# 109 BREAKWATER Court, Joppa, MD 21085

> **TL;DR:** 2bd/2ba townhouse, $299,999 ($221/sqft), built 1984, 1,360 sqft.
> Fireplace, A/C. Est. $1,604/mo. Listed 116 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $299,999 |
| Price/sqft | $221 |
| Bedrooms | 2 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 1,360 |
| Year Built | 1984 |
| Lot Size | 5,136 sqft (0.12 acres) |
| Stories | 2 |
| Property Type | Townhouse (Townhouse) |
| Status | Active |
| Days on Market | 116 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,517 |
| Estimated Insurance | $87 |
| **Total** | **$1,604** |

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 1984
- 0.12 acre lot
- 2 stories
- 6 parking spaces
- Fireplace

## Description

### Agent Description
This 2-bedroom, 1.5-bath semi-detached home is located in the desirable Rumsey Island waterfront community. Enjoy beautiful water views right from your property. Step outside to a huge composite deck, perfect for entertaining, or relaxing while taking in the scenic views. Below, a spacious paver patio provides additional outdoor living space, overlooking a nice, level backyard with plenty of room to play or garden. Inside, the bright and open layout features a skylight that floods the home with natural light and a cozy fireplace for those relaxing evenings. The main level offers comfortable living areas along with two nice-sized bedrooms and 1.5 baths. A flexible space offers the possibility for a third bedroom or convenient home office. Additional highlights include the attached garage/storage and excellent curb appeal with mature landscaping. This home perfectly blends comfortable interior living with outstanding outdoor features in a prime waterfront community location.

## Location

- **Address:** 109 BREAKWATER Court, Joppa, MD 21085
- **County:** HARFORD
- **Neighborhood:** RUMSEY ISLAND
- **Coordinates:** 39.40884, -76.3595
- **Google Maps:** https://www.google.com/maps?q=39.40884,-76.3595

## Listing Agent

- **Name:** Margaret M Steen · **License:** 93185
- **Brokerage:** Steen Properties
- **Broker Phone:** (410) 679-8336
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/109-Breakwater-Ct_Joppa_MD_21085_M54751-74676?f=listhub&s=TRENDPA&m=MDHR2057108&c=propsimple)

## Photos

![109 BREAKWATER Court - Photo 1](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f2092493900r.jpg)

![109 BREAKWATER Court - Photo 2](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f1512612222r.jpg)

![109 BREAKWATER Court - Photo 3](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f3055542051r.jpg)

![109 BREAKWATER Court - Photo 4](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f4122952352r.jpg)

![109 BREAKWATER Court - Photo 5](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f1319616500r.jpg)

![109 BREAKWATER Court - Photo 6](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f132231328r.jpg)

![109 BREAKWATER Court - Photo 7](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f511678506r.jpg)

![109 BREAKWATER Court - Photo 8](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f2522045940r.jpg)

![109 BREAKWATER Court - Photo 9](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f579537220r.jpg)

![109 BREAKWATER Court - Photo 10](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f478604080r.jpg)

![109 BREAKWATER Court - Photo 11](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f2921805711r.jpg)

![109 BREAKWATER Court - Photo 12](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f943617835r.jpg)

![109 BREAKWATER Court - Photo 13](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f180260360r.jpg)

![109 BREAKWATER Court - Photo 14](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f2767173665r.jpg)

![109 BREAKWATER Court - Photo 15](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f1201940882r.jpg)

![109 BREAKWATER Court - Photo 16](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f3983691049r.jpg)

![109 BREAKWATER Court - Photo 17](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f2690563553r.jpg)

![109 BREAKWATER Court - Photo 18](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f4220990781r.jpg)

![109 BREAKWATER Court - Photo 19](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f3510600698r.jpg)

![109 BREAKWATER Court - Photo 20](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f135510149r.jpg)

![109 BREAKWATER Court - Photo 21](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f647943394r.jpg)

![109 BREAKWATER Court - Photo 22](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f187658856r.jpg)

![109 BREAKWATER Court - Photo 23](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f1604574592r.jpg)

![109 BREAKWATER Court - Photo 24](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f1188943613r.jpg)

![109 BREAKWATER Court - Photo 25](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f2045658386r.jpg)

![109 BREAKWATER Court - Photo 26](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f971180525r.jpg)

![109 BREAKWATER Court - Photo 27](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f235679243r.jpg)

![109 BREAKWATER Court - Photo 28](http://lh.rdcpix.com/33eb3337b87bc43231329b89994ef427l-f1722360520r.jpg)

---

**MLS#:** MDHR2057108 | **Updated:** 2026-10-22
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/109-breakwater-court-joppa-md-21085-c92312a9f76f42169be7db3f3b2150d8)

---

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