# 109 E Church Street E, Saint Marys, GA 31558

> **TL;DR:** 3bd/2ba single family, $419,900 ($318/sqft), built 1960, 1,320 sqft.
> Fireplace, Hardwood, 2-car garage. Est. $2,245/mo. Listed 102 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $419,900 |
| Price/sqft | $318 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,320 |
| Year Built | 1960 |
| Lot Size | 23,087 sqft (0.53 acres) |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 102 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,123 |
| Estimated Insurance | $122 |
| **Total** | **$2,245** |

## Nearby Schools

- **Elementary:** St. Marys Elementary
- **Middle:** St. Marys Middle School
- **High:** Camden County

## Key Amenities

- Fireplace
- Hardwood
- 2-car garage

## Property Highlights

- Built in 1960
- 0.53 acre lot
- Fireplace

## Description

### Agent Description
NEW PRICE - $429,000 | DOWNTOWN ST. MARYS 109 E. Church Street, St. Marys, GA 3 Bedrooms | 2 Baths | 0.53 Acre CHARACTER. WALKABILITY. SPACE. LOCATION. Welcome to 109 E. Church Street, where the charm of an established St. Marys home meets one of its best features-great walkability to downtown and the waterfront. Situated on a beautiful 0.53-acre lot beneath mature oaks, this property offers something increasingly difficult to find: more than half an acre combined with the convenience of downtown living. Leave the car at home and enjoy being able to walk to the St. Marys waterfront, downtown restaurants, shops, community events and local attractions. It's the kind of location that makes it easy to enjoy the St. Marys lifestyle every day. Inside, the home is filled with character, including hardwood floors, tongue-and-groove details, plantation shutters, built-in cabinetry, and a decorative faux fireplace that creates a warm focal point in the living space. The kitchen features newer appliances and flooring, while the cozy den provides access to an upgraded screened porch-an inviting additional living area for morning coffee, reading, entertaining, or simply enjoying the coastal Georgia weather. Outside, the 0.53-acre propertyprovides mature landscaping, established trees and plenty of usable space. There is room for RV or boat parking, along with a substantial 21' x 30' multi-purpose outbuilding offering possibilities for storage, a workshop, hobbies, recreation, or other uses. The home also has a history as a successful 5-star Airbnb and VRBO vacation rental, adding another possibility for buyers interested in a second home or investment property.* Whether you're searching for a primary residence, coastal getaway, second home, or investment property, 109 E. Church Street offers a combination that is hard to duplicate: Walk to downtown and the waterfront. Come home to more than half an acre, mature oaks, Southern character, a large outbuilding and room for your boat or RV. 109 E. Church Street, St. Marys, Georgia Come experience the location and lifestyle for yourself. Schedule your private showing today!

## Location

- **Address:** 109 E Church Street E, Saint Marys, GA 31558
- **County:** Camden
- **Coordinates:** 30.729129, -81.545616
- **Google Maps:** https://www.google.com/maps?q=30.729129,-81.545616

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/golden_isles/2001409

## Listing Agent

- **Name:** Carrie Paulk-Gay · **License:** 180726
- **Brokerage:** Coldwell Banker Platinum Partners KGLD
- **Broker Phone:** 0
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/109-E-Church-St_Saint-Marys_GA_31558_M93814-43575?f=listhub&s=GIAORGA&m=2001409&c=propsimple)

## Photos

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---

**MLS#:** 2001409 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/109-e-church-street-e-saint-marys-ga-31558-d8b7f7e3c6db4a40a165fadf65e35cb8)

---

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  "name": "109 E Church Street E, Saint Marys, GA 31558",
  "description": "NEW PRICE - $429,000 | DOWNTOWN ST. MARYS 109 E. Church Street, St. Marys, GA 3 Bedrooms | 2 Baths | 0.53 Acre CHARACTER. WALKABILITY. SPACE. LOCATION. Welcome to 109 E. Church Street, where the charm of an established St. Marys home meets one of its best features-great walkability to downtown and the waterfront. Situated on a beautiful 0.53-acre lot beneath mature oaks, this property offers something increasingly difficult to find: more than half an acre combined with the convenience of downtown living. Leave the car at home and enjoy being able to walk to the St. Marys waterfront, downtown restaurants, shops, community events and local attractions. It's the kind of location that makes it easy to enjoy the St. Marys lifestyle every day. Inside, the home is filled with character, including hardwood floors, tongue-and-groove details, plantation shutters, built-in cabinetry, and a decorative faux fireplace that creates a warm focal point in the living space. The kitchen features newer appliances and flooring, while the cozy den provides access to an upgraded screened porch-an inviting additional living area for morning coffee, reading, entertaining, or simply enjoying the coastal Georgia weather. Outside, the 0.53-acre propertyprovides mature landscaping, established trees and plenty of usable space. There is room for RV or boat parking, along with a substantial 21' x 30' multi-purpose outbuilding offering possibilities for storage, a workshop, hobbies, recreation, or other uses. The home also has a history as a successful 5-star Airbnb and VRBO vacation rental, adding another possibility for buyers interested in a second home or investment property.* Whether you're searching for a primary residence, coastal getaway, second home, or investment property, 109 E. Church Street offers a combination that is hard to duplicate: Walk to downtown and the waterfront. Come home to more than half an acre, mature oaks, Southern character, a large outbuilding and room for your boat or RV. 109 E. Church Street, St. Marys, Georgia Come experience the location and lifestyle for yourself. Schedule your private showing today!",
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