# 109 CAROLINA Cove, Seneca, SC 29672

> **TL;DR:** 4bd/3ba single family, $1,200,000, built 1999.
> Spa, Waterfront, View, Hardwood. Est. $5,700/mo. Listed 4 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,200,000 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Year Built | 1999 |
| Lot Size | 26,572 sqft (0.61 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 4 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water
- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $5,200 |
| HOA | $500 |
| **Total** | **$5,700** |

## Nearby Schools

- **Elementary:** Keowee Elem
- **Middle:** Walhalla Middle
- **High:** Walhalla High

## Key Amenities

- Spa
- Waterfront
- View
- Hardwood
- A/C

## Property Highlights

- Built in 1999
- 0.61 acre lot
- 2 stories
- Waterfront

## Description

### Agent Description
Welcome to 109 Carolina Cove, a beautifully maintained lakefront cabin nestled in the private, gated community of Carolina Cove on Lake Keowee. This rare offering features 4 bedrooms & 3 full bathrooms, combining rustic charm with thoughtful modern updates in a quaint setting of only 7 homes. With a low annual HOA of just $500 & short-term rentals allowed, this property offers both a serene retreat & a highly desirable investment opportunity. Inside, you'll find soaring cathedral ceilings, hardwood floors, wood beams, & tongue-and-groove ceilings throughout. The spacious living area is centered on a stunning floor-to-ceiling stacked-stone fireplace, flanked by large windows that bring in natural light & showcase lake views. The home also features updated windows & doors, granite countertops, & appliances (2019). Step outside to enjoy over 100 feet of private Lake Keowee shoreline. The gently sloping lot provides an easy walk to the water, where a recently renovated platform dock with electricity & year-round water depth awaits. The outdoor living spaces are truly exceptional. The expansive back deck features new cement plank decking, sleek metal railings with a drink rail, & a new hot tub & gazebo-ideal for evenings after long days on the lake. The backyard also includes a custom-installed 4-hole putting green with chipping area (by Southwest Greens of Asheville), a tranquil waterfall & goldfish pond, & a lakeside fire pit. The lower patio is protected from the elements with under-decking & gutters. Propane fuel is conveniently connected to the outdoor grill. Just a few of many recent improvements by the current owner include a 6-inch concrete driveway and walkways, flagstone steps with a custom wrought-iron railing, new gutters, & extensive landscaping featuring over 50 azaleas, hydrangeas, & privacy evergreens. A 210-foot concrete path with a turnaround leading to the dock is currently being installed for added accessibility. Additional features include a new garage/workshop, a loft with 2 double beds that convey, & a pool table located in the walkout basement bedroom (also conveying). Major updates completed in 2019 include a new roof, new cement plank siding, windows, doors, granite countertops, kitchen appliances, backsplash, & the striking stone fireplace. This home is in immaculate condition & offers the perfect blend of rustic cabin-retreat charm, with no maintenance or updates needed.

## Location

- **Address:** 109 CAROLINA Cove, Seneca, SC 29672
- **County:** Oconee
- **Neighborhood:** Carolina Cove
- **Coordinates:** 34.826019, -82.944066
- **Google Maps:** https://www.google.com/maps?q=34.826019,-82.944066

## Listing Agent

- **Name:** Kylie Murphree
- **Brokerage:** Keller Williams Seneca
- **Phone:** 8647109163
- **Email:** kmurphree@kw.com

## Primary Photo

![109 CAROLINA Cove - Primary Photo](http://lh.rdcpix.com/30a4843b16495c0e931c0605929ae3c5l-f959375883r.jpg)

*45 total photos available on [listing page](https://www.propertysimple.com/listing/109-carolina-cove-seneca-sc-29672-20299390)*

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**MLS#:** 20299390 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Western Upstate Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/109-carolina-cove-seneca-sc-29672-20299390)

---

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