f3092825386r.jpg)

![107 Turtle Cove - Photo 11](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f3574658141r.jpg)

![107 Turtle Cove - Photo 12](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f2099807571r.jpg)

![107 Turtle Cove - Photo 13](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f1693259517r.jpg)

![107 Turtle Cove - Photo 14](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f1284363511r.jpg)

![107 Turtle Cove - Photo 15](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f3567164889r.jpg)

![107 Turtle Cove - Photo 16](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f633797081r.jpg)

![107 Turtle Cove - Photo 17](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f2191438072r.jpg)

![107 Turtle Cove - Photo 18](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f888998406r.jpg)

![107 Turtle Cove - Photo 19](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f2046872771r.jpg)

![107 Turtle Cove - Photo 20](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f591832634r.jpg)

![107 Turtle Cove - Photo 21](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f802110881r.jpg)

![107 Turtle Cove - Photo 22](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f2175157447r.jpg)

![107 Turtle Cove - Photo 23](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f2941807611r.jpg)

![107 Turtle Cove - Photo 24](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f129578939r.jpg)

![107 Turtle Cove - Photo 25](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f1685511206r.jpg)

![107 Turtle Cove - Photo 26](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f2959588994r.jpg)

![107 Turtle Cove - Photo 27](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f3946370910r.jpg)

![107 Turtle Cove - Photo 28](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f3127641995r.jpg)

![107 Turtle Cove - Photo 29](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f2256980636r.jpg)

![107 Turtle Cove - Photo 30](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f1971675898r.jpg)

![107 Turtle Cove - Photo 31](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f2120880741r.jpg)

![107 Turtle Cove - Photo 32](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f160527265r.jpg)

![107 Turtle Cove - Photo 33](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f3440617353r.jpg)

![107 Turtle Cove - Photo 34](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f1357794887r.jpg)

![107 Turtle Cove - Photo 35](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f4215591770r.jpg)

![107 Turtle Cove - Photo 36](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f74023171r.jpg)

![107 Turtle Cove - Photo 37](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f3379323289r.jpg)

![107 Turtle Cove - Photo 38](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f736854650r.jpg)

![107 Turtle Cove - Photo 39](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f2769622315r.jpg)

![107 Turtle Cove - Photo 40](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f3418927004r.jpg)

![107 Turtle Cove - Photo 41](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f440835670r.jpg)

![107 Turtle Cove - Photo 42](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f3791191109r.jpg)

![107 Turtle Cove - Photo 43](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f2967733164r.jpg)

![107 Turtle Cove - Photo 44](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f4283576540r.jpg)

![107 Turtle Cove - Photo 45](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f1705197426r.jpg)

![107 Turtle Cove - Photo 46](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f465030716r.jpg)

![107 Turtle Cove - Photo 47](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f4285461412r.jpg)

![107 Turtle Cove - Photo 48](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f2156342979r.jpg)

![107 Turtle Cove - Photo 49](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f1139009589r.jpg)

![107 Turtle Cove - Photo 50](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f116484704r.jpg)

![107 Turtle Cove - Photo 51](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f1907744556r.jpg)

![107 Turtle Cove - Photo 52](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f3623482393r.jpg)

![107 Turtle Cove - Photo 53](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f1068746923r.jpg)

![107 Turtle Cove - Photo 54](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f727374292r.jpg)

![107 Turtle Cove - Photo 55](http://lh.rdcpix.com/77bb254fb00d8f2dc062b8407ce9ca52l-f3893167167r.jpg)

---

**MLS#:** 1009963 | **Updated:** 2026-10-21
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/107-turtle-cove-panama-city-beach-fl-32413-56a17b52821f4333a5bcc3a9aafaad7c)

---

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