# 109 Debra Lane, Kerrville, TX 78028

> **TL;DR:** 3bd/2ba single family, $455,000 ($224/sqft), built 1996, 2,030 sqft.
> A/C, 1-car garage. Est. $2,434/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $455,000 |
| Price/sqft | $224 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 2,030 |
| Year Built | 1996 |
| Lot Size | 19,602 sqft (0.45 acres) |
| Garage | 1-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,301 |
| Estimated Insurance | $133 |
| **Total** | **$2,434** |

## Nearby Schools

- **Elementary:** Call District
- **Middle:** Call District
- **High:** Call District

## Key Amenities

- A/C
- 1-car garage

## Property Highlights

- Built in 1996
- 0.45 acre lot

## Description

### Agent Description
Three bedroom, two bath home nestled on a spacious lot just minutes from town and the river. With no HOA and dual- use, this property offers endless possibilities for residential living, vacation home, short term rental, investment, or a live/work setup. Updated, charming, and an incredible location, this is a rare opportunity to own a versatile property in the Texas Hill Country.

## Location

- **Address:** 109 Debra Lane, Kerrville, TX 78028
- **County:** Kerr
- **Coordinates:** 30.071973, -99.339244
- **Google Maps:** https://www.google.com/maps?q=30.071973,-99.339244

## Listing Agent

- **Name:** Somer Tinsley
- **Brokerage:** EXP Realty, LLC
- **Broker Phone:** (888) 519-7431
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/109-Debra-Ln_Kerrville_TX_78028_M95913-07597?f=listhub&s=SABORTX&m=1967279&c=propsimple)

## Photos

![109 Debra Lane - Photo 1](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f3309575157r.jpg)

![109 Debra Lane - Photo 2](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f4120802742r.jpg)

![109 Debra Lane - Photo 3](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f3730089606r.jpg)

![109 Debra Lane - Photo 4](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f789784832r.jpg)

![109 Debra Lane - Photo 5](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f1747597118r.jpg)

![109 Debra Lane - Photo 6](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f481492006r.jpg)

![109 Debra Lane - Photo 7](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f2350668915r.jpg)

![109 Debra Lane - Photo 8](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f2881254409r.jpg)

![109 Debra Lane - Photo 9](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f1433508538r.jpg)

![109 Debra Lane - Photo 10](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f280095572r.jpg)

![109 Debra Lane - Photo 11](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f798583611r.jpg)

![109 Debra Lane - Photo 12](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f395173425r.jpg)

![109 Debra Lane - Photo 13](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f468457518r.jpg)

![109 Debra Lane - Photo 14](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f1027910557r.jpg)

![109 Debra Lane - Photo 15](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f2997143864r.jpg)

![109 Debra Lane - Photo 16](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f2793051055r.jpg)

![109 Debra Lane - Photo 17](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f401585462r.jpg)

![109 Debra Lane - Photo 18](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f1748723584r.jpg)

![109 Debra Lane - Photo 19](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f657775105r.jpg)

![109 Debra Lane - Photo 20](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f3545421122r.jpg)

![109 Debra Lane - Photo 21](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f2529339306r.jpg)

![109 Debra Lane - Photo 22](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f1298443055r.jpg)

![109 Debra Lane - Photo 23](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f2604869356r.jpg)

![109 Debra Lane - Photo 24](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f772934727r.jpg)

![109 Debra Lane - Photo 25](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f2736224650r.jpg)

![109 Debra Lane - Photo 26](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f2804964764r.jpg)

![109 Debra Lane - Photo 27](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f1623955487r.jpg)

![109 Debra Lane - Photo 28](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f3198474785r.jpg)

![109 Debra Lane - Photo 29](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f4081647175r.jpg)

![109 Debra Lane - Photo 30](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f2257055386r.jpg)

![109 Debra Lane - Photo 31](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f2556880701r.jpg)

![109 Debra Lane - Photo 32](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f3118493443r.jpg)

![109 Debra Lane - Photo 33](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f1731178985r.jpg)

![109 Debra Lane - Photo 34](http://lh.rdcpix.com/45fee8958c9adf885d92fdb20d9dfcc1l-f1211288765r.jpg)

---

**MLS#:** 1967279 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 LERA MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/109-debra-lane-kerrville-tx-78028-49d101aefb8f4d44a5e70d971513fee7)

---

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