About This Home

This 2-bedroom, 3-bathroom single family at 109 Calle De Santiago Ct in Pensacola, FL is listed for $629,000 ($371 per sqft). Built in 1983, the home offers 1,696 sqft of living space on a 0.03 acres lot.

Key Features

  • Built in 1983
  • 0.03 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full, 1 half
1983

Amenities

Fireplace
Listing Description

**OPEN HOUSE 7/26 11a - 2p**-If you thought being right in the heart of downtown didn’t allow you to be tucked into a quiet & private community, you’d be mistaken! This charming 2-bedroom, 2.5-bath offers the perfect blend of character, comfort, and unbeatable location.

The home feels like a hidden retreat while still being right next to the action—an ideal pied-à-terre or full-time residence. Inside, you’ll find an inviting space filled with natural light thanks to three skylights & extra added windows. There is laminate flooring throughout (no carpet!), crown molding, chair rail detailing in the dining room, and custom lighting.

The living room features a cozy wood-burning fireplace and custom built-in bookcases. The kitchen features granite countertops, a pantry, and laundry just off the kitchen, with the washer and dryer conveying. Upstairs there are two generously sized ensuites with oversized closets, walk-in showers, and vessel sinks.

Plantation shutters, recessed lighting, and thoughtful touches like kitty doors add personality and practicality. A wrought iron balcony and interior staircase add additional architectural charm. Step outside to a covered patio and bricked courtyard with an arbor and pergola that create a distinctly New Orleans–inspired outdoor living space, perfect for relaxing & entertaining.

The home is well cared for with a 2020 metal roof and reinforced balcony, 2018 HVAC system (serviced in 2025), & a 2023 Reme Halo air purification system. It is all electric and impressively energy efficient, with power bills averaging around $160/mo.

Constructed with hardcoat stucco, wood, and brick, the property has never experienced water intrusion—even through major storms like Ivan and Sally. Two outdoor sheds convey. Enjoy Palafox Reimagine Project - The New Palafox - which is due to be complete in May 2026. This home has been lovingly cared for by current owners of almost 25 years, and you’d be hard-pressed to find a better spot downtown.

Monthly Cost Estimate

$3,364/mo

20% down · 6.5% · 30 years

Principal$455
Interest$2,726
Insurance$183

Estimates only. Actual payments may vary.

Location

109 Calle De Santiago Ct

Pensacola, FL 32502

Intendent

Features & Amenities

Interior Features

Breakfast BarPantryBookcasesCeiling Fan(s)Crown MoldingRecessed Lighting

Exterior Features

Balcony

Property Details

Flooring

Laminate

Parking

DrivewayGuest

Heating

CentralFireplace(s)

Cooling

Ceiling Fan(s)Central Air

Appliances

DishwasherDryerGarbage DisposerRefrigeratorWasher

Questions & Answers

This 2-bedroom, 3-bathroom single family at 109 Calle De Santiago Ct is listed at $629,000 ($371/sqft). The estimated monthly payment is $3,364 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1983, 0.03 acre lot, 2 stories, Fireplace. Interior Features: Breakfast Bar, Pantry, Bookcases. Exterior Features: Balcony.

This property is listed by Simone Sands.

SS

Simone Sands

Agent at Engel & Völkers Pensacola

Listed by Engel & Völkers Pensacola · Broker phone: 8508208880 · View on Broker Site · Broker website

MLS# 678827· Source: Engel & Völkers· 12 days on PropertySimple

Copyright © 2026 Engel & Völkers. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 Calle De Santiago Ct, Pensacola, FL 32502

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