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About This Home

This 4-bedroom, 3-bathroom single family at 109 CAROLINA Cove in Seneca, SC is listed for $1,200,000. Built in 1999, on a 0.61 acres lot.

Agent Description

Welcome to 109 Carolina Cove, a beautifully maintained lakefront cabin nestled in the private, gated community of Carolina Cove on Lake Keowee. This rare offering features 4 bedrooms & 3 full bathrooms, combining rustic charm with thoughtful modern updates in a quaint setting of only 7 homes.

With a low annual HOA of just $500 & short-term rentals allowed, this property offers both a serene retreat & a highly desirable investment opportunity. Inside, you'll find soaring cathedral ceilings, hardwood floors, wood beams, & tongue-and-groove ceilings throughout.

The spacious living area is centered on a stunning floor-to-ceiling stacked-stone fireplace, flanked by large windows that bring in natural light & showcase lake views. The home also features updated windows & doors, granite countertops, & appliances (2019).

Step outside to enjoy over 100 feet of private Lake Keowee shoreline. The gently sloping lot provides an easy walk to the water, where a recently renovated platform dock with electricity & year-round water depth awaits. The outdoor living spaces are truly exceptional.

The expansive back deck features new cement plank decking, sleek metal railings with a drink rail, & a new hot tub & gazebo-ideal for evenings after long days on the lake. The backyard also includes a custom-installed 4-hole putting green with chipping area (by Southwest Greens of Asheville), a tranquil waterfall & goldfish pond, & a lakeside fire pit.

The lower patio is protected from the elements with under-decking & gutters. Propane fuel is conveniently connected to the outdoor grill. Just a few of many recent improvements by the current owner include a 6-inch concrete driveway and walkways, flagstone steps with a custom wrought-iron railing, new gutters, & extensive landscaping featuring over 50 azaleas, hydrangeas, & privacy evergreens.

A 210-foot concrete path with a turnaround leading to the dock is currently being installed for added accessibility. Additional features include a new garage/workshop, a loft with 2 double beds that convey, & a pool table located in the walkout basement bedroom (also conveying).

Major updates completed in 2019 include a new roof, new cement plank siding, windows, doors, granite countertops, kitchen appliances, backsplash, & the striking stone fireplace. This home is in immaculate condition & offers the perfect blend of rustic cabin-retreat charm, with no maintenance or updates needed.

Key Features

  • Built in 1999
  • 0.61 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
3 full
1999

Amenities

WaterfrontViewSpaHardwoodA/C

Monthly Cost Estimate

$6,918/mo

20% down · 6.5% · 30 years

Principal$868
Interest$5,200
Insurance$350
HOA$500

Estimates only. Actual payments may vary.

Location

109 CAROLINA Cove

Seneca, SC 29672

Carolina Cove

Features & Amenities

Interior Features

DualSinksGraniteCountersBathInPrimaryBedroomMainLevelPrimaryShowerOnlyLoftWorkshop

Exterior Features

DeckGasGrillLandscapeLightsPorch

Property Details

Flooring

TileHardwood

Construction

CementSiding

Views

Water

Pool Features

PorchDeck

Parking

DrivewayGarage

Heating

CentralElectric (Heating)

Cooling

Central AirElectric

Appliances

DryerDishwasherElectricWaterHeaterGasOvenGasRangeMicrowaveRefrigeratorWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 109 CAROLINA Cove is listed at $1,200,000. The estimated monthly payment is $5,700 based on 20% down at 6.5% interest.

HOA fees are $500/month.

Key features include: Built in 1999, 0.61 acre lot, 2 stories, Waterfront. Interior Features: DualSinks, GraniteCounters, BathInPrimaryBedroom. Exterior Features: Deck, GasGrill, LandscapeLights.

This property is listed by Kylie Murphree and can be reached at 8647109163 or kmurphree@kw.com.

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KM

Kylie Murphree

Agent at Keller Williams Seneca

(864) 710-9163

Listed by Keller Williams Seneca

MLS# 20299390· Source: listhub· Updated 4 days ago

Copyright © 2026 Western Upstate Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 CAROLINA Cove, Seneca, SC 29672

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