# 108 MILLER Drive, Palatka, FL 32177 > **TL;DR:** land, $43,000. Est. $230/mo. Listed 16 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $43,000 | | Lot Size | 49,223 sqft (1.13 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 16 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $217 | | Estimated Insurance | $13 | | **Total** | **$230** | ## Property Highlights - 1.13 acre lot ## Description ### Agent Description High and dry 1.13-acre buildable parcel (approx. 305' deep) situated in unincorporated Putnam County. Featuring direct road frontage on Miller Dr with power lines running along the street, this property minimizes upfront utility extension costs. The lot backs up directly to Moccasin Creek, offering a permanent natural rear boundary line with zero behind-lot neighbors. Flexible zoning allows for traditional single-family home construction, modular homes, or manufactured housing. Out of city limits with no HOA restrictions, giving you full flexibility for home design, outbuildings, workshops, and RV/boat storage. Located under 15 minutes from the iconic St. Johns River and public boat ramps for world-class bass fishing, boating, and water sports. Explore nature at nearby Ravine Gardens State Park, Rice Creek Conservation Area, and the 19-mile Palatka-to-St. Augustine multi-use trail. Convenient to historic Downtown Palatka, local golf courses, and central shopping, with an easy 40-minute commute to St. Augustine beaches. ## Location - **Address:** 108 MILLER Drive, Palatka, FL 32177 - **County:** Putnam - **Neighborhood:** MOCCASIN CRK - **Coordinates:** 29.716952, -81.653996 - **Google Maps:** https://www.google.com/maps?q=29.716952,-81.653996 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/FC322048 ## Listing Agent - **Name:** Diane Johnson - **Brokerage:** Adams, Cameron & Co., Realtors - **Broker Phone:** (386) 253-8044 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/108-Miller-Dr_Palatka_FL_32177_M62372-04780?f=listhub&s=MFRMLSFL&m=FC322048&c=propsimple) ## Photos ![108 MILLER Drive - Photo 1](http://lh.rdcpix.com/6c8eaed99f8af62f79d414aa586eebcdl-f683794076r.jpg) ![108 MILLER Drive - Photo 2](http://lh.rdcpix.com/6c8eaed99f8af62f79d414aa586eebcdl-f3519162675r.jpg) ![108 MILLER Drive - Photo 3](http://lh.rdcpix.com/6c8eaed99f8af62f79d414aa586eebcdl-f1611430948r.jpg) ![108 MILLER Drive - Photo 4](http://lh.rdcpix.com/6c8eaed99f8af62f79d414aa586eebcdl-f1451241809r.jpg) ![108 MILLER Drive - Photo 5](http://lh.rdcpix.com/6c8eaed99f8af62f79d414aa586eebcdl-f3955425019r.jpg) ![108 MILLER Drive - Photo 6](http://lh.rdcpix.com/6c8eaed99f8af62f79d414aa586eebcdl-f2288363786r.jpg) ![108 MILLER Drive - Photo 7](http://lh.rdcpix.com/6c8eaed99f8af62f79d414aa586eebcdl-f520188491r.jpg) ![108 MILLER Drive - Photo 8](http://lh.rdcpix.com/6c8eaed99f8af62f79d414aa586eebcdl-f3970089970r.jpg) ![108 MILLER Drive - Photo 9](http://lh.rdcpix.com/6c8eaed99f8af62f79d414aa586eebcdl-f3463014106r.jpg) ![108 MILLER Drive - Photo 10](http://lh.rdcpix.com/6c8eaed99f8af62f79d414aa586eebcdl-f1275531515r.jpg) ![108 MILLER Drive - Photo 11](http://lh.rdcpix.com/6c8eaed99f8af62f79d414aa586eebcdl-f2640662428r.jpg) ![108 MILLER Drive - Photo 12](http://lh.rdcpix.com/6c8eaed99f8af62f79d414aa586eebcdl-f711941714r.jpg) --- **MLS#:** FC322048 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/108-miller-drive-palatka-fl-32177-e04dc51a22634d0d8f702b3fb53243b8) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/108-miller-drive-palatka-fl-32177-e04dc51a22634d0d8f702b3fb53243b8#listing", "url": "https://staging.propertysimple.ai/listing/108-miller-drive-palatka-fl-32177-e04dc51a22634d0d8f702b3fb53243b8", "name": "108 MILLER Drive, Palatka, FL 32177", "description": "High and dry 1.13-acre buildable parcel (approx. 305' deep) situated in unincorporated Putnam County. Featuring direct road frontage on Miller Dr with power lines running along the street, this property minimizes upfront utility extension costs. 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